Just accepted an offer with a psych startup. Not exactly the offer I was hoping for as I’m taking a slight pay cut ($73/hr) and it’s a 1099 position. I keep getting stuck on the 1099 piece because I’ll be working 40 hrs/wk, but have been told I’m not eligible to be a W2 employee. Needless to say, no benefits whatsoever. They don’t even provide a computer or any other remote equipment for the completely remote position. Am I making a mistake? Also, can anyone chime in about being a 1099 employee?

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I was a 1099 employee through COVID. I loved getting the money I earned upfront however, I did get a swift kick in the rear come tax season. I would recommend having taxes taken out anyway or paying taxes quarterly. Hope this helps!

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I highly recommend getting an accountant to help you file your taxes quarterly. As a 1099, you will be paying your share, and the share usually paid by the employer in taxes.
Log every expense and receipt you will need it.
I would recommend looking into creating your own business so you can have your own 401K too.

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The biggest scam! I did that and realized I was paying their payroll taxes with no benefit to me at all!!

Very risky working for psych startups because most want you to see too many pts vs quality of medical care delivered and then go bust.

From the mouth of experience....

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