how come the law doesn't protect the purchaser vs builders hypothetically what if I booked a condo by the time of closing my financial situation totally changed due to my poor health incapacitated to work and broke where do I stand free money for builder to enjoy and top of that take me to the court

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

I want to buy a new home and then sell my current home after we are moved out. Current home is a VA loan, is there any way to buy the second house on a VA loan?

I’m thinking of opening a TD Ameritrade account for investing - does anyone use this/have any feedback? For reference, I recently graduated and have no prior investing experience, so any feedback on investing is appreciated :)

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

turns out me and my wife underpaid taxes by 12k. Anyone else getting a nasty end of year surprise?

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

Hi, I started my Digital Marketing business about 7-8 months ago with only 2.7 lakh rupees. I've been facing losses every month since then. I understand that I'm failing because I am working alone. I need to know what I'm doing wrong with my pitch and my approach to onboard new clients.

Also I am open to discussing partners and investors even though I have nothing extraordinary to offer right now. But I have a really good brand, story, and grit to make it big with the right help.

Any investor interest in Healthcare SaaS Startup?

Investment: $500,000
M/M sales now: $12,500

Pranam Fieshes ,

How to declare tax on joining bonus? First time got joining bonus , how to mention it in tax declaration . Please help

Your lovingly,
Fish

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Off the topic.
Koi help kar sakte to get rent house near Manikonda/7 Tombs.
Budget: 13k

Noogler question: are approved Amex expenses from concur directly paid by google to Amex? Or I gotta to pay? My expense was approved but has not yet been fully received in my account..

Anyone in on IPOF call options?

Hi folks - anyone here is a realtor or was a realtor in Toronto before? Looking to chat with people who have the experience.

Received a letter from Wells Fargo today. They are offering a refinance of fixed 30 year mortgage at 3.5%. I have no idea how they can do this judging by today’s interest rates. Currently my interest rate is at 4.5%. Judging by Wells Fargo sketchy history, I don’t trust it, however has anyone else gotten this offer?

Did anyone apply for amex card as an employee, recently, after the acquisiions started ?

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Need some advice on renting here in ATX.

Back in May 2021, I rented a property that had sustained damage during the big snow storm. This wasn't disclosed at lease signing. The home leaked every time it rained, mold was found in the home & the LL failed to make repairs that resulted in me falling down a flight of stairs. I moved out& rented an apt for 2 mos before signing a lease on the house I live in now. This house has a serious big problem& I've found mold here too. Continued below

Does anyone have a good lead on where to find research backed customer journeys? Either generic for an industry (like restaurant) or for major players in an industry (like chili's). I am fairly new to planning, and this keeps coming up as something and that would be helpful.
Thank you!

Hello. Can anyone refer me as Resource Management or Talent Acquisition position please? I am currently working in Tcs Kolkata and I have over 4 yrs of experience.
Location priority: Bangalore.
Available to join within 45-60 days.

Does anyone have a preferred car service company? I am looking for a service that can consistently provide traveler alerts such as when car has arrived, passenger is on board, trip competed, etc. across US cities. I have found a company that will do this when I book travel in NYC, but when my Professionals arrive in their destination cities the affiliates do not offer this same feature. Any suggestions? Thank you!

Hi. So I'm about to begin employment with United HealthGroup. It will be for Medicare recipients. I have some years experience with Medicaid. Any advice? I know, at first, it'll be working on the phones. Any thoughts also on how to get off the phones or how to move into other positions? Thank you.

Pros and cons of going into I banking after MBA?

I've gotten feedback that I'm too honest in my interviews, is that really a con for future employers? 🫤 How do I refrain from doing that anymore?

Hi Everyone,

TCS asks for all semrester results??.. or Final semester results with all semester grade is enough??

Thanks in advance

Saturday Wordle

Wordle 518 5/6

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My mom is convinced that I'm eligible for the vaccine in NY because I work there, even though I live in NJ. Having trouble finding information to confirm this, aside from the CVS website where as part of the eligibility check, it asks "do you live or work in NY"?Can anyone confirm if this is true?

Any non-cishet male folks want to chat? Missing community right now!

Any plays on FL (Footlocker) ahead of their earnings report tomorrow?

Is lateraling into big law from a mid-size boutique something that is obtainable? 3.2 GPA from T2-T3 law school

Has anyone heard of The Next Step program at Dartmouth’s Tuck school of business? I’ve been Encouraged to apply

Ive been practicing in TX for 2-3 years at a big law firm doing mostly bankruptcy work (and some trial) and looking to clerk at a bankruptcy court in SDNY/DDE/EDVA (I am well aware of how great the SDTX judges are but I am set on leaving Texas). Anyone familiar with how many apps these judges normally get or what makes candidates stand out? Are these judges generally not interested in someone who has practiced in a different market?

Hey I'm a lawyer who has a few years of experience. Do people hire guys like me for clerkships

Any other 2020 grads out there? How are you handling the job search without passing the bar or having any idea when it will be held? My plan was to pass the bar, then get a job so now I’m just in limbo.

Does anyone know when the JS salary bumps occur?
I graduated in May 2020, but did not start working at my firm until September 2020. I’ll start my clerkship in June 2021 — will I start at JS-12 or JS-13? If I start at JS-12, will I ever bump up to JS-13?

How much should I charge or accept for a law clerk position inhouse at a Biotech company? An attorney I previously supported has asked me to assist as an independent contractor. She is the only attorney at the company and has no legal staff currently.

For context: I graduated law school in May 2021 and have not passed the Bar as of yet. I have been working in IP support roles for the past six years. What would be an appropriate rate?

How does everyone track their daily and long term work to-dos (lists)? I am not the best at organising and feel overwhelmed with tracking and prioritising. Any tips?

How have court proceedings been during quarantine? Any wild video or audio court experiences?

Hi everyone! I come from Big law and have an interview at a federal court (dream job) and will be meeting two federal judges. Any tips for a successful interview? I’ve worked previously at a lower court. Any qualities / skills I should put forward? Many thanks

Clerks, at what point in your clerkship did you start applying for jobs? I’m about halfway through a two year clerkship in my intended market and I am trying to figure out when I need to seriously start applying.

I’ve been at my clerkship for 5 years (4 with a different judge) and one with my current judge, and I heard horrible things about him before starting, but I assumed they were exaggerated. Turns out they’re all true, and I’ve had to start therapy to deal with him and the incredibly toxic environment. I’m trying to get out ASAP b/c he also has a history of firing clerks without cause or notice, but I think I’ll only be able to give two weeks notice if i get the job I’m interviewing for. Thoughts?

Need advice on a specific question!
Interviewed with Chicago court 2 weeks ago; they decide mid-August. Interviewed with DC judge last week; hear from him by this Friday. Chicago said if I need an answer before August, they'd try to make a decision about me sooner.
Should I ask Chicago for an answer? Or should I wait until there's an offer from DC judge? Maybe seems better to withdraw before an offer is made rather than ask for time to think about it/turn down DC? What's proper etiquette?

Has anyone made the move from Law Clerk/Paralegal at their firm? If so how was the process? How long did it take? Were you welcomed by the attorney's who you once assisted?

Any insight into clerkship bonuses at BakerHostetler?

Change my mind: A motion to “clarify” one of the court’s orders is actually just a cute, roundabout way of asking for reconsideration.

Does anyone have any recommendations on how to conduct the post-clerkship job search if the goal is big law? I am coming from a state appellate clerkship in a major market.

How many applications do COA chambers usually get, particularly in 2/9/DC?

For writing samples in clerkship applications, can you edit/revise a final work product already submitted to the court? For instance, if there's a typo or something. Can more substantive edits be made to improve the work product?

Would your judge blame you for higher court reversing his opinion if he handed you the research and told you what to write? Should he?

Has anyone been approached or heard anything about lateral/post-clerkship hiring during (as well as the new timeline for hiring)?

What types of questions/polls/posts do you want to see/discuss?