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If you have cash that you want to invest. Please consider Treasury Series I Savings Bond (Electronic). Interest is 7.12% right now. While it's not guaranteed that the 7.12% will remain until next year, it's still a good deal.
My SO and I just invested 20k (10k max per person even married).
https://www.treasurydirect.gov/indiv/products/prod_ibonds_glance.htm
Does anyone put money into CDs anymore?
SCARED MONEY DONT MAKE MONEY. BUY NOK 🚀🚀🚀🚀🚀
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Not soon
Once rates are on their way back down you can revisit
No idea
I could lie and make up a date. Those are really the 2 options.