I can pay my rent in new building through Zelle, Venmo or PayPal. Any way to hack this to earn Credit card points without any extra fees to me?

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Thoughts on credit funds? Immediate start offer is tempting.

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What do folks think about the Uber credit card? I already have CSR and citi double cash. Worth getting it?

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Best area credit unions?

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How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

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Shall we start curating a list of comp/bonus?
Saw the main bowl which has this list but few data points for Europe & UK.
Would be good to know what the pay is currently due to the hot market & new joiners with great comp?

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My firm doesn’t match my 401k — still worth opting in?

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I miss Delta. Anyone racking up the MQMs?

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Does JPMorgan Chase blacklist if we accept their offer and don't join.
JPMorgan Chase

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How well can I live in Chicago on $55,000 a year? Also, I have no student loan debt coming out of undergrad.

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I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

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Do bank managers/loan officers at local branches have any sway in approving loans? I live in a small Midwest town would it be better to go to my local bank and see if people I know there can get a better rate etc on an auto loan?

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Thoughts on the new Chase Freedom Flex?

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NFA, but will be buying up sub 20K BTC… DYOR 🥲

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In Chicago Illinois, are Propepty taxes paid annually? Or in another way, if I sold my house today, I am still due to pay second half of 2021 in taxes at my end?

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Please excuse my innocence, but the way it looks is that it seems so to be worth it to join a firm that allows personal card vs Corp amex. Thoughts?

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Solana 😭😭😭

I don't own any and it hurts.

Curious in seeing what people's avg cost basis is in this, when you purchased, and why?

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Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

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What credit cards does everyone use to maximize rewards points? What bank accounts to maximize sign up bonuses?

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Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

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Hi fishes,
How is the wlb in Amex?

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What’s it like at Camp J these days?

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I came from cts last month, I decided to go back @CTS. Let me know, when I can join cts once came out

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1st year SPED teacher here, If you had $700 to spend on your classroom what would you get?? I don't know what I am missing out on. :)

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What's the best printer for a Special education self contained classroom? I have 10 students and need a printer that can handle printing work for them daily and IEPs at the end of the year. Any suggestions? Cost of 350 or less preferable

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My students come to my class first every morning and are really hard to settle. They continue to carry on whatever they were doing on the bus. It takes about 20 min to get them settled down and doing the warm up and the class is only 45 min. Any tips?

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Has anyone has success scheduling all your IEPs for the year in the first month of school? It will be a new requirement for next year.

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I don’t get paid to write advertising. I get paid to sit through meetings like these. Kill me.

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Any consultants from Deloitte who can help to staff in a healthcare project? I’ve worked with healthcare clients for 10 years and relatively new to the firm.

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Looking to move to the client/ brand side of things from the agency world. Decades of successful experience running integrated marketing strategy and execution for major fortune 100 companies as well as start ups in B2B and B2C. Fintech, finserv, SaaS, tech, RE experience. Any leads would be appreciated.

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Hi guys, i made a profile switch into Advertising just before covid and started as a fresher. Currently i have 2.5years of experience and 4L CTC as an Account Executive. Just trying to find out the salary brackets for this role in the industry and what should be my ECTC in case of job switch.

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Is wellsfargo strict about entry / exit timings and attending 3 days office ?

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Does HCL run BGV on UAN?

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Anyone from RBS, tech stack Java API?

After 1 month of BGV doc submission I have not received any communication. HR says to check after some time.
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Do I get any confirmation on completion of BGV?

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What are some useful tools that you use to assist you in your management?

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Additional Posts in Personal Investment Chatter

Wish I listened to my roommate on Blue Apron. Up 115%

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Up to what salary did you contribute to Roth retirement accounts before switching to traditional?

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Why does everyone go for Vanguard ETFs over Fidelity? FXAIX has a higher return and Sharpe than VOO over the past 12 yrs. What am I missing?

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Is it stupid of me that I scaled back my 401k contributions 12ish months ago because the market is so high? Considering increasing again but am wondering what y’all are doing?

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In Chicago Illinois, are Propepty taxes paid annually? Or in another way, if I sold my house today, I am still due to pay second half of 2021 in taxes at my end?

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Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
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*Getting a rate lock 4.25% 🤞🏼

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Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

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Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

Since it's EOY, it should be fun to compare notes on our our past investments, in terms of returns and strategies, to help us in the new year ahead.

So here I start with mine: From early last year around the start of the pandemic to today, I have grown my investment (cash + IRAs) from about $1M to about $3.4M today. My Fidelity chart below:

I wonder how many here are doing better, or similar, or worse than this. How's your overall investment doing, and what your chart looks like?

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Is moving to a HCOL city a bad move financially? If my fiancé and I are making $70k+ in our LCOC market we’d expect an increase in salary to move. Does it even out over time? Is buying property in a HCOL city better than in a LCOL city?

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Is this true. If yes, can someone recommend some Reits? I am mostly invested in vanguard fubds( vtsax and vigax) . If there’s some better return won’t mind investing elsewhere

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Auto rebalance (every 90 days) or manually rebalance as needed? I'd rather be more passive but willing to do it myself to save money. Btw if anyone ACN knows rebalance cost structure, please share.

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Gonna help my 16 year old sister get a Roth IRA and learn from my mistakes of not starting early... Should we park it in a target date fund or index fund (VTWAX or the like) ?

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I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

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First 2 years for CSR is about to be over, and I’m looking at the value of the card against the annual fee. Combined with my other cards (Chase Freedom Unlimited & Flex) and deducting the $300 travel fee, the net benefit is $76. Is that enough to justify keeping the card? The lounge access at airports were a nice benefit, never got to use it since my client travel was through Amtrak.

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What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

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When investing in a Vanguard Roth IRA, can you only invest into the Fed Money Market Fund (VMFXX) which is default? Or can you select other funds such as S&P (VOO)?

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Anyone have an HM Bradley referral they’d like to share w me? Feel free to PM me if you don’t want to post your referral link.
Thanks 🐠

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Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

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Thoughts on below upcoming IPOs?
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