How’s the dmv market looking? Thinking about either getting my first home or investment property soon.

Moving to the U.S. soon, so bear with me on this.
Is there a specific type of account you buy stocks on in the US?
For context, I'm Canadian, I have a TFSA and RRSP (also relatively new to stocks/general personal finance)

What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

Hi folks ,

Can you suggest some good residential society near Gachibowli ( 2BHK or 1 BHK ) ? How much should I keep the budget for a 2BHK in that area ?

Thanks in advance.

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

Mutual funds you have your eye on right now?

Needs some ideas for scenario planning optimizations! Currently have a model to predict conversions given media spend, I can adjust spend up and down to create different budget scenarios and send to model to get respective conversions. Thoughts?

Noogler question: are approved Amex expenses from concur directly paid by google to Amex? Or I gotta to pay? My expense was approved but has not yet been fully received in my account..

Is it possible to buy a house and sell it for a higher price?

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

Hi everyone

Is there any disadvantage if I get relieve on Friday compared to on Monday?

What I am thinking is I will be loss pay for sat and Sunday?

Actually my last is 27th
I asked for a week early relieving so thinking about this.

Thanks.

Personal finance book recommendations?

If you only stay a year after returning what happens to the 10K relocation and 20K early signing? Are you required to pay back half or is it all yours?

There has to be a point where focusing on minute details generates diminishing marginal returns.

Which bank account is better for salary account?

HDFC
Axis

... and I was hoping ltc would hit 1000... losing money right now 😵😵😵but hodling

How do you guys invest in US equities. Obviously wealthsimple trade is a scam.

Anybody in here trade options? I trade Iron Condors and have been having success with that but would love to hear what other people have been doing

What kind of group do you want this to be guys?
Please share your thoughts . You are the first members and you will shape the future

The consulting company EY is hiring people with experience in pharma to be consultanta for their newly established pharma line consulting. It is a good opportunity for those looking to enter consulting

Outside of salary, what other things have people negotiated as new hire, I’ve seen more PTO, working from home, sign on bonus, even stock options? How have you negotiated these things especially if you are new to negotiating? Any books or references that gave you a great foundation. I’ve been on my job search from sometime now and getting more interviews, I’m willing to take a pay cut, but wonder what else I can ask for outside of more pay? Thanks

Looking for a new job - wondered if there were any great recruiters for Carmen in the NYC area. Thx in advance!

I was wondering if the review course “CPE Self Study Course” for the CFF was enough preparation to study and pass the CFF exam. The CFE review course was enough and like if you get a question wrong it explains it well so that when it comes up in a different way in the real exam you can still get it. But when I saw the outline for the CFF material and there seems to be a lot of topics so I was wondering if the review course was sufficient considering this exam is also multiple choice. Thanks!

Junior biglaw tax associate here. Considering an internal transfer vs lateral to NYC from a smaller market. Any firms in the v20 I should avoid/look into? I have pretty reasonable hours at my current firm and trying to avoid going to a sweatshop. Interested in international tax and hoping to avoid m&a. Firms I’m considering: Latham, Gibson, Sidley, Goodwin, Milbank. Thank you all!

What is average hike at fidelity international? How is the promotion cycle? Does it provides WFH assistance? Or internet reimbursement?@fidelity international
Which company is better . Fidelity or Accenture?

Hi Fishes
how's the recession going
is it over so i can think about job change

What’s the salary range for an operations manager at a startup in TO? Overseeing sales, rev, support, success, and a bit of other company ops stuff. Glassdoor has a big range so I decided to ask here for more insights. Thanks.

Strategy or Tech?

With the huge budget my company sets aside for advertising, lots of people think that marketing execs are really well paid. I WISH!!!

Anyone want to practice PEI for McKinsey?

Can people on OPT or H1B get Clear membership for airport security? Does anyone know if we can expense it?

In one month is my mid term review.. Should I let my mentor know I'm applying for mba this year now or should I wait till after the review session? I'm afraid mentioning going to b school would hurt my "fast promotion". What's your guy's experience? :)

Hating the 2 of the 4 consultants I got on a project, project is 50% done and there has been no output

How do I exit them from the project ?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Do you thank your tenants for paying the rent? A quick thank you text?

Recently joined and maybe a long shot: does anyone have insight or advice for condo buying in FT Lauderdale? Realtor and area recommendations?
This will be my secondary property until I can shift residency. Early 40s single. Looking at las olas condos at the moment. Thanks!

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

Hi - any good books recommendations for getting started on real estate investing?

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

I closed on a new build a few weeks ago and now the same home is available for much less with the builder offering all appliances, additional credits, and buy down of the rate. Is there anything I can do to get now? It seems unfair that I paid more and didn't get the incentives.