Why does everyone go for Vanguard ETFs over Fidelity? FXAIX has a higher return and Sharpe than VOO over the past 12 yrs. What am I missing?

Does having student loans impact your ability to get a mortgage?

Looking for whole life insurance. Who is better Mass Mutual or Northwestern or NY life?

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

If anyone could answer this with accuracy, they wouldn’t be on Fishbowl but any guesses on when our 401k balances get back to where they were? Two years, five years? 💰

Do any of you ever think about paying off your student loan in one go ?
Given that student loans in the UK is structured differently than the US (the higher you earn, the more you pay - gets written off after 30 years); at what salary range would you even consider paying it all off?

Guys I'm confused, do we have an IRA account with PwC or is it just 401K?

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Hey 🐠, crowdsourcing opinions: what are your thoughts on housing prices in Toronto. Im looking to invest and was thinking of a detached home around $1M in the city. You all think its better to wait another quarter or so before pulling the trigger?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

Best resources/books on getting personal finance in order?

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

Hey people! Curios, what was your first splurge purchase with your big law money. (Assuming you have student loans, mortgage/rent etc.)

What’s the fastest WI-FI provider in Austin? I have Spectrum abs it’s not fast enough for my house of 5

For couples who are not married yet - Do you guys talk about net worth, income, or anything even finance related? I know my SO earns more given his current industry, but thinks it’s rude to talk about those things. But I’m wondering… isn’t it normal for couples who live together or are married share those info? For example - How am I going to know what to pay for our child’s education in the future etc?

Thoughts on the new Chase Freedom Flex?

Does anyone think there is long-term viability in Cryptos?

What’s a rough comp range for Manager at Strategy& in Canada?

Creative recruiters. When looking at candidates, how much does the resume matter vs. the portfolio? Do you even look at the resume? Thanks

What's this new position at Salesforce- Success Guide? Estimated salary? How does this differ from csm?

Hi fishes, I got 5+ years of work ex of which 2 years was in domain non IT job. While joining Accenture I was offered level 11 (As SAP functional CONSULTANT) while I believe I should be at level 10. What can I do? Is it that just your IT work ex they consider? Suggest things I could do. Completed 8 months in Accenture now as SAP Functional consultant.

Does anyone have any experience with taking additional classes after undergrad to raise gpa?

Hi Fishes,

Anyone from Commodities and Global Markets team? I have an offer from the same would like to know how is the Work like balance and overall team?

Any leads will be helpful.
Thanks in advance

Any Boston weekend activity recommendations? Just moved here for school and looking for ideas!

How should a structural engineer with 2 and a half years of experience be earning?

Which has more listings: Zillow or StreetEasy?

"My beautiful dark twisted fantasy" one of the best albums from Kanye 🖤

Anyone know of mid-level copywriter openings in New York right now?

I’m having a problem with micro management and design by committee starting to rear its ugly head in my company. Product team lead not trusting his design team to make design decisions, making unreasonable demands and putting undue pressure on us. Any advice on how to address this before it becomes a reason to start looking for other work?

Hi all, i am selected in Infosys and offer got released and everything is finalized. Now from Infosys bg practice they asked for "Abbreviation for initial" i just reverted back to them... Will this be an issue in joining... Won't this BGV completed before releasing the offer letter.. is there any phone number i can speak to them or will I get any updates after successful completion of BGV... Need your inputs on this.. TIA..

GT just released salary FY17 salary info. Curious to know % increases for GT A2 promoted to S1. I got 11.2% bump. Seems low, no?

I don't like when I hear a car horn sound on a radio ad or an alarm clock sound on a TV ad.

I realized I've been a dummy for getting a job at a creative agency and not working on my portfolio. Most of the projects I've taken on, I've done so as a way to support others without taking much credit for it. Now, a better opportunity came along and I don't have anything to show for my talent as a designer. ALWAYS take credit for what you do, even if it's not your project to begin with.

I have been promised a promotion three times now, but when the time comes, I'm told I'm not there yet. Why promise something if you clearly don't want to execute it?

Has anyone successfully landed a job in Europe as an American Citizen? I’m really looking into moving to London/Amsterdam or Berlin.

What to expect in an exit interview? How honest/ vague my answers should be so they’re not held agains me?

I’m seeing a lot of change manager/change program manager roles in industry and tech. I’ve got 12+ years of general consulting experience with most of it in OCM. What would be a good target for comp in this market? Thanks fish!

Thoughts on rental properties in Atlanta? What areas should I look into?
Trying to branch out of Texas (Dallas/Austin), which is a it overpriced now.

I bought Boeing a couple weeks ago and now have a $650 short term loss. Should I sell and buy something else to harvest?

Up to what salary did you contribute to Roth retirement accounts before switching to traditional?

Gonna help my 16 year old sister get a Roth IRA and learn from my mistakes of not starting early... Should we park it in a target date fund or index fund (VTWAX or the like) ?

Is moving to a HCOL city a bad move financially? If my fiancé and I are making $70k+ in our LCOC market we’d expect an increase in salary to move. Does it even out over time? Is buying property in a HCOL city better than in a LCOL city?

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

Has anyone opened an IRA for a non-working spouse using ITIN?

Is it allowed?

What’s the point of income thresholds for IRA Roth contributions if you can just back door into it when you make too much? You can still contribute $6k either way right?

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

In Chicago Illinois, are Propepty taxes paid annually? Or in another way, if I sold my house today, I am still due to pay second half of 2021 in taxes at my end?

Did not sell some of my underperforming stocks before end of 2021. Can I sell now but include them in 2021 tax return? Remember there is some grace period for this.

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

Target Date Fund or Index Fund investing for 23 y/o analyst? Which should I prioritize?

Is there any way around PMI insurance if putting less than a 20% down payment?

Are there any tax benefits from working from home?

Alright savvy fish… starting at a startup that doesn’t offer a 401K option (yet). My base is over the Roth IRA income limit. What are my options - can I do traditional and then convert?

Is VWINX a good fund to buy ?

Did anyone get a jumbo loan with less than 20% down?

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?