Hi - so I’m new to real estate and just dipping my toes into investing

25 years old, 148k annual salary and I bought a home last year that was old but had good bones. Paid 463k , loan amount is at 432k at 6.125%. I’ve put about 25k into it for renovations and upkeep on the home. My rmmate covers half the mortgage at the moment , maybe another rmmate soon.

Do I just keep focusing on this house, or how do I get into that second property ? My debt/equity won’t allow for another loan I think

Have 20k, what’s a good small business to start with this fund? Serious question here

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Hello,
Does anyone have advice for someone looking to purchase their first investment property? Maybe something you wish you knew before buying yours etc. I’m looking at single families

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

Think Covid is gonna get out of hand in the few months. Any stock recommendations in light of this?

Looking for an investment that will produce current income and has a small minimum investment size. This would be for myself just to have more income. I'm willing to take any amount of risk

What states have a big law market where I can get the most out of my dollar? Also currently work for CA firm, if I move to another state does the state tax rate switch to where I live?

What platforms do you use for your investments?

I use Zerodha for brokerage and Kuvera/Coin for MF investments.

Amex Platinum or Chase Sapphire?

Wrapping my head around the equity piece of an offer. Is the equity you are granted in dollars converted to shares right away? So if the stock goes up or down, the totally dollar amount in equity granted when you sign might not be what you actually get over the first four years?

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Did anyone get a jumbo loan with less than 20% down?

Anyone here willing to explain their thesis on bitcoin? Thanks!

Please excuse my innocence, but the way it looks is that it seems so to be worth it to join a firm that allows personal card vs Corp amex. Thoughts?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

My highest role was a Director of Business Operations(85k), but I am looking to get into sales just want a higher income for my family. Any advice so I do not start at the bottom? Looking to start yesterday.

Any referrals would be greatly appreciated.

How should one properly calculate total comp? Base + bonus + stock options? Should you only include options that vest that year or include the total $ granted that will vest over 4 years?

How many agencies that have spent the last year talking about Black Lives Matter/equality/diversity and then don’t do a very simple thing like closing in recognition of MLK Day?

Does anyone here work for Axiom or know someone who does and, if so, how difficult is it to stay fully engaged?

Does anyone in here work exclusively with B2B enterprise marketing using paid ads on Google and Facebook?

If you have 15k extra cash in the bank and want to invest and grow the money, what would you do/go for in terms of investing?

When a company reports bitcoin securities in their SEC filings, do the bitcoin securities get reported with the regular currency interest or is it a separate filing?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Thoughts on dipping into the condo market? Was thinking of waiting till March but don't think prices will drop that drastically and will be ok long term...

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Is Carvana legit? I've never seen any reviews just a hundred commercials. I could google this but wanted to know if anyone in here sold through them successfully. Thinking of selling my Benz E350, 2013. Let me know.

Can anyone suggest me the areas near RMZ Ecoworld where I should look for rented flats?

I'm not hearing enough about Miya Marcano from the media

I know we're supposed to live every day like it's our last, but damn it, after a long, stressful week of work, I'm so happy to just lay on my couch all night with some takeout and a cocktail!

LinkedIn is a garbage app where I can’t even post my opinion or experience because it will go against the mainstream ideologies. If I even “like” a post then I worry that my peers and managers see what I like and suddenly I need inclusivity training. What a load of shit! You can’t be who you truly are on that app. Which is why I like fishbowl so much, the anonymity is a game changer. If LinkedIn was a anonymous, we’d see a lot more support for Kanye and a lot less LGBQT material. Bet!

Trump daddy smacks down shady congressional initiative for lawmakers to govern their own ethics board.

Anybody know any good tech companies that are hiring at the moment? Current company I am at is going down the drain fast due to poor leadership and financial decisions. I’m open to options….

4th year lateral market —
Anyone get asked to complete conflicts prior to a formal offer being extended? Not sure I want to disclose clients before accepting said offer.

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

For those that built higher end homes, what kind of appliance budget did you have?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Any one knows what’s the easiest way to order a radon test for new construction?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

What's the best city in UK to buy a buy to let property, with best returns?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.