24 years old. Where should I put my 6K in Roth IRA?

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S&P 500 index fund. VOO or VTI

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Furthest retirement target date fund

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I wrote another reply in the main thread - can’t copy-paste on here.
But basically decide all of the assets you want to hold across all investment accounts and see if there are ones tag at make more sense in tax advantages account.

Personally I hold REIT ETFs in my Roth and ETFs of growth stocks, while I hold a lot of S&P 500 in my normal investment account along with some emerging market and other small things I want to personally support (clean energy ETF and cyber security).
I recommend a strategy like that ^

I also personally do a bit of options purchasing inside my Roth. If you’re going to do options trading, do it inside your Roth. In general though, I don’t recommend options trading.

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100% VOO

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Worthwhile to read through: https://www.bogleheads.org/wiki/Three-fund_portfolio

Thought I’d opt for no bonds at your age

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VOOG

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If you want to be as passive as possible - totally reasonable - just buy VTI.

If you want to be a bit more active I’d consider buying a combination of VTI and some REIT ETF that pays a dividend since you don’t need to pay taxes on it within the Roth to diversify your total holding.

If you like to gamble a bit, could use some of the money to buy a few options. If you’re going to do it anywhere, do it in your Roth.

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