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****Urgent*** Hi Folks, Received a mail from Mindtree for BGV using Digiverifier, One company where I worked for a month I didn't mention that in the Resume(as it was non-technical role & for only 1 month) but Digiverifier has fetched the details of that aswell. Will this create any issues in BGV? KINDLY HELP TIA Mindtree
Can get all the reaction guys.
Thanks in advance
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40 Lacs is tiny π³ππ
I'm holding 10k in MF and 5K in stocks and I feel I have invested so much. Sometimes I feel I'm the Shareholder or board of directors for the companies shares I having invested in ππ
This is not a humble. Took some planning, effort and luck to get here
Age 37. YoE 15
MF 3Cr
Equity 35L
PF 30
EPF 30
FD/ liquid 15
No property. Will inherit parents flat.
Note this is joint portfolio of my partner and me. We started with low base hence you notice low EPF
Do your due diligence before investing in crypto. My portfolio is 70% crypto and 30% stocks. Very good returns on my crypto investment
Chief
YoE: 5.5
MF PF: 0
π₯³
Crypto - 65L
Steam games items - 5L
Yoe - 6.5 yrs
Well! to all interested, the overall portfolio is 38% down from ATH. I managed to dump some ETH while it was plummetting, and bought again @ $1270. By averaging down, managed to stop some bleeding.
Overall, I am not concerned about this at all if it drops more.
As mentioned in my old comments, I bought most of the crypto when ETH was $50-70 in 2017, so no matter what happens, I will always be in GREEN.
I am not a trader. This is an investement and will continue to remain such, untill dire circumstances appear.
Hope that answers some questions here.
Also, hopeful for ETH merger soon
Pro
6L MF, 3L Stocks, 1.10 CR in safer instruments like FD, Post Office Savings Schemes etcβ¦.
Age - 31
YOE - 6.5
Pro
PWC1 - Been thinking about commercial real estate as the rental yields are much higher but I donβt know kinda wanna move that safe money into riskier assets like crypto !
Dream 11 wallet : 215 /-
I have only 3 L. YoE 10 years
Good to see we have company π.. other posts leave you dark
I have
FD : 5.5L
Stock: 12L
MF: 3.5L
Lic: 4L
Gold coin: 2.5L
Gvt Bond :2.75L
PPE: 3L
Crypto:10K
Anddddd
Loan :11Lπ€ͺπ€ͺπ€£..
I am 32.
Diversify your portfolio With all investments (including loan also π).
YOE: 5
Home Loan : 45lac
Personal Loan : 10lac
ππ€
Chief
It's tiny?
Chief
Damn
This made me sad todayπ
Chief
Crazy ...at 7 YOE , I have only 4.5L savings in MF :(
And hell lot of loans to pay..
Rising Star
Everyone is at different levels. Don't worry mate. After 15 YoE, I hardly have 7 lacs savings in Fd, about 17l in equities and MFs, some 12l in PF. I own a house which might value at 60-70l.
Only good part is that so far I'm credit free and hoping to continue that way. I'm not sure if I will inherit anything at all from my parents. I am the sole earning member in my family of 4 and I have a dependent autistic child.
One thing I can tell you all, there are times in your life when you are totally helpless and money can't change a damn thing. We all save for that helpless day, hoping money will save you and you realise that money can't help. And that day you will realise that you have wasted your life running after something which is so elusive.
Pro
FD : 10L
PPF: 2 L
Byaj par : 10L
MF : 1.4L
Stock : 1L
Crypto : 2L
YOE: 10
Byaj par?
YOE?
Pro
After looking into others comment looks like I am the poorest and dumbest guy. My savings:
MF: 1L π₯² (monthly invest 5k only)
Saving: 13 or 14L may be
FD: 1L
RD: 30k
PF: 2.5L
π π π π Apna to salary bhi itna nehi hai ki invest karu kahi par..
YoE: 5.4
PWC 1
What do you mean by missed? Even if we start investing today in MFs considering a 5+ years of horizon, isn't it gonna reap profits?
Real Estate 90L
MF 2L
PF 10L
NPS 1L
PPF 10L
FD 10L
YOE 9
I like this distribution.
YoE - 11 Years
House ( which I live in ) - 1.2 Crore
Mutual Fund - 1.42 Crore
Stocks - 0
Gold - 0
ULIP - 5.6 Lacs
FD - 1.5 Lacs
Crypto - 1.6 Lacs
PPF - 8.1 Lacs
LIC - 8.6 Lacs
(Pending Home Loan) - 19 Lacs
Started investing in Equity 11 years back, didn't withdraw any amount till today, even to buy a house. Last year MFs shot like anything.
Don't invest in stocks as they require a lot of research and I don't want to go with others' opinions.
ZS4 and Cap 2 - I keep rebalancing my MF, I have funds in Flexi cap, large/mid-cap, small-cap, and tech sector MF.
Yes, I have SIPs going on from 2010 and the current SIP sits at around 1.3 Lac, with frequent top-offs every now and then.
My crypto portfolio-2 lakhs.
Mutual funds-6 lakhs
Yoe-3
TCS 1 I would suggest go for either vauld or Binance. I use both but do more transactions in vauld as there is an option to FD your coins/tokens and earn interest.
Mf 40, direct equity 6, pf (not sure) other asset is a paid house in home town for parents. 40L is not tiny unless it was a humble brag. Sacrificed a lot of things to make that portfolio. YOE 8
Pro
Ask this question again after an year now in this portal
Will do
Inspiring post by everyone here. Hope everyone gets rich and financially stable! ππΌ
Immediately liquid
Equity - 1.5 L
Savings- 3 L
Mid term liquid
PF - 12 L
Other policies - 15 L
Physical gold - 10 L
Non liquid
Ancestral agricultural land - 18 Cr
Parental property - 2 Cr
Own property - 1.5 Cr
Loans - 80 L
YOE -7
If you don't take care of the 80L soon it is going to eat up your portfolio unless you're using it to evade taxes π€£π€£π€£