I get so freaking emotionally upset over dumb money things. Exchanged some money today and didn’t check the exchange rate, and lost $500 over a couple seconds. It feels so dumb losing money over nothing, even if it’s so little in the grand scheme of things. How do ya’ll deal with this? Ffs

Hi All, I am exploring a contract position and they are offering the below. As I am new to contracting, Please suggest which one is better Option 1: $70/hr on W2
Option 2: $80/hr on 1099
I live in the Bay Area, CA if it matters.

Thank you so much !

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

Any great personal finance/investment books to read? Or even YouTubers/Podcasters

Really looking into expanding my investment horizons — particularly about learning about how to allocate my investment portfolio. Also, always nice to learn about better ways to save and cutback.

When settling with a title company plaintiff on a subrogation claim, have any foreclosure defense counsel received settlements over and above policy limits? What is your typical settlement range? How has settling on your subrogation claim negatively affected your counterclaims against the mortgage lender if at all?

Opinions on getting a Non-Owner Car Insurance policy (especially if you drive rentals for work often)? Up until last month I owned my own personal car and had regular insurance. Wondering about (cont)

Pre-tax 401(k) or after-tax...thoughts?

Thoughts on the VC Royal Eagle? Seems crazy undervalued, you can get it for less than a DateJust! What am I missing here?

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

Why do firms not use vested stock options as incentive in earlier stages of career?

I’m looking for a real estate agent in South Florida to help my buy a house. Must be an aggressive negotiator. Any recommendations?

This is a little embarrassing… I don’t know anything about investing. I come from a low income / immigrant background and never received financial education. Just recently learned the difference between an TR and Roth IRA 😓 I have started to contribute $$ in my 401K. I am 27 and only have like $15K in my Vanguard account feel like I am so behind. Can someone recommend good resource/advise to learn the basics?

Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

I wish I wasn’t adaptable. Humans aspire for a greater level of comfort and once achieved, adopt that as their new baseline. Because of this, somebody making $100k cannot simply comfortably revert back to a $50k lifestyle. The slow growth of personal wealth isn’t noticed as ideated. Instead, we are never satisfied.

Can you relate? Has your salary / net worth growth dramatically improved your quality of life?

Moving to New York as a new analyst. What neighborhoods should I look at/how much should I expect to spend in rent?

Is moving from Seattle worth it? I've heard the freeze is still in affect in Portland but I'm more worried about prices. I WFH mostly and pull down like 120k a year, Seattle is getting crazy expensive rent wise and crazy full. I'd like to find somewhere new but stick to the PNW.

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Google stock to buy now or after the split?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

I applied for few SA roles at AWS after getting the SAA certificate and some badges like the “WAF” and “Advanced Migration”. I also optimized my resume recently trying to match what AWS would look for, but I did not get any 1st call or screening interview!
I also applied to some of the roles using friend’s referral. I have more than 15 years in IT infrastructure mainly in Storage systems (EMC, Hitachi) What could be the problem? Thanks.

Hi Team,

Need one suggestion, I have two below offers:
1. Hitachi Vantara (37LPA including 8%variable + 2.5L joining bonus)
2. Hashedin by deloite (37LPA) but it's around 36km for from my room.

Please suggest who one can I joined W. R. T. Work life balance.

Eoy:8 years
Designation : Technical lead.

Ex-consultant now in marketing. Used to be an avid follower here and got great insights on companies when trying to exit consulting so thought I’d try here for advice. Outside of FAANG, what are good large CA-based tech companies that provide good pay, WLB, and culture? DD has great people and WLB, but pay is low and you’re not given the tools and resources to succeed + truly make an impact. Google and Apple are ideal but need backups. Like is Salesforce still good? A company along those lines.

Have you ever asked a FT gig if you could freelance instead of going FT either to test out the agency/team or to wait out a better offer?

Any insights are appreciated.

What’s your ideal realatinoship with your SE Manager? What style of leadership do you prefer from them?

Anyone has any idea of cricbuzz 2nd round of frontend interview? i got selected in 1sst round and tommorrow is 2nd round any onw got any idea what they will ask as per previous interviews, (0,-6 months of experience)

What would be the best overall consulting firm to work for as a Cybersecurity Consultant? Looking to advance my knowledge and earnings potential.

What is a material billable hours difference from your peers at the same group? If I bill 150 less a year than another associate should I be worried?

🐠 what are your thoughts on diamond tipped bow ties compared to the classic squared off look? Have some black tie weddings coming up and need a new bow tie

Would like some tips on how to prepare for Senior Fullstack Developer tech interviews. What kind of questions should I expect? Any other tips on how to prepare? TIA

Currently working at EY and recently promoted Senior looking to switch into a Business Transformation consulting role. Could anyone provide some insights on the day to day, as we as the interview process? Thank you very much.

For people with Non-technical backgrounds who are now Product managers in the Tech industry, what kind of resources did you use to prep for your interviews? I've had people recommend brushing up on cracking the PM code but there's SO MUCH information out there and it's hard to figure out if I'm looking at the right thing or not. Please share resources that helped you get into PM roles (bonus points if you work at companies like Amazon and Google).

I need to open a bottle from my collection of something I've never had yet and write a review. I feel like I'm falling behind here.

Best Drizly promo codes worth $10 and up?

$5 is easy to find but $10 ensures a free delivery 😜

Hi everyone! Just found this bowl and noticed it hasn’t been overly active in awhile. Let’s change that!

Also, I started doing the daily readings on the Conference of Bishops website. Anyone interested in joining me to set up a group bible study of sorts via zoom or something? Could be a good way to meet one another personally and professionally, and it’ll force us to hold one another accountable to do it everyday.

Hi,
My date of joining in TCS is 16th November 2022

- Will the onboarding be virtual or physical?
- How many days would it take before I get a laptop and start working?

Bets videos on YouTube to learn to sell covered calls

only buy VIX if you think the market plumbing systems are clogged.

Otherwise your sinuses will become increasingly VIX allocated over time.

Maybe that's ok.

Potential opp on the short side for TSLA?
- X

I have just got an options trader job at a prop trading firm. But I knew nothing about options/trading/finance. The firms said they’ll be officially training us once we start. But in the meantime, what are some books/resources that you would recommend to start learning first?

Is anyone planning on trading water futures?

Made my first few options trades.

first lesson I learned- take profits ASAP! calls went from +100% to -20%.

6/16 Thread (BC):

Are warrants still available on IPOE? I'm having trouble finding the ticker on TD Ameritrade

Love that in true form I chose the 1 red meme stock. 😂💎💎💎

8/12 Thread (General):

Best oil stock to buy right now?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Thoughts on airline stocks? Good time to get in?

Noob question on selling puts- I just sold a weekly put that I WANT to get assigned. The stock fluctuate a few dollars a day so I’m looking for a specific price to own the shares at vs entering a limit order. The stock has already gone below my selected strike price by a 30 cents today but I haven’t been assigned the shares 🤔. Is it only by expiration day or am I missing something?

Any suggested reading / books that one can use to learn options trading? Experienced investor, who wants to get into options.

Anyone else think big end of day drop? Scary weekend to hold long through

3/2 - (specific symbols)

Sundial Growers 🏄🏻‍♂️🏄🏻‍♂️🏄🏻‍♂️

Good entry point for PLTR?