How do you deal with 401k in the US? Can you withdraw without penalty?

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No you will have to pay the penalty, Apparently it’s not a hardship:(

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Anyone had any luck recently landing a place under $3k?

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Will there be any tax implications from Venmo transactions in FY21 given the new fees they introduced earlier this year? Neither I nor any people I have transacted with this past year have noted that anything was for goods/services regardless if that was actually the case so am wondering if there will be any changes as to how things are accounted for or if any new forms are being issued.

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Any recommendations on anything apart from coinbase to buy BTC in usd? I am unable to find any platform using it. Please let me know if you guys are aware of any cheaper alternative. Want to try altcoins but looks most need BTC which in the end can only buy on coinbase. It takes higher fees and time for buying.

Does j2 background check decline you if they see you’re still employed with j1?

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I feel like I'm going to get screweeeddd over with this upcoming housing market crash. I know we paid hundreds of thousands more than the house is worth 😭

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I heard you need to show a net worth of 100% of the loan amount. Have you heard about this?

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Hello Fishes, I have two offers in my hand
1. L&T Technology Services: 22LPA(8% variable) + 1L JB
2. KPIT : 22LPA(Fixed) + 1L JB

TS : Infotainment Testing, YOE : 8
Which company I should join?
It would be helpful if I get to know about the benefits of both companies
Need suggestions!!

Bosch KPIT L&T Technology Services Continental Mercedes-Benz Research & Development India Wipro Tata Consultancy Tata Elxsi Altran Capgemini

How is it like to be in firmware domain. How is the growth, work life balance , benefits and pay. Should I remain in this domain or make a switch to software developer.

Is joining EPAM Anywhere as an employee risky due to Ukraine-Russia war?

EPAM's stock price was affected severely due to this war.

Am I just overthinking it? What do you think?

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At a tech company with less than 50 people and $6 M Revenue. Our current maternity and paternity leave policy is not good for attracting talent. 12 weeks for mom only 4 weeks paid and no time off for dads. Curious to know what policy other companies have, and can you let me know size and approx rev of company?

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How concerned are you about inflation? We have 70% savings rate and 50% of our expenses are housing / utilities of which the largest part is rent which is a fixed contract (no CPI escalation, no automatic increases, paying same rent for 4 years). No car as we are living in a large city. So if I look at the components of CPI and what’s rising I am feeling pretty „good“ about it. The one thing I am „worried“ is asset inflation but obviously that benefits me directly. What am I missing?

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Are consultants at MBB allowed to trade individual stocks? Or are they limited to mutual funds only? For example, can someone at McKinsey buy AAPL?

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off topic question.
peoe buying lands on moon but who is authorised to sell land on moon as its no country's property. is it a scam.

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Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

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Just went on a shopping spree and have no money left lol

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Worth redeeming SPG/Mar points for stays before the two-tiered redemption changes post August 18? Seems to me like an excuse to devalue points and place redemption in a higher tier?

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EY leave department hasn’t been the most helpful with the exact details around maternity leave - so just wondering for any EY mamas - how do we initiate getting the two weeks before due date off? Just a doctors note or ??? Thank you!!

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Should I stop contributing to my 401K and put all my energy into paying off my student loan? Right now it's unconsolidated so there are rates between 3-6% and it's 20k.

If you’re hoping to find a housing deal, you’re out of luck in the short term.
Maybe if you can deal with the higher payments for the next 3 years and sell/refinance above today’s prices you’ll be ok, but this isn’t going to be pretty.

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This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

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Has anyone interviewed for a product/PM role at Meta recently? I'm wondering what the phone screen is like. I do have a book to help me interview if I make it to the later rounds and plan to do some mocks. Just trying to prep one step at a time. Thanks!

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I work in hospitality right now as a young person without a degree. Are there good opportunities for a career if I move up? Or should I go for a degree and switch to something else?

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I’m planning on getting my real estate license this spring! My biggest hesitation is that I currently live downtown Chicago and do not own a car. I really do not want to buy or lease a car as the area I live in requires a garage spot to park. Is it realistic to believe that I can be a real estate agent in Chicago if I rely on Uber/CTA?!

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I have offers from different organization, Could you please help me to decide which one would be great choice.
All are for Bigdata profile with almost same package.

Yoe- 9, Big data Exp-3
Iris
Saama technology Pune
Epam Systems - Shell Market project
HCL - Deutsch Bank project
Impetus

Deciding factor- Job security, WLB, yearly hike and scope of learning.

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Hi Fishes, I am a RPA DEVELOPER with 3.3YOE in Blueprism, UiPath and python looking for opportunity.

Please help me with referrals.

Thanks in advance.

Accenture Tata Consultancy Infosys IBM Deloitte EY

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Is there any PG/ FLAT available in Pune (Hinjewadi phase 3) location or nearby it. (For Male)
My company is Capgemini.
Please respond quickly.

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Hi all, wanted to know what level is salesforce tech arch in amazon. Is it level 6 or level 7

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Guys help me to get 11+likes so that I can unlock DM. This will help me to refer candidate in better way.
Thanks in advance

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Hey everyone! Could you recommend any good materials/books/courses on IT services, B2B marketing?
Thanks! 🙌

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What are the salary ranges (ideally broken into base , bonus, stock ) for Band C and Band B in IBM GBS ?

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Best age to freeze my eggs? I’m 30. Is it too early?

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I am A2 in PwC AC Bangalore in Management consulting - I want to shift to US office due to some reasons. Can anyone please elaborate the intercompany transfer / internal rotation process? Like where to apply? what are the requirements?

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I completed all rounds of interviews with capgemini. HR took all the documents about 10 days ago. However, offer letter is not yet released. HR stating that she is waiting for client project confirmation. Anyone faced such delays ? Ans what was the final outcome?

What will be consequences of renegotiation of accepted offer by showing counter offer?
Will they revoke it without speaking with the candidate once?

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Any favorite crypto brands?

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I have cleared all rounds with KGS  and pending salary discussion. What should be my expected salary with 6 yoe into BI development role? CCTC is 15 Lakh.

KGS KPMG KPMG India

Can anyone please share any insights on the National Federal Tax Services (NFTS) of Deloitte? Such as subgroups, salaries and hours for first year manager? Thanks!

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I’m originally from Brazil and most of my investments are allocated there.

Brazilian fixed income products are paying 13.25% returns and I’m wondering if it’s a good idea to secure this return in Brazil or if now it’s a good time to build a portfolio with US equities?

(90% of my money is on my Brazilian portfolio)

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Additional Posts in leaving US, VISA issues

Hi fish! Anyone who moved to London for consulting from us? Anyone willing to share experience and answer questions?

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What RFE did you receive and how long did it take to prepare a response?

H1b season is 3 days away and no response from law firm. Is anyone facing issues with a brand new h1b ? Opt case

My h-1b was valid until Jan 2021, but the when I filed for amendment it was truncated to March 2020. Filed for extension which got denied. Firm is saying I can either work or go on LOA. Any ideas?

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I am an SC on L1 B individual visa (valid until 2021 without any extension). Up for manager this year, will know in 2 weeks. Transferring to USA firm this year. What is the process, timeline for GC?

Spouse on L2 EAD with renewal coming up in November 2020. Although ~7 months out concerned it may not be renewed. Any one else on the same boat? What advice have you received?

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Anyone experienced getting I-485 approval before I-140? What happens to interview and if it’s something I need to worry? Applying EB1C if matters

(LONG POST) On a contract job currently (work in healthcare consulting). Interviewed with a startup consulting firm in Jun’18. Loved what they were doing. Found we were a great fit. Got offer (contd)

PwC people-how did you manage the global transfer? My rp is not responsive so far, hr just shares the list of local hr countries/contacts. What was important for you to find a non-us job? Tips?

On EAD. Anyone made the move to Canada, Europe, etc coz of the all immigration issues - H1B, DACA, etc. seriously thinking hard. limited options and so stressful to deal with.

likehelpful

Hardly any post here has a reply.. maybe the reason we are having visa issues is we are selfish and don’t want to help each other aka karma

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Is there anyone who came to US for courses eligible for CPT and was successful in getting a job and staying through H1B process ? Will appreciate an opportunity to chat.

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Hi,
I graduated last year and was working with my university until last month. I extended my STEM OPT with my university before July 5th (first year OPT expiry). I got a new opportunity right after submitting my application & I notified my change in employer (submitted updated I-20 & I-983).
Last Friday, I got another opportunity that is way better than the current one and I don't want to miss. My STEM OPT application is still under review. Would it be okay if I change my employer again. Thanks!

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Can I file for EAD renewal more than 180 days in advance?
USCIS say we “generally speaking shouldn’t file for it with more than 180 days in advance” – but I’m asking if there’s any harm in doing so. I don’t want my 2019 EAD nightmare to happen again.

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Anyone applied for an L1b extension recently? Wanted to know success rates

from logistic perspective..how are you guys transferring/moving your money from your US bank account? wire transfer? write yourself a check? idk about check, but cashing in $50k might raise a flag.

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Ânyone planning UK or European countries

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What the heck is going on with USCIS green card interviews ? I wait months for interview

If you leave the US because of failed H1B attempt with a L1 visa, how hard is it to move companies under the latter? If you decide to leave your employer, what is the process like to keep the visa?

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