Related Posts
How does pwc’s wealth builder plan work ?
More Posts
31 F based in Chicago. Does anyone want to talk?
Overheard on LinkedIn

Additional Posts in Consulting India
दीपावली की हार्दिक शुभकामनाएं। 🌸 🪔
New to Fishbowl?
Download the Fishbowl app to
unlock all discussions on Fishbowl.
unlock all discussions on Fishbowl.




40 Lacs is tiny 😳😂😂
I'm holding 10k in MF and 5K in stocks and I feel I have invested so much. Sometimes I feel I'm the Shareholder or board of directors for the companies shares I having invested in 😁😁
This is not a humble. Took some planning, effort and luck to get here
Age 37. YoE 15
MF 3Cr
Equity 35L
PF 30
EPF 30
FD/ liquid 15
No property. Will inherit parents flat.
Note this is joint portfolio of my partner and me. We started with low base hence you notice low EPF
Do your due diligence before investing in crypto. My portfolio is 70% crypto and 30% stocks. Very good returns on my crypto investment
1 lac, 10 years
This is good, stay invested for a longer time. Time is a multiplier.
Talking about tiny, let me share my details.
Mutual fund- 34k
Stocks- 30k
Crypto- 2.7k
Savings- 25k
Loan to repay- 33k
I've been investing in stocks for 1 year now, mutual fund since May and I invested only 1k in crypto in June, which now stands at 2.7k
YOE : 1 Yr 4 months
Stocks : 9 Lakhs
MF : 1.5 lakhs
Crytpo : 35k
11 LPA CTC, but i have been working for 2.5 years not 1.5. :)
MF - 40L (18L own, rest parental)
Stocks( Vested RSU + Indian stocks) - 30L
Crypto - 60k
YOE - 1
Mobile Dev
I work for a US Solar MnC (Not sure if I should say the name)
Graduated from IIT CSE last year
MF: 4 lakhs (i started very late but now contribute 30K/month)
PF: 44 lakhs
Stocks: 20 lakhs (+30 remaining to be vested)
Other debt instruments: 5 lakhs
YOE: 15 years
Immediately Liquid 1 L
MF 10 L
Stocks 10 L
Property 1 Cr (no loan)
Crypto 1 L
Gold 4 L
FD 3 L
PF/ PPF 10 L
YOE - 9
What % of your saving is in MF?
Approx 68 percent
20lpa yoe-5
Rising Star
8L - MF (4.5L Invested)
4L - Equity (3L Invested)
4YOE
Pro
How much is CARG ?
Haven't calculated CAGR however the XIRR is around 29 percent. There was huge spike during COVID.
Since I have 12L personal loan for 4 years.
What is the best for me to make pre payment to Loan account or start investing in MF or PPF?
YOE-5
@Capgemini 1, bro dont forget, you got lucky. You were able to invest and remain invested during 2020 market crash, which itself may have earned you decent profit and ever since recovering that fall, market has been going up and up. But such scenario is very unlikely to happen again.
Closing debt is always better ways because market is unpredictable. But yes, if you see any sudden dip in market, make sure that you just pay the EMI and out rest of your money in stock market and MF.
PF = 2 lac
Stocks= 1 lack
Saving= 2 lacks
Real estate= 1.5 cr
I bought them relatively at low price... But as per current market I have mentioned the value
Rising Star
Age- 33 , YOE- 10.
Been investing seriously since only 4 years now, splurged during the initial 6 yrs.
MF- 26.5L
Stocks- 12L
PPF-1.5L
EPF- 8.5L
FD- 2.5L
Total- 51 L
Rising Star
SIP in MFs and buy dips strategy in bluechip stocks (buying during >500pts index fall). XIRR for MF is 27.5%. Strategy - MFs are Small and Mid cap focused while direct stocks are bluechips and largecaps.
Apart from above also have inheritance property and very good amount physical gold
600k
How can i invest in stocks? Please suggest ideas for freshers
Rising Star
The best advice would be to learn the basics first from Zerodha Varsity, Investopedia etc. & then start investing in MF/Index funds . Avoid relying on suggestions and tweeter handles and rather gain knowledge and start DIY
Poor portfolio comes
YoE 18 months
Age 24
MF - 6k first SIP deducted last month
Crypto - 15k
Savings Account - 1.9L ( Will move 60% of this to MFs/Stocks/Crypto
Stocks - yet to start.
I would have started investing in stocks/MFs early this year but due to less knowledgeable on the subject I was a bit afraid. Now I know where I stand, less afraid now.
I definitely want google to stop predictions 😒
How is it that so many people have so much in real estate??
Can you guys share how to grow money??
I am only 23 and would like to create a large weath.
Don't go real estate until you want to live in your own house.
* Don't go for home loan and buy apartment. Pay full amount to buy house/ land.
* Plan for individual houses. Villa also good. Because that would have better growth than apartment.
* Real estate growth is unpredictable and very dark area in investment. Can't predict anything and anytime. The growth is very less compared to MF.
Personal experience. I have invested 1 cr 3 yrs ago in real estate. Now the value is 12% increased. The same way, I invested in MF . Almost 60 % increased.
MF - 67L
Direct Equity - 22.5L
FD - 10L (Emergency Fund)
Loans Given to Relatives :- 8.28 L (Getting regular EMIs from them )
YOE :- 10
Chief
Gr8 work man, really nice to see such a huge amount in MF and stocks.
Hi Fishes,
Wanted some clarification.... Usually mutual funds give around 10-15% returns in long term (say 10 years). Don't stocks (large cap and traditionally safe stocks like reliance, tcs etc) also give around the same return? Is it worth the risk to directly go for stocks rather than MFs, considering the fact stocks require active monitoring?
Thanks a lot for the information everyone. Planning to start exploring ETFs. Is it advisable to invest in it in an SIP kind of way, since markets are at all time highs right now, so not sure if I should make a lumpsum investment in ETF right now.