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Why would you start the job then?
Unless you received a large sign on bonus and need to be there a year to fully earn it with no payback - I would start looking. I wouldn’t feel bad - tell them you didn’t realize the cost of health insurance was so much and it’s simply not feasible with your budget- and that you simply need a job with more flexibility. Before you accept another job you definitely need to look into these things you value to avoid this from happening again. Request a copy of the companies benefits and pricing plan before you accept the next offer. Also try to talk to someone at the next company not in a hiring position who can give you more insight. Sometimes the best jobs can be at places you where you already have friends there or know colleagues have gone and like it. Good luck.