How to invest in commodities (e.g. wheat)?

Both me and my wife maxed out company match on 401K but are below the annual limit. What are our options now to take full advantage of the annual limit? Neither of us qualify for Roth IRA.

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

What areas have had the most rent reductions in Manhattan?

How hard is everyone pushing their corporate clients to authorize nonresident assignees whose only 2020 US compensation was the value of their 2019 tax preparation?
My clients are pushing back on it this year, and I can't say I blame them. If I were in their shoes, I'd rather take the risk of not filing than the expense of filing again. From my own point of view, I don't really want to spend my time on such returns, either, even if the revenue and easy return are nice.

I'm from Baltimore, and lately, we have had a crazy buying spree, I mean I have sold the same property 2 times in less than 2 weeks, and the person who bought it immediately put it on the market and made an average of $25k in less than 5 days. Many reports show that investing in Baltimore and Philadelphia is the future, I don't doubt it. What is the fastest you have ever resold a property?

Bittrex or Binance? Or another? Is it possible to convert Litecoin to Alt coins on Binance?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Can I get some real helpful guidance here?

Current finances:
-75k in the market (VTI,QQQ, ETFs and stocks)
-20k in Emergency find /Cash
-30k in Roth(maxing since 2019)
-60k in 401k (maxing since 2019

I don’t got much money expenses and wanted to know where to put my money during this market for the next couple months. Is it smart to DCA? Put limit orders in? Just hold cash?

Additional info:
-minimal rent / expenses (~1000/mo)
- started HSA this year
-130k, 3 YOE
- no debt

Consultant making 75K. Can’t really save much after 401K and $1300 rent. Should I have more left over every month than I do? Almost $0 right jow

I'm looking at moving to rollover my 401k in to something that supports BTC and alt coins.
Any recommendations/ reviews on self directed IRA accounts out there that support crypto investments?

Big IPOs dropping this week (Airbnb, Door Dash, C3.ai). Is anyone excited to buy?

How often do you check your personal bank account?

I heard you need to show a net worth of 100% of the loan amount. Have you heard about this?

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Anyone knows what’s the best way to look up VC investment roadmap for maybe health tech or software focused VC firms?

HNY all! I have multiple rollover and traditional IRAs, as well as a solo 401k. But (since I started paying attention to this kind of thing) have always been over the income limit to start a Roth IRA. I’ve also not done much contributing in the last few years due to purchasing an apartment and saving for renovations. Cue pandemic joblessness... if married filing separately, would you say it’s a good idea to start a Roth while under the income limit, even in this climate? Any reason not to?

How do you calculate IRR for a write off? Is it just 0% or should it go negative? There’s no cash moving after the initial investment so not sure what to do.

what you buying?

Can someone explain whether you’d buy altcoins as a ETH pair vs a BTC pair? Does it matter?

What should I be making? approximately 8 years consulting experience, approximately 7 years small business ownership experience, a MA degree (not entirely related to job). Little managerial experience in consulting, but biz dev experience and high performer with multiple promotions. Range?

Hi Folks. Switching from product base to service base at level 9 in accenture in SAP Domain .
Can some1 explain how the journey starts from day 1.
Heard Noise abt client interviews , bench process,layoffs etc etc.
Need Serious Comforting advise.

Hi Fishes...
I have recently applied in Barclays for analyst position at Chennai location. The status of my application has changed from application submitted to Hiring manager review on 5th of July. From then i didn't receive any mail from the company, and the status of my application is also unchanged. Can anyone tell me when can I expect the next stage of process, and i have 32 months of experience in industry domain. How much should i negotiate the salary during the Hr call. please help

Hello friends,
If anyone have core java & selenium notes means please share it with me.

For those on the mass DilMil thread started recently thanks to Mr. Ankur from product team! Hola 🤣🙌🏻

Anyone here have a soho house membership? Was it hard to get with a corporate background (i.e consulting)?

What’s a reliable affordable source for analyst reports on public companies? Also is there a source to get access to Investor decks/presentations?

Can anybody share the career ladder / designation hierarchy in Mastercard?

MasterCard offering - Level 6 at YOE 11.
1. What % of the variable one gets in a year? Is it 100% as they mention in the offer letter or less? Does it depend on performance ratings?
2. Is Level 6 okay/good/appropriate for 11 YOE?
3. Which month is the appraised salary effective from?

Hey Fishes,

I have a manager level interview coming up. Cloud DevOps role. YOE: 11. Current CTC: 19. Already holding an offer for 36. Do you guys think EY GDS will match it. I am planning to play it safe by not revealing counter offer figure to manager, but later reveal it to HR during salary discussion. Is this a good strategy. Anyone here joined EY GDS recently

I have created Algorithmic Product/System for the client to take out inventory not-in-demand for long time to save storage expense and also provide an approach to prioritize Work Orders based on Market Demand. It’s more like an Manufacturing Plan. I want to get into Product Analyst/Lead role. What approach I should take? Any books to start with? Any events to attend? Any groups to join?

Anyone here a manager in PI at EY? Could you please PM me? Looking to talk more about the practice.

Etrade account- Can someone recommended some of the money market funds available with them? I have bit of cash money left which I don’t want to invest in stocks.

Thoughts on investing in DISney ? Better to go in as a stock or via ETF exposure?

Starting to get into investing and generally a pretty risk averse person so not out here trying to make fast money. What mediums do people generally use to invest? Think I’m too easily stressed to pick individual stocks, but happy to take suggestions for platforms for both. TIA!

I don't have car experience but I'm going to buy my first car (used 2018). I don't have a mechanic to help test the car. Is it safe enough if I buy from a dealer with points inspection + low milage (< 30k km)+ clean carfax + contactless delivery? I have funds available to pay in full.

Thoughts on a HYSA vs Vanguard Money Market Fund. Most HYSA are at ~1% and Vanguard MMF is at 1.3%. Should I park my money in a MMF long term, even when banks raise their interest rates?

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

Is it financially irresponsible to buy a home that requires you to divert what you’re currently saving / investing monthly to pay the mortgage?

Tendies? 😊 🤚💎🤚

Transferring IRA from Vanguard to Fidelity - do I have to liquidate my holdings?

How do you vet tax accountants to tell if they're good or not? How much do you spend on them for annual filing?

Just passed $1m net worth and thinking about umbrella insurance. Any recs for carriers/strategy?

Are Vanguard target funds good options to invest my 401k money in?

Thoughts on Jumia stock?

Mortgage PITI payment would be about 50% of take home pay, but it fits easily within my budget. We max out 401k, HSA, and backdoor Roth. We also have about 150k in savings in case things get tight and saving an additional 1k per month. Is this still too tight?

Anyone have started preparing for Series 7 exams? What is the best study material to start with?

Went to a club yesterday and we paid $20 pp for cover just to find out that it was empty and there wasn't really a clubbing vibe. Bought a round of beers and we were so bored that we decided to leave in a few minutes... I feel robbed but at the same time I guess there's not much I can do, or is it? Im not sure if a CC charge back even applies in this case. Anyone had the same experience?

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?