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Hi Guys, I am 5.5 years Java Developer and I have offer from JPMorgan Chase and Walmart .
Jpmc: 50% on current fixed + jpmc benefits Walmrat: 50% on current fixed + yearly bonus + stocks.
Please help me choose which will be better, mainly looking for brand value, work life balance and yearly hikes.
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I save about 40-50% of net. Also save about 17% into 401k
Of course I do. Golfing and traveling are major passions of mine along with other things. I just don’t buy dumb shit I don’t actually need. It’s amazing to me the amount of stuff ppl buy that they don’t need just to buy it. People get Amazon packages multiple times a week and then they wonder why they don’t have any money. I’m a pro budgeter haha love personal finance
Chief
I save 100%. Live in my parents' basement. Make more than both of them combined.
Chief
No they're pretty rich already
Right now 20% (Accenture’s stock plan & 401k), but I really need to save more, just not making enough yet (1.5 years out of college)
None actually! Was lucky enough to have my parents support me in undergrad
I save 0% lol
YOLO
I save about 30% of net and then 20% into retirement (10% Roth, and 10% reg)
I am 50% net + 8% into 401K
Great job!
Actually just hit 25 and 100k within a month of each other this fall. Had slightly less time than normal due to late start date out of college (Sep 2020) and being on the somewhat older side for my class (September). Conservative career trajectory (just joined a buyside firm, albeit as entry level analyst) and conservative stock returns put me at I think 500k or so by 30. ASSUMING ALL GOES WELL (which is a big if obv)
I save 25-28% by default, another 5% into investments(automatic), and then depending on what’s up I have another 10% discretionary investing.
Your bonus is <10% of your gross salary?
It was roughly 18% for 2021, and this year I gave up my bonus to join a new firm, and got a signing bonus that was roughly 10% of my total salary for the year (took a large paycut to make a career change). Had I not left my old firm I would have saved maybe 34% this year.
New firm is guaranteeing a 10% for this year since I just joined. Thinking next year will be about 20%, and then whenever I get promoted that bumps to 40-60% or so
I’m at 50% net savings since graduation in 2019. Living with your parents is the ultimate savings shortcut if you can do so
I’ll have to take a hit on lifestyle as I pay for honeymoon expenses and move out next year 😅
Roughly 50%. Take advantage of all matches and live in a LCOL. Haven’t changed my spending habits much as I’ve quadrupled my income over last decade. Not skimping on anything I want to do, travel a lot and go out to eat and drink every week.
Helps that I’m single with no kids.
Chief
About 50% not including retirement funds
Chief
I meant it as an afterthought lol