I have recently got a new job and its 20lpa, I only have LIC of rs 3542 monthly, what will be the optimal tax planning for next year. It's scary how much I have to play in tax It's more than my 2020 annual income.
Please suggest, thanks advance

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

do we have to report our virtual currency holdings to our company? For the sake of independence or something?

I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

During benefits selection this year , I chose HSA for the first time and I am informed that my account is opened today. While registering on Fidelity, I am asked to chose between FDRXX/FDIC .I would want to chose from available options and invest money. Which option I should be choosing of both ? Also if I can’t chose options on fidelity, what should I do about it ? My firm opts only for Fidelity unless I’m wrong . Happy holidays . Thanks in advance

Anyone know where/how to go about getting L/VL/VA CE credits form insurance carriers? Anyone have some specifics?

I’m making about $100k a year currently in a MCOL city. I’m single with no kids, no debt, rent is $1k/mo and I’m maxing my 401k and IRA. Would I be a fool buying a $65-70k car? I’m a car guy so I already have a pretty cool car with only 40k on the clock, but have been considering upgrading. Thoughts?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Best resources/books on getting personal finance in order?

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

Anyone have a recommendation for financial/tax advice? Hurting in the 60% tax zone right now (100-125k) and need some help to work through options eg more salary sacrifice, pension etc… thanks!

Why do firms not use vested stock options as incentive in earlier stages of career?

How long does it take to get ofc Laptop after DOJ?

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

I just joined the bank and was wondering what the deal with the Health Care savings account is. It looks like a flex account rather than an HSA?

Hi, I'm new to Dallas. Have been eyeing on rental investment in Dallas. Looking into Zillow, properties in Arlington seem to have good appreciation. Is it good idea to invest in Arlington? What other areas in Dallas can I consider (checked Carrollton, Plano, Coppell, Addison).
Thank you.

Thoughts on STOs? Personally find fractionalization of assets pretty interesting.

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Hello. Can anyone refer me as Resource Management or Talent Acquisition position please? I am currently working in Tcs Kolkata and I have over 4 yrs of experience.
Location priority: Bangalore.
Available to join within 45-60 days.

What is the average time now to hear back from interviews? Are people just getting ghosted or is there feedback?

Anyone know of a good exchange that will let you withdraw in Canada? Canadian withdrawals are blocked on Coinbase....

Any EY folks with questions and answers on IVF or Pathways to Parenthood benefits before Annual Enrollment period ends???

Anyone in NY have yet to see their credits extended to 6.30.21?

Looked at a house (new build) and MIL said the vinyl windows imply the whole house is probably made with cheap, shoddy materials. She thinks everything has to be wood Marvin windows or bust. Is she right? From my research vinyl has its pros too... as long as we aren’t paying like they are wood marvins. Any reactions?

As an IT infrastructure i have been tagged un cognizant internal project to support the cognizant owned datacenters VMs and infrastructure.

Can anyone please tell me how is that project in terms of Career growth and learning??

Hi, I'm getting lot of interview calls for SAP SD Consultant but they want someone experienced 2 to 3 years of experience, 1 or 2 implementation done, support or rollout etc, Relevant experience of sap is zero I have, for BFSI industry is 3+ years I've, so what would u suggest??I'm not getting any work, 5 months gap already now in doing SAP course, hana certifications etc,any fresher in SAP, how u made it in SAP? I'll start working anywhere now, in SAP I'm not getting anything, tired

Joined EY-US in July and want to intracompany transfer to London office at 1 year anniversary with the firm. Any suggestions on logistics and how/when I should get the process started?

Hello fishes,

I'm in dilemma so asking,

Does current market provide 18lpa package to average backend developer having YOE: 3yrs in Java, springBoot, microservices, rest,git ,springreactive

CCTC:7.7

Also is my cctc underpaid considerig current market offerings?

Please reply, honest suggestions are really required

What are the career opportunities in SDET after eoy 10-15 years?

Thoughts on the Heuer Monaco? Never been a fan of Tags but the Monaco is a looker! Any ideas where to get one?

Hi Fishes,

I am a software specialist having 8+ yoe, currently working at Mastek with a CTC of 17lpa. Can anyone help me with the current market CTC considering the below:
Current Role: Tech Lead
Tech Stack: Full Stack in Java, Springboot, Angular, Mobility, AWS beginner.
Your responses will be much appreciated.

How do I check my utilization?

Any agencies in LA looking for a mid level/early senior art directors?

Looking for a referral! First switch from TCS

Yoe: 3.9

Skillset: python, shell scripting, linux, hadoop ecosystem (hive, yarn, HDFS, solr/kafka, scala, map/reduce, Cloudera manager, oozie) datadog, cymatics, nomad, consul, teamcity, jenkins, Git, ansible, Docker. Rest API's

I think with with skillset, i might fall into DevOps category. But still any challenging role is accepted😎

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Is there a way to Pay rent via Credit Card without paying the convenience fee?

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Best app to track expenses?

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

So the National Consumer Helpline really works.
I had filed a complaint against Goibibo, who delayed my flight cancellation request until 1 day before departure hence the airline charged a higher cancellation amount.

A friend of mine introduced me to the portal when I filed a complaint explaining the matter in detail, uploading Twitter DM screenshots, where the company was clearly denying responsibilities on the above.

Took 2 months but today my refund was initiated by Goibibo.

How t save tax for 9 lpa salary. Can anybody help me out.

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Can any one tell me, how to invest in quant mutual fund through it's website?