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Anyone bought / buying TRAC?
Hi
Anyone facing this issue?

Every damn time.

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It’s so hard, but I’d really recommend putting $19.5K (the max) if possible.
Even when you’re making more, you’re still capped and then you’ll wish you could be putting in more.
I put $10K when I was making $70K but really do wish I had gone and maxed it.
Put in the max every year. You will thank yourself in 10 years. The power of time and computing returns.
The more the better. Honestly keep changing the % and you’ll notice your check won’t change much. Start at 6-10 then adjust it up to 12 then to 15 and you’ll see that your check will be reduced by $100 but you account will be moving up fast
Depends on a lot of factors, including your expenses. You should have an emergency fund with a few months of expenses. If you have a 401k match from your company (like ACN) you should be getting the maximum match possible. I’d start there.