I am planning to take up another job as independent contractor.
I don't know how to go about it. I understand when it comes to filing taxes I need to fill the 1099 form but do I need to open an LLC for this purpose?
Any other points or helpful tips for me, please pour in.
TIA

Has anyone used the annual elite gift to buy a mattress through Marriott? If I buy it on my Boundless card will I get 6x points?

Ways to rack up cc points/miles while buying a home?

What are some good modern/post-pandemic personal finance books you can recommend?

Just heard FY23 partners at PwC are getting only 40 shares vs.60 last year. Looks like new partners are being shown the middle finger by Tim Ryan in favor of increasing stock price and getting more catalyst hires. Sucks!!

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

Do we have to update the tracking and trading with details of like mutual fund, life insurance

I'm a masochist. PRQ tied up a ton of my assets during the last run up in early 2021 while crabbing and dumped just as bad as other alts in May. I just heard whispers of a big cex listing and put some money back into it. 😬

I am an expert Crypto currency trader, I do Binary/Stocks FX trade using Bitcoin and other Crypto currency and it's very profitable.

If you don't have experience about it i will teach you...

Anyone have a primary care physician they like in NY? Ideally one who integrates holistic medicine as well as western medicine? Bonus points if they’re on Cigna or take insurance.

My 911 just started production and I'm thinking about when it arrives. I've never financed an expensive car before, any tips? Do I go with Porsche Financial? My local bank? Other?

What expenses/deductions/credits can I get away with lying about on my tax return (eg, charity) and where should I not? And what threshold should I not exceed...

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

How do we get TSA Pre through AFS?

Found a bed bug in a Radisson Red in Campinas Brazil, how many points?

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

What is the ballpark in-hand salary of a 1 yr. BOC transferring to the US from IN?

Can anyone share insights on below ?

For a NID student, 15 LPA starting CTC is good in IBM Software labs Ahmedabad for the profile of UX DESIGNER ?

When building a new brand who is the real client? Who has the final say?Who should you really listen to if no one is taking the lead? The president of the company, the original owner, the financial money partner, the third party manager? Everyone seems to have a voice but the main contact is the underling gathering and offering their own opinion which strangely seems to be the most on point. How do you handle this type of situation?

Working in a start-up and love having an impact on the product. Things have been too chaotic tho. Thinking of recruiting for a big tech company but not sure if it's for me- anyone willing to chat?

Hello, I’m currently a student at the university of minnesota studying health service administration. I’ve decided to switch over to tech, and begin learning more about front end development. If anyone would like to connect and has any more information please leave a comment! :)

What is the procedure to follow to prevent ourselves from getting blacklisted after rejecting an offer letter?

I recently interviewed with Accenture Federal Services and made it past final interview for strategy consulting analyst position. I just completed a prescreen but am waiting on results to determine next steps. Does anyone know how long this process takes before receiving an offer ? Are you expected to get a clearance before beginning work? thanks for the insight!

4/4 Thread (General):

Hi Fisher,
Please help in suggesting which is the best offer to choose and which company is best in terms of

1) Career wise
2)WLB
3) Appraisal
YOE - 4.7 years as Oracle Scm cloud functional consultant current ctc 12.7 L

Deloitte - 16 Fixed + 10% Variable + 2L
joining B
IBM -16.7 Fixed + 15% variable + 1.6L JB
Inspirage - 18 Fixed + 1L JB
Deloitte @IBM @Inspirage

Hi fishes,

Teksystem - (client - flipkart) 16LPA fixed
Aditi consulting - (client - Tmobile) 18.5LPA fixed

Which is the best to go with?

I received an offer for $74k as underwriting analyst. Company is based out of DC. Is $74k a good offer? Or should I negotiate for more. 6 years in the industry. 5 as an account manager/underwriting assistant

I'm a younger plaintiff's side attorney (31). Does anyone else feel like white attorneys give you a particularly harder time? Like unreasonably denying clear facts, or trying to fish for a way to sanction you? Usually it's solo defense attorneys that get extreme with it, but I've seen some questionable stuff from BigLaw too. Hopefully I'm not the only one.

Just for general edification, what do people read habitually? News outlets/educational publications/blogs/independent media?

2 in 1 laptop needed for MBA? Helpful at all?

Does anyone know what the Short Term Incentive program at Avanade is? Also, is it separate from the annual bonus?

I've worked in hospitality for two years, but now the travel restrictions are lifting and I'm nervous; how busy does it usually get around Christmastime?

This concept fascinates me & since I saw it on Reddit, I wanted to bring it here. Tell me what your experience has been like :)

How do you manage your LinkedIn with a few full time jobs and each company asking you update your LI profile to reflect the job?

I really want to get a second job but I am scared of losing my current one. Both companies are in same field, although not direct competitors so I know it’s technically “not allowed” however, this is the only way for me to get that $$ since I am not paid all that well.

Of course I won’t tell a single friend/coworker. Only my partner. And I don’t post work stuff on social media.

Realistically what are the ODDS of being caught? Is there a legal/HR process with which they could find out??

Ok, I’m in. What are the salaries of some of the jobs you guys are doing, and the daily demands (hours and typical time of day you need to be “online”)? Are we talking working 2 90k jobs or the second job is a $35k data entry side gig?

Does anyone have any insight on picking up a J2 while working for the US Federal Government? Does holding a high security clearance play a role in maintaining a J1&2; as in, will periodic clearance checks for J1 hit on J2?

The first rule of overemployment is dont talk about overemployment to anyone outside your house. :). Second: always protect the main job. Third: As the main job always has the priority, the Second and third jobs must preferably be contract gigs with not too many meetings everyday. Remember: another day, another dollar.

Anyone willing to share what assets they're investing in with the extra money from being overemployed?

Chatter about a recession have anyone considering obtaining an additional job?

Currently have J1 as current employer used The work one for my BC. I looked at Equifax/ The work one to see if J2 uses that service, fortunately they don’t.
Question - if J2 runs a BC for J1 and Finds out I am still employed isn’t that a red flag?

Anybody working in consulting and OE?

I would like to hear from any UX Program Managers who are willing to share their experience.

How difficult is it to juggle a remote role with a hybrid role?

My current role is hybrid with at least two days a week in office. However, with the potential economic downturn, I'm considering holding on to the role to supplement my income.

I'm new to the overemployed movement, so I'm evaluating the feasibility of holding onto the hybrid role and the remote position.

If you leave J2 and get another (new) J2, does the first J2 show up on new J2 background check? Assuming these are w2 roles. If so, how do you explain that? 🧐

Hello 👋🏾, I'm currently Looking for an Opportunity.

Is Anyone currently "overemployed" and potentially needing a remote personal assistant to assist in some important task?

Please send me a DM

Anyone with two full time roles run into the issue of having conflicting meetings? What do you do?

How did the interview process go when they asked "why do you want to leave your current position"?

Anyone OE who is a people leader in both? I currently manage 1 person and interviewing for J2 but would have a team of 4ish analysts. Any advice?

Has anyone taken STD/parental leave at both Js?

How do you handle if both j1 and j2 offer health insurance or 401k? Do you decline if they’re the through the same provider?

Does j2 background check decline you if they see you’re still employed with j1?

I’ve been on the bench with J1 for about 3 months. I was worried that because I couldn’t find another project, I would get laid off so I found J2, which pays more, is very meeting heavy, but I really like. I’ve kept J1 because I’m still on the bench doing absolutely nothing and getting paid. Thinking about looking for a role on a project with J1 that’s not along my career path but will allow for me to do work with no calls so that I can manage both jobs. Does anyone have experience or advice?