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40 Lacs is tiny 😳😂😂
I'm holding 10k in MF and 5K in stocks and I feel I have invested so much. Sometimes I feel I'm the Shareholder or board of directors for the companies shares I having invested in 😁😁
This is not a humble. Took some planning, effort and luck to get here
Age 37. YoE 15
MF 3Cr
Equity 35L
PF 30
EPF 30
FD/ liquid 15
No property. Will inherit parents flat.
Note this is joint portfolio of my partner and me. We started with low base hence you notice low EPF
Do your due diligence before investing in crypto. My portfolio is 70% crypto and 30% stocks. Very good returns on my crypto investment
Chief
Yoe 5
Fd : 6 lakh
Ppf: 1.5 lakh
Pf : 1.5 lakh
Mf : 1.5 lakh
Stocks : 1.5 lakh
Saving account : 1.5 lakh
Crypto : 1500 rs
Loan given : 1.5 lakh
--------------------------------
Total : almost 15 lakh
I am distributing equal amount in all.having 1.5 lakh.
Parental:
2 house worth: 1.5 crore ( 1 given on rent)
1 land for house : 50 lakh
Farming land : 1 crore
Gold: 15-20 lakh
Dad is still working and earnings same as me.
Pro
10 Lakhs
2YOE
Chief
1.5 lakh (mf)
1.5 lakh (stocks)
6 lakh (fd - emergency fund)
1.5 lakh (ppf)
Adding equal amount every month to mf, stocks, pf.
You : 5 😤😤
MF: 3L
Equity: 1L
Crypto: 10K
ETFs and Gold Fut: 10K
Physical (Dig) Gold & Silver [overseas]: 75K
PPF, NPS: 75K
Unlisted Crowd Investing: 20K
YoE: 1.5
Pro
Equity - 32 L, PPF - 8.5 L, NPS - 1.3 L, FD - 4 L, YOE - 6.5
Chief
You went to onshore?
Rising Star
Equity:2.5 L
MF:1 L
YOE:4
Assets:-
MF:7 Lakhs
Stocks:- 2 lakhs
Foreign Stocks:- 1 lakhs
Crypto:- 1 lakhs
12% club:- 5 lakhs(emergency fund grow at 12%)
Liabilities:-
Education loan:-6 lakhs
Yoe:- 2.5 years
For getting 12% club:-
https://twelveclub.onelink.me/2Cmd/52cc3c2c
There is high risk with 12% club but you also get higher reward. As long as someone doesn't keep all money in one basket it's worth taking the risk i guess.
P.S. same is with crypto we don't know when govt would ban it overnight and we could loose it all but since we get good reward it's OK to use i feel.
Stocks 1.6L
MF 5L
Crypto 20.5L
Yoe 4
Rising Star
How's your crypto portfolio now?
Mf-10L
Stocks- 1L
Lic - 15L
Ppf -4L
Pf - 10L
Property- 25 L
Yoe -9 yrs.
MF : 9L
Real estate : 2 CR
YOE: 8
Chief
Nice to see all replies and good that we all gave good saving rate
MF : 22L
FD : 19L
PF : 11.5L
PPF : 2.5L
YOE : 13 years
Real estate 1 cr.
MF -27 L
Stocks - 2 L
FD -10L
Gold -5L
PF 7 L
YOE -13 yrs
Pro
You guys save? {Insert relevant meme}
MF portfolio : 21L
FD : 5.5L
Real Estate : 40L (15L loan to repay)
PF & PPF : 3L
YOE : 6 years
Age : 28
mere to abhi 15L complete hua after 7 years of working 😅
MF: 6.8L
Stocks : 15k
EPF: 7.8L
FD: 6L
Crypto: 40k
Housing Loan: 30+ Lakh
YoE: 8.4
Age:30
What is the Crypto Investment app used popularly in India and the Best.
Any advice please.
Join Vauld today to earn, borrow and trade crypto and starting building wealth, using my referral code ybyuq2 or link https://vauld.com/register/ybyuq2
Question for People invested in FD. Is it better to continue there even with interest rate as low as 6%
Chief
Don't do FD anymore. Post tax you don't get even 4.5% which means you're losing money. Keep 1L in savings account, that should be enough if you have credit cards.
For safer options you can put 1.5L in PPF and 2.5L in EPF.
Remaining you can invest in stock market for long term (more than 3 years). If you think you'll need that money in next 3 years then it makes no sense to invest in stock market, instead explore these peer to peer lending options etc
Value with Profit : 49 lack
YoE : Jan 2018
MF: 5.5L
Crypto: 3 L
Yoe: 2