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What's a guilty pleasure you indulge in at work?
Engineering influencers to follow?
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If project is making a guest house inside or garage or whatever or buying another house Whatever you do you need also an emergency fund for home repairs. Save up 20% for total of down payment and closing costs. Also ensure your cash flow pays for mortgage plus living expenses.
You should not do this by yourself. Hire a financial advisor.
Cash flow
Pro
We save until we can pay for it.