How much is too much to have in your checking account?

likeuplifting
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I keep barely anything. Have some in before auto transfers to savings but otherwise <1k

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Must be nice living in your parents basement.

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One year of expenses

We keep 2 to 3 months expenses in checking, about 35k. And another 1 year expenses in HYS and MMF. Rest in the market.

I usually keep a max of two months of expenses and start siphoning off the excess into money market funds or mutual funds after that

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