How can I get help making a major financial decision regarding my mortgage? I already tried speaking with my bank but they're not being very helpful clear.

I have autism, so it can be very difficult for me to understand new information / situations I've never experienced. I need every detail explained and obvious things pointed out before I get it.

I lost my job in May and I'm trying to figure out to sell/ forbearance/ try to rent. I'm running out of time.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Hi team ,

I have started working from jul2019 and I have filed my tax return for 2020 and 2021 tax years.


However I note that there was withholding of some amount in 2017-2018 and 2019 tax years ( withholding from comission received from insurance commission from lic and United india)

I have not filed 2017, 2018, 2019 return as my total income was less than threshold

Is it possible to file return for 2017 , 2018, 2019( all r in refund) now without paying any penalty?

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Has anyone used The Warton Group for 401k appointments? Seems like a lot of money for uncertain success...

Could anyone recommend a set of indices that are publicly available and is a good predictor for consumer spend in home renovations ?

Anyone here willing to explain their thesis on bitcoin? Thanks!

Made my first few options trades.

first lesson I learned- take profits ASAP! calls went from +100% to -20%.

What is the best-kept secret among realtors?

Who day trades / swing trades with another job? Any tips?

In particular wondering if it’s a sustainable side income or just for fun, and what are you trading (stocks, crypto, forex, futures, etc.)?

Anyone from tax can help me on some tax related queries.

Q1-Can I claim LTA and LTA cash voucher both for the current Block?
Q2- In LTA cash voucher scheme i have a total expenditure of only 50K approx so how much can i get as saving for Tax?
Q3 How the above 2 can be claimed during ITR filing?

I have more Questions but if we get replies on these we can discuss further.
This can help everyone

For rent paid below 1 lakh there is no need to submit landlord's PAN. I have calculated based on my HRA and if I show rent paid as around 96k my tax refund will be around 13k.

However there is no rent agreement or rent receipts.

Will it be a problem later on if I show this in my ITR?

I wish I wasn’t adaptable. Humans aspire for a greater level of comfort and once achieved, adopt that as their new baseline. Because of this, somebody making $100k cannot simply comfortably revert back to a $50k lifestyle. The slow growth of personal wealth isn’t noticed as ideated. Instead, we are never satisfied.

Can you relate? Has your salary / net worth growth dramatically improved your quality of life?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

My portfolio has been stagnant for a week now. Last few times this has happened, market has tanked. Anyone else feeling we’re at an event horizon soon?

Does EY 401k provides Brokeragelink feature from fidelity? If so how to start the process?

I am pretty conservative w what I invest in (pretty much all vanguard ETFs). If I wanted to take like $5-10k that I have in cash and buy stock(s), what would you recommend?

Gonna help my 16 year old sister get a Roth IRA and learn from my mistakes of not starting early... Should we park it in a target date fund or index fund (VTWAX or the like) ?

Hi, I have been looking for an onsite opportunity for years and it has been 7 years now in this organization and yet I have just a couple of expired visas where those were not even used. I do not know if it is just me or this kind of delay is normal to even get a short term onsite opportunity. Any advice?

Big 4 EAs: How many partners do you support? How many do you think is realistic for the pay and your sanity?

Can anyone help me with a referral to a fully remote job? My social anxiety is getting out of control being hybrid. I'm a cute girl and I've been harassed in the past and I just can't get past it.

Does anyone have any tips for blocking out light and sound at night beyond ear plugs/eye mask/leave nyc?
Extremely light sleeper looking for a solution that is preferably not too invasive

Salary for vp, group director with 13+ years experience?

I wish admin utilized Tier 1 supports with teachers. Smiles, appreciations and acknowledging ones efforts would do a great deal to boost morale and climate. I just don’t understand what that is so hard to do.

Planning a trip to Bali with my bf. He’s never been on a long flight like that but we are probably planning a 2week vacation. What areas should we stay at?? we’re beach bums but I also love the forest/Hiking and a big foodie!

Hi Fishes,

Can someone refer me for Cloud Security - Prisma job opportunity

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

How might I start to evaluate whether or not it’s worth it to keep my current primary residence and turn it into a rental, instead of selling and using the cash to roll into the next down payment for our next home? Currently in our “starter home” and thinking to upgrade in a few years. Some figures to consider for current house - 299k purchase price, 240k left on mortgage, could prob rent for 2250-2500/month, or sell for 375k. It’s in a desired school district, but in the “city” tax district.

Has anyone had issues with hiring department? I applied to a IT position, passed the interview and they gave me a start date and salary. I was very happy and can’t wait to start but then… my recruiter told me that we have to delay the start date because my badge has not been created yet. Then it has been 4 weeks later and they say they are very sorry for the wait and they increased my pay up significantly to help compensate for the lost days. But idk what to do.. should I stay or look elsewhere

What is the criteria for promotion from principal to partner?

Looking to pivot out of a top pharma marketing/ad agency and into consulting. Ultimately want to leverage both experiences to move client side or to a healthcare start up.

What are the best firms for this type of transition and why?

Our employee satisfaction survey is tied to our performance goals. Meaning, if we rate management badly, we cannot meet 10% of our goals which in turn affects our bonuses and raises. We asked HR but they didn’t do anything about it. Is this normal? Is this legal? If not, what else can we do about it?

Can anyone suggest nearby pg at coforge noida @Coforge

Can anyone let me know about average salary at Morgan Stanley for analyst position given I have 2 years of experience. TIA

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

How might I start to evaluate whether or not it’s worth it to keep my current primary residence and turn it into a rental, instead of selling and using the cash to roll into the next down payment for our next home? Currently in our “starter home” and thinking to upgrade in a few years. Some figures to consider for current house - 299k purchase price, 240k left on mortgage, could prob rent for 2250-2500/month, or sell for 375k. It’s in a desired school district, but in the “city” tax district.

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

How can I invest in real estate ? Looking for an additional passive income source

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

Help needed: No idea where to look or how start housing search. Household income (myself + wife, no kids...perhaps in 3-5 years) is $250k pretax and we are moving to Indianapolis (so looking at Zionsville, Carmel, Fishers area). Any idea how much house we can afford? Good resources to conduct the search? Any help appreciated.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)