I have significant unrealized short term gains from a handful of holdings that have run up this year. Any strategies with or without options to protect these gains from a sharp pullback if I don’t want to sell and pay ST gains tax?

Can someone explain if I should use regular 401k or Roth 401k? My 2 FA’s gave different answers and I don’t understand which to use. I have already done the back door Roth IRA max

Anybody know any good financial advisors? My husband and I are broke btw 😂😂😂

Anyone ever temporarily lower 401K contribution to increase bonus cash payout?

Does anyone think there is long-term viability in Cryptos?

Thoughts on the VC Royal Eagle? Seems crazy undervalued, you can get it for less than a DateJust! What am I missing here?

How much money do you keep in your savings account?

I am working as a sde intern at a startup company.
They asked my account details for paying stipend.
I shared my savings account details.
Will they pay me in my savings account?
1 month and 4 days over not yet got the stipend.

Any loan facility available in BOA

Would love to get insight from folks here as I’m not quite sure what to do. I currently have around 14K in student loan debt and enough saved up to pay it off in one fell swoop. What I’m struggling with is whether I should invest that money into the stock market (thinking less risky S&P 500 ETF) and pay off my student loans monthly with the average payment being around 1000 so I can pay it off in about 16-18 months (due to interest being around 5%) or pay it off all in one go?

Anyone investing in index annuities? Can someone explain why this is beneficial?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

Can someone explain to me how it monetarily helps me to split my home mortgage into half and pay half on 1st and half on the 15th? So if my payment is 4K, I pay 2k July 1 and 2k July 15

In your opinion which is the best target fund to choose in IRA Roth?

Inflation post covid—19 .. thoughts? I am really worried considering the prices from housing to basic needs in major cities are already not affordable for most middle class families.

I’m thinking of opening a TD Ameritrade account for investing - does anyone use this/have any feedback? For reference, I recently graduated and have no prior investing experience, so any feedback on investing is appreciated :)

Hi Fishes,
Had a very serious query. In my current organization I was not under taxable bracket by any means so I didn't submit any investment declarations or anything. But I'll start a new job in 2 weeks where I'll be under taxable bracket. So will I get a chance to submit my investment declarations in the new company for tds calculations in the middle of the year ? I'm new to everything so would appreciate your help. TIA :)

Technology implementation manager in Big Four looking to transition to the banks. Anyone know of a role that they can refer me to?

Any idea what salaries youd be looking at working for a placememt agent? PE, RE, private debt etc

I’ve got a friend in Dubai who has experience in IB and VC at junior levels (in London and Dubai) and would like to break into consulting. He’s at a small cap VC at the moment and works not that challenging, and he wants to break into MBB or tier 2 for strategy. Anyone happy to look at his CV?

Other than Medtronic, which med device companies would you consider the cream of the crop?

Hey all can anyone tell me about the salary of a aws cloud data engineer? ( fresher)

Hi Fishes,

Which one should I choose as a Software Engineer with 8 YOE:

Mckinsey Knowledge Centre-31 LPA Fixed + 2 LPA Variable + 1L JB
Smart Energy Water- 36 LPA Fixed
Coforge- 35 LPA
DMI- 34.5 LPA Fixed+ 3.85 LPA Variable
Connectwise- 38 LPA

Hi all

I am looking to start my own recruitment firm
Any experts here to help me with guidelines or can share the documentations/ paperwork required

What do you all use to file for taxes after switching to h1b?

New York New York!

Does UBS pay relocation bonus?

does any one have tips and tricks on how to be a good interviewer? I'm finding it difficult to gauge someone just asking...tell me a little about yourself...

Almost done with second weeks in industry. I absolutely LOVE IT! Ive been making a point to reach out to people from different teams via Slack and arrange a quick meet and greet zoom call. Been introducing myself mostly to the heads of each department, head of marketing, head of sales, head of product development. to get a better idea of what everyone does, and asked sales/product for walkthroughs of the products so that I know exactly what we offer as a company

Has anyone seen any unique places to find UX portfolios or post jobs other than the usual suspects?
Some UX Slack channels were doing well for a while but I definitely don’t see as much traction there. Meetups obviously came and went. Even the portfolio sites like Dribbble and Behance don’t seem that same.

Best credit cards for a non-road warrrior after CSR and Amex Plat changes? I think Amex Gold and the Chase Flex are pretty good - do not think CSR and Plat are worth it anymore

Does Deloitte provide cab facility?

How is projects assigned to laterals in HCL

I’m recently finished my PhD and the transition to full time work has been overwhelming. How was the transition for you?

Salaam, unsure if this is the right bowl, but does anyone have any recommendations on books that discuss the history of Pakistan? It’s formation, etc. Thanks

New to options on fishbowl - I have a call itm with Robinhood that expires tomorrow. If I don’t sell it, what happens? Will they exercise or am I better to sell it?

What’s does “fill the gap” mean??

Love that in true form I chose the 1 red meme stock. 😂💎💎💎

Sundial Growers 🏄🏻‍♂️🏄🏻‍♂️🏄🏻‍♂️

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

$DPZ 370c 3/27

How do you renegotiate your commission rate on TD Ameritrade and it’s platform ThinkOrSwim? Is this requested online or do you have to call in? Does it have a decent success rate? Im at the original .65.

8/12 Thread (General):

When did this bowl become so competitive and spiteful? Why can’t we just be happy and support each other?

5/4 Thread (General):

Are warrants still available on IPOE? I'm having trouble finding the ticker on TD Ameritrade

Been lurking on this group for a while. I’ve only traded stocks ever. What’s the best way to start with options? Any great video tutorials or websites that can help me understand the basics. I only have theoretical knowledge of options thanks to a derivatives class I did at college.

Anyone in on IPOF call options?

My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

Uh this could get bad fast if this holds through open. Protect your downside if not already.

@BC what do you think about SHOP puts?

6 questions:
1-When to buy put contract?
2-When to sell put contract?
3-When to exercise put contract?
4-When to buy call contract?
5-When to sell call contract?
6-When to exercise call contract?

Good entry point for PLTR?

5/28 Thread (General):