I had 60 day late payment of 35 bucks in Jan. It was new Amex Hilton card I opened for stupid points. It was reported and my credit score had been consistently dropping from last 6 months. It was 780 and now is 735. I realized this 3 months and been paying my credit card bills immediately. Infact I have overpaid each card to have negative balance so my credit utilization is almost zero. What else I can do to repair the damage. I am applying for homeloan and this is big issue to get best rate

Hi Fishes,

I have applied to one of the roles about 10 days back and I didn't recieve any calls regarding my screening or interview.

Can someone tell me how many days does it take for the initial screening to happen after applying.

Also, how much time will it take for all the process to happen ( screening + interview + final discussion).

Thanks in advance

It’s hard to come across good news about India, but must agree that they have handled coronavirus quite well. As of last week, 1.6 million tests vs 6000 in US; full travel screening. Way to go!

Hotel recommendations in Sydney and Melbourne?

“At dinner John (client) said I have nice legs, grabbed my thigh, put his arm around me & invited me to his hotel. Seems inappropriate.” Boss: “Well we won’t be taking him to dinner again this year”🤯

Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

How do I make millions?

Hi Fishes,
I have 2 years experience in similar domain in Amazon Ecommerce.
I had recently interviewed for SAP Ariba for the role of CFE Consultant- Catalog Advisor, while the manager asked for my expected salary i mentioned 8.5 LPA, is it good?

Any books/self help materials for someone who is constantly worrying (and waste a lot of unnecessary time)? E.g. No matter if i pass or fail an interview, there is always something to worry about. The worrying/anxiety multiplies when I proceeded further in the interview stages. Now that I signed the offer and is pending background checks, my anxiety is off the roof as it itches closer to my starting date.

I like to apply for Product Manager roles at Amazon since I like the role. I have done front office CRM (SAP) implementations for Fortune50 clients through Accenture.
It is more of sitting with users to understand their process and map it to CRM suite and build additional features to map their specific processes.
I have also worked on sales, BD and functional spec creation for new features.
Can I count these as Product Management experience while applying for Amazon or other Faangmula?

Hello All,
I have been offered a role in TCS for ITA grade C2 . I have been interviewed in QA automation . What are the chances of me getting into a support project? Or will I be surely tagged to a automation project?

HR is not aware of what project I will get into .

Thanks in Advance.

Has anyone had an interview where the interviewer only asks 1-2 questions (with one of them being “tell me about yourself?”). The first round was the same and I made it through, so don’t think (cont.)

How much do banks like Citi, Barclaya, BofA, Amex pay data science employees with 5-6 yrs of exp and what band?

Can I bring my parents and sibling also in relocation reimbursement and also for the hotel accommodation?

Question for yall. How likely is an offer once a company decides to do a reference check? I know I am in the final 2, from context clues in interviews. I just dont want to get my hopes up.

What do you think when associates/senior associates misspeak on a concept during a meeting or interview?

I’ve learned something new on each project, and I’m afraid of coming off as an idiot so I rarely contribute to conversations; only after I have done research on the topic and have prepared do I speak/give ideas

Anyone in tiger working with pepsiCo client?
Please dm me.

I need 11 likes to enable DM. Your help would be highly appreciated 🙏🏻

Anyone joined top social clubs (i.e. Zero Bond, Norwood, Metropolitan)? Why were you accepted in & did it meet your expectations?

Thoughts on politics in the workplace? My team seems obsessed. Don't want to get unfairly judged, but I love a good discussion. PS: my manager and I did not vote the same way

Going for a final round interview with OW Dubai. Can anyone share their experience?

What time do we get salary? Ab tak aaya nahi. ICICI ka account diya hua hai

If we apply for a Job through HCL Leap, Normally how long does it take for the team to get scheduled for the Interview.

HCL Guys - Pls do inform.

Hi, what is the minimum years of experience required for level 7 in Accenture? Genuine answers please.

Best apartment complexes in Capitol Hill for studio apartment that won’t completely break the bank?

"There's no whining in baseball!", said very seriously and earnestly ..... to the office dog.

I'm really struggling to land any interviews. I'm wondering whether there's anyone in marketing, comms or consulting who might be able to look over it and tell me what it is I'm missing/doing wrong? 🙏

Spending 48 hours in Belgium this summer. Do you recommend Brussels or Antwerp?

Things to do in Providence Rhode island? Will be there for a day

Just wanted to know how epam anywhere is in terms of WLB, projects and perks. Honest answer please .

Have offer and thinking to join ..

Civility thread!

Don't mention/hint at who you're voting for. Let's try to find some common ground.

How's your day going fellow politically-minded 🐠?

Offering Thielen and Corey Davis for James Robinson. I'm short on RB and they are on WR. Full PPR.

Would you take it?

What are some good networking clubs, organizations, or groups to get involved in?

Do female and male journalists/reporters make the same amount of money as each other, or is there a pay divide?

Any suggestions for joint investment account with a significant other?

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

Do you count your car as part of your NW on Mint/other trackers?

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

Is this portfolio allocation pretty standard for index funds? What am I missing or not considering?

VUG Large Cap Growth - 20%
VOT Mid Cap Growth - 15%
VBK Small Cap Growth - 15%
VTI Total US - 25%
VXUS Total International - 25%

Need an opinion on the Vanguard VIGAX/VIGIX. I’m index riding with that fund but am wondering if I should shift my risk and go with VT or another Vanguard fund. Thoughts?

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

Anyone else into Bank Bonus churning?

Red flag? I use TD's robo investor for my IRA and personal investment portfolio. I noticed it chooses the same ETFs, although potentially a different ratio. This seems that it's not properly diversified for long and mid term. Should I be concerned, or just let the investment fly?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Have 700K USD worth of invested assets (less real estate, cash/receivables, and precious metals). if I need 4K USD per month for expenses, can I now coast?

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

Have 20k, what’s a good small business to start with this fund? Serious question here

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.