How do I know what my credit score is?? I'm 1 year out of college, no debt, but low spending as well so my credit limit is also low. I want to be sure I'm preparing correctly so that I don't get...

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Pretty much ever credit card gives it to you nowadays, so check your account online.

Applying for a lot of credit in a short amount of time raises a red flag, but it wouldn't hurt to open one more card and/or request a limit increase on your existing one.

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CreditKarma is also free. Nice app too.

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Keep your original credit card open too, regardless of whether you switch to a new card for your regular use. It's been open for a while and that boosts the avg age of your accounts

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Wow

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What.....

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If you have BOA they send you free monthly fico scores

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You can also find it online and pay a small fee, get your FICO score, that's the most accurate one

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Capital one also has free credit score

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Credit karma

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If you want an extremely straightforward / enjoyable read on all matters of personal finance. Check out "I will teach you to be rich" by Ramit Sethi.

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Credit karma!!!

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Nothing is more attractive to a lender than a person with an income, assets, low/no debt. If you pay for everything via cash / debit why do you need a ton of credit? You have some credit. I wouldn't be too concerned. If you want a safety net, I'd talk to your current card issuer about upping your limit (do NOT get rid of it, helps to have long-term credit relationship) or maybe one other card with good travel perks. I have 2 cards that I only use for online shopping (fraud protection) and for travel perks. Also check out Dave Ramsey on debt free living.

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Just ran it based on the information you provided. Looks like you're sitting at 610

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I ran it through Wells Fargo, so it's very trust-worthy

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Screwed down the road when trying to buy a home

Am I an idiot or

Thank you A2!

Does it help boost your credit score to get multiple credit cards as long as you always pay them off? I only have the one I've had since I was 16

Thank you so much!! I really appreciate not having to sift through a thousand google articles haha

Credit Karma

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