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Cobra is something you can buy retroactively. Would be surprised that if you get laid off you won't be eligible for other marketplace optionnecause your income will change. But rather than worry about health insurance from a job you haven't lost, start looking for a new one.

Point is , options are unaffordable, and OP is looking for more affordable options.

OP, sorry to say, but health insurance in America is unbelievably expensive. All you might be able to do is use any unemployment towards it, but it will obviously impact your savings.

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