When to buy back in to triple leveraged etfs 🔮

Best long term investment strategy against inflation to get to a large nest in for retirement?

Best cash back card to use in conjunction with CSR? Thinking about freedom unlimited (1.5%) but not sure if other cards are worth it. Don’t spend enough on groceries for the blue

25lpa in big 4 or 22k aed per month salary in sharjah with 4.5 days working in govt company which one is better ?
Have wife and kid with no emi and loan and living in own house in India.

Looking for good books on investing. Open to anything- real estate, stock market, etc. please leave any suggestions on what to read and anything to avoid - thanks fishes!!

At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic

Living in Van. Previously lived in Toronto. Obviously rent prices are high as is cost of living. Generally go out and spend more often living in a city. Boyfriend and I on good salary but not saving much due to the above. Before we move home to our own country, we’d love to spend a year close to Vancouver where rent is cheaper, temptation is less, to save. A commute to Vancouver 1-2 times a month needs to be possible (his job). That can be a flight if it’s not crazy. Thoughts? Recommendations?

I decalred FBP, and the amount got deducted from my salary.
Now I can see I am eligible for some amount under FabP. What is it and when will I get it?
What exactly is the funda of it?
Let say I am eligible for x amount in FBP LTA. And some y of x got deducted in a specific month, now that y portion is showing in FBP tab to upload the bill.

What if in case I have LTA bill which is exceeding x amount itself, do I need to raise reimbursement request every month th with same bill?

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

What % of post-tax income do Londoners usually spend on rent?

Offered 6.2k per month post-tax and thinking of spending 2k on base rent, single household. Does that seem reasonable for someone who wants to save and invest?

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

Can someone explain to me what a back door IRA is and how it works? I’m making over the income limit to contribute to any standard IRA and am maxing out my 401 K but no company matching program so I’m wondering whether I should be doing more

Are we on recession? My portfolio is super down - low cost ETF investor here

Hey, new to investing looking at initial mistakes I made. I have $1k in VOO, $7k in VT and $4k in VTI in my brokerage acct; in my Roth IRA I have $6k in VT and $7.7k in VTI. I know isn’t an ideal portfolio because many of these funds overlap. However I’m in for the long term and am willing to reposition to a strategy that will do the best over my life. Id appreciate to hear feedback on these 2 accounts and better approaches from others. Thanks!

Anyone know how taxes work when you sell for a gain? Do Coinbase and other sites prepare a 1099 or are we on our own to "self report" our gains to Uncle Sam?

Hello folks, any credit card suggestions with good benefits and cash-back? Please advise. TIA

Is the GSU price while vesting based on the market rate at the time of vesting or is it fixed based on the stock price during hire date/month?

a few weeks ago we had a super busy day with scripts and i think i went into ‘autopilot’ because i don’t remember it happening, but i handed out the wrong prescription to someone (before you get mad, i only started a few weeks ago and i’m a junior assistant), out of all people i could’ve given the wrong medication to, it was a blind person. i have severe anxiety already and want to know some tactics to go back to work without guilt? i take guilt very heavy and struggle to get past it all

Those of you that have left retail, what would it take for you to go back? I’m hearing about 50k sign on bonuses at the corner locally (up from 20/25k in February). I’ve been unemployed/underemployed for over a year and am still holding out for anything else.

I’m looking at apartments and will need to break my current lease (issues w the apt maintenance and neighbors) - would you recommend finding an apt first before asking the landlord to let me out of my lease or reaching out to them first?

I’m enjoying the process of not being rushed into finding another place and I’m concerned that asking them to let me out before finding something else will create a rush. I appreciate any thoughts or guidance.

Anyone have background/ can share information on ECS for federal/management consulting roles? Currently going through interview process.

At my law firm, only senior associates and partners go to court and take depositions. Is this normal for a big/vault law firm?

Hpe Hr releases an offer letter with joining after 2months. Should I wait or back out? What if they withdraw?

Anyone here with insight on Adobe? Base pay, culture, hours, etc.

You get a broadcast brief. What is your agency’s routine process before bringing round 1 to clients? How long does it normally take?

Laying on the couch and watching TV all day sounds so much better than doing these tax returns. That is all , thanks for listening to my Ted Talk

Has anyone at their firm negotiated hourly pay?

What kind of appreciation do you prefer? Private or public?

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Any pointers for interview process of Staff Engineer role for python developer having 8 years of experience? How many rounds of interviews? Will there be coding test? Any help would be much appreciated.

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

Anyone have any suggestions for front end guis for users to run python code? I’ve created a few tools for webscraping data, automation, and modeling but non technical users freak out when they try to run the code themselves. Any suggestions? (Have tried Juypter Notebooks and a few other IDEs)

I love how vulnerable and transparent people are on here and doing so allows for open conversation where people can give support or positive feedback through their experience and that’s awesome! This community is definitely a safe space to share 🧡

Just bought a house not too long ago and I want to Air BnB it out but was curious to know what kind of guests Seattle attracts? I have kids so I'm on the fence (moved from LA and refused to do Air BnB there because..it's LA).

A question for the entertainers out there (magicians, dancers, DJs, really just anyone who is hired to work at parties). Have you ever turned down a job because something about the person asking to hire you just felt "off"?

Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

Should I continue to live at my parents house in the Midwest as things start to open back up or move back to my assigned office city on the east coast? I’ve been saving a lot of money, but I don’t have any friends out here in suburbia. I’m only 25, no student loans, and kind of want to live the city life and make some friends, but I’m hesitant because this high savings rate is really nice and my project at work would be remote even without covid, so I don’t HAVE to move out anytime soon

Non-US-citizen, resident aliens - worth maxing out 401k, Roth etc? Might not stay in US until retirement.

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Futures are crashing....with the fed slashing rates, I thought that would have the opposite outcome? I don’t fully understand the impact of that but I thought the market would be positive to that.

How are stock/ETF/mutual fund sales taxed? If the security overall is up by 10%, but I’ve bought in fractions over time (vs all units in one purchase), will the capital gains be taxed on the current net profit? If not, how is it calculated? Would love to get a ELI5 version of an explanation, if possible. Apologies if this is dumb question!

I forgot to transfer my crypto or withdraw from binance to binance US. Is there a way I can withdraw or transfer now? I think the deadline was until Nov 2020

How bad of a financial move is it to relocate to London from NYC?
Currently at 165 TC, 26M
No near term financial goals, just would like to retire at some point.

Anyone here trade options in addition to working full-time? I am curious to hear about how much additional income you’re able to pull in, big lessons learned for a beginner, where to start learning/practicing, etc.

Every other post on this bowl:
“Should I Roth my 401k or would it be better to backdoor into an FSA retirement fund? I have a net worth of $1M btw. None inherited it’s all from two years working Door Dash in Wichita Falls.”

Thoughts on Lockheed? Dropped lower than it's been in a while. Think it's a good time to buy?

Any advice on how to building wealth while making $80k a year? I am invested with my company’s 401k and am looking to buy a house. I have been working for a year now and have saved over $40k

Fav intl ETFs?

Hello I just started my first job (I’m 22) and I need to set up a 401k for matching with my company. I’m really confused how this works because I want to try to hit the IRS maximum of $19,500 for Roth contributions this year. Maybe it’s too late in the year now, but it’s asking me to pick my desired contribution % per pay period, but I’m not sure how much to do because it says it’ll kick in 1-2 pay cycles and I don’t even know when the next pay check comes yet. Any tips would be great

At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

My parents have very poor credit scores (<600). What’s a quick way to get this up? They recently paid back all debt but only have one credit card. Outside of paying back on time, should they open a new account to increase credit line / lower % of credit used? What options are best to quickly improve credit scores