Thoughts on buying a 2nd house in this market? Need a property close to the slopes here in CO. When do we think the vacation market will bottom?

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Not soon

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Once rates are on their way back down you can revisit

No idea

I could lie and make up a date. Those are really the 2 options.

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Anyone have any good book recommendations around building passive income sources/building wealth?

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Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

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1/3 Question on tax treatment of nonpriority unsecured claims converted into long-term note decreased total liabilities under Chapter 11. An accrual based C-Corp taxpayer completed a Chapter 11 reorganization and converted a total of $1M A/P to suppliers into a $410K LT note (a $590K liability reduction). Should we view this $590K as the Sec. 108(a)(1)(A) excludable income? After reading through IRS Pub 4681, I think it makes sense to view the $590 as "Reduced Price After Purchase", but not

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Which pension plan does KPMG UK use? I’m US based but needing to rollover my existing UK pension due to new job / new independence restrictions and trying to align plans. Thanks!

My portfolio is getting HAMMERED this morning. That is all. Clearly I'm not selling but seeing straight reds is painful.

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where is the best place to sell or trade in my used car? (2019 van low km’s)

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Is there anyone here who understands and / or believes in cryptocurrencies like Bitcoin and Ethereum?

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Hello,

I am filling itr for the first time so I'm a bit worried, as I bought some coins in exchange transferred to metamask, then swaped coins, the later transferred the coins back to exchange. Now I don't have the metamask address, so i dont know the transaction i did.

While filling itr do I have to disclose each trade or just the net profit?

I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

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What is considered a grey area related to insider trading?

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Best way to buy equity in pre IPO startups?

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Is direct lending/private credit technically buy side?

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Is there a legal way for an international student in the US to earn money on the side?

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Still think we are going much lower here in bitcoin. Last couple of trades were stop outs. That doesn't change the trend or the fact that we are spending more time in lower ranges. My revised target is $8564 as long as this setup holds.

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At what age did you become 100% financially independent? I.e. not a single thing paid for by parents including things like staying under their insurance

Thoughts on investing in DISney ? Better to go in as a stock or via ETF exposure?

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Looking to purchase an investment property (condo) in Denver. Anyone has recommendations on the areas that would be good from an investment point of view (cash flow positive)? I love Capitol Hill but I’m not sure what the rents are like there.

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Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

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Do I need any words

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What would be the salary of Investment banking operation professional?

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Happy Thursday 🐠

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What is the most funny “what do people think you do” meme for management consulting that you’ve seen?
I’ll start with mine

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Acn folks who have done the ey tax chat service. I started the process but have left the firm and can no longer login.

Who can I reach out to about this?

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Salary of a solution architect in cyber security( pre sales and with RFP experience) industry with 7-8yrs of experience.

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Me when i try to recruit team members for a known circus of a project

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I'm on my notice period and my current organization is fine to consider switching my profile to data analyst from testing for retention. Should I go for it or join axtria as analyst?(salary is more in axtria)

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Got a job but it doesn't start for another two months can I just quit now and work at Rita's Water Ice until my new job starts? My senior is so mean it is honestly just funny.

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McKinsey 🐟: does your ops practice heavily prefer people with practical experience instead of current operations consultants from other firms? As an ops consultant from another firm, what would be the best way to lateral into mck ops?

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DOT VIRTUAL CAREER FAIR

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Where is everybody putting their money right now?

I am already close to maxing my 401K, maxed my IRA, and purchased $10k in I-Bond. The remainder of my investing goes into a taxable brokerage account.

Anything else out there I should be considering in this terrible market? I know the I-Bond is the only thing that’s going to make money this year. 😔

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FT: Looking for an editorial designer with a background in illustration to work at a startup. About 2-4 experience. DM for details.

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As a 20+ year lawyer with no big law experience (smaller and mid size firms plus government and in house experience), would a BigLaw firm even consider me? Perhaps an of counsel position? Even a senior associate?

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Looking for New Year’s Eve plans for a couple other than going out to a club... any ideas?

What are reasonable exit opportunities from transaction advisory/fdd? I am considering a position in this but am concerned with getting stuck too far down the road.

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How much do tech recruiters make? You know, the ones that harass you with copy/pasted messages through email and LinkedIn.

Do they make salary or is it based on successful hires?

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Additional Posts in Personal Investment Chatter

How strict are they with HSA reimbursements? It seems people keep all their receipts but I haven’t seen or heard any instances where the irs requested proof.

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Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

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Does the line items that do not have 3x or 4x next to them mean I am not getting any rewards for them? I thought my gold amex does 1x the points on all other items??

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Next year, my wife and I will make $219,500 between us. If we contribute $15,500 to a traditional IRA, will that bring our MAGI down and make us eligible to contribute to a ROTH IRA as a married couple?

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How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

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If I make $120k base and have 50k for down payment, what should the house price be?

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If WFH stays after vaccine(maybe split 50/50 with office and WFH) do you think that will have some major impacts on our economy?  our economy is based off of people spending money not saving. I think of all the lunch, coffee, happy hour, dry cleaning etc spending we used to do.

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Does anyone put money into CDs anymore?

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Used savings to pay for business school, so now that I graduated I’m rebuilding my emergency savings. Do I both save and invest in Roth each month (in addition to 401(k) contributions) or do I put everything back in HYSA?

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Starting to get into investing and generally a pretty risk averse person so not out here trying to make fast money. What mediums do people generally use to invest? Think I’m too easily stressed to pick individual stocks, but happy to take suggestions for platforms for both. TIA!

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Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

My investing strategy is just to DCA into an S&P 500 index fund and keep buying and holding. If I understand correctly, the sole disadvantage this has compared to a tax sheltered retirement account is that the quarterly dividends will be taxed? But even so, they’ll be taxed at a lower qualified dividend rate since I’m automatically reinvesting those dividends.

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Parents- do you have UTMA/UGMA accounts for your children? Pros/cons over 529?

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Is it financially irresponsible to buy a home that requires you to divert what you’re currently saving / investing monthly to pay the mortgage?

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SCARED MONEY DONT MAKE MONEY. BUY NOK 🚀🚀🚀🚀🚀

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Can someone point me to some material where I can read about profit sharing vs 401k. I get the concept, but I am trying to understand is 10% profit sharing vested over 5 years better than an employee 401k match of 6%?

From my understanding 10% PS is better because it’s just a standard 10% on top of whatever I contribute though it takes 5 years to vest. Does this mean if I leave before 5 years I don’t get any of it?

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Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

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Looking for advice for investing in these two options. Say I have $100k by October saved up
1) Put 10k into iBonds and $90k as downpyament and closing costs for a property (I’ll need to put in 20%, already talked to several mortgage agents)
2) Put $0 in ibonds and put all the $100k in the home investing (given it’s a little more of an expensive property, given some other factors - location, size, etc)

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