How many times do you look at your checking account a day

Who’s buying Dave Portnoy’s BUZZ ETF this Thursday?

When is the right time to buy a second home (primary investment/ secondary vacation home)?

Mortgage PITI payment would be about 50% of take home pay, but it fits easily within my budget. We max out 401k, HSA, and backdoor Roth. We also have about 150k in savings in case things get tight and saving an additional 1k per month. Is this still too tight?

Anyone know when Ch. 7 BKs must close by? Is this changed by when there are adversary proceedings (alleged fraudulent transfers made to a bank for CC payments)? Asking for my friend who is unfortunately involved bc of his parents, who are the debtors (he isn’t a defendant or a debtor in this, but the payments were made to a CC in his name—a CC he didnt know was opened in his name).

Its in Texas, and the initial BK filing was made about 23 months ago. TIA!

Guys Urgent query.I joined CTS on Nov 2.When is medi Assist activated? Having a medical emergency for my father to do bye pass surgery.Should I wait for the medi Assist or proceed to do with my own money? Estimated Cost -3 Lakhs+. Operation to be done in the next 1 week

I’m planning on getting my real estate license this spring! My biggest hesitation is that I currently live downtown Chicago and do not own a car. I really do not want to buy or lease a car as the area I live in requires a garage spot to park. Is it realistic to believe that I can be a real estate agent in Chicago if I rely on Uber/CTA?!

Guys, what platform do you use to trade US stock?

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

When will real estate law move past the need for original signature pages? They are the bane of my existence.

Totally, new to cryptos and thing of buying partial BTC. Someone told me BTC sell is hard and different from stocks. Is it easy to sell ? Is there a thing like someone should be there to buy a BTC in order for me to sell? Can anyone pls explain crypto trading?

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

Hi Sharks,
Till last July I was earning 12 LPA, now I switch to a product based with 30 LPA. Where 27 is the base. Monthly I pay 45k tax.
Things that i am doing already is LIC = 40 k , SSA= 50 k (for my kid) and tution fees = 25 K .So altogether withPF other superannuation fund I can show 1.5 Lakhs in 80 C.

Apart from this planning to buy flats or small villa in chennai. I can pay invest more as my most money goes as a saving or buy gold as risk free. Please advice wat else can i do? Kindly

How do I invest in ETHOS?

Have 700K USD worth of invested assets (less real estate, cash/receivables, and precious metals). if I need 4K USD per month for expenses, can I now coast?

Any recommendations for RPA stocks?

How's Manor as a city in terms of buying a single-family home: school-wise, future price appreciation of houses etc ..?

How hard is it to get a business loan to buy property? Trying to buy a building through a business and not sure how much I can reasonably get. Business is not some shell or anything. Own a business that is a current tenant in the building.

Recently received notice from landlord rent is going up ~20%. For reference, it is privately owned condo and did not sign at a COVID discounted rate. Super frustrated. What are others seeing for rent increases?

Just landed a full time gig, looking to get some furniture so I’m not working on my parents’ kitchen table during this remote period. Any recommendations for desks and chairs? I’m hoping to find something that’s easy to assemble and break down for when I need to move, and something that won’t cost an arm and a leg.

I know everyone has a different kind of setup that works for them. I currently have a laptop, drawing pad, second monitor, and a desk riser.

Fish who have sold clothes on apps (eg, Poshmark, Mercari, etc) - how long was it from your first listing to your first sale and what’s your estimated sale ratio (items bought/items available)? I’m just getting started and want to be realistic 🤗 (I know I won’t sell everything in my closet). Any tips on getting the first sale and how to prep for shipping? Thanks!

How would FDD at a company such as Houlihan Lokey differ from at a Big4?

Rejected by google. Very depressed as was hoping to escape big4 consulting esp with all these h1b crap going on. Unsure of next move- hate going again on the interview treadmill which is depressing

Hi everyone.

I have 3.5 years of experience as a Quality Assurance Analyst in manual and automation testing. I am looking for a job change. Can someone please refer me to a manual testing position preferably?

Give me the strength to set a boundary today and do something fun instead of waiting by my computer for emails

If you had a choice, would you live in Chicago or NYC?

How do vesting schedules typically work for LLCs giving interest to an advisor?

Planning on leaving after this busy season. Finding it hard to have motivation, while also having to work more hours than ever before. Advice?

Has anyone else turned down a tech job for banking? It was a hard decision but ultimately, I decided that the experience and training I'll get here is second to none. Hope I don't regret this decision

Hi sharks,
How much salary will I get monthly if my ctc is 7 LPA and employers pf is 37800 rs so total ctc is 7.37 lpa.? Company is Oracle financial software service.

Hi Folks, I have an offer from IBM. They told me that variable component is not written in CTC breakup but you will get some amount each year

Is it so ?

Hi Guys,

I have an offer from Naggaro and Samsung SDS ,Can you please suggest which one to join reviews on Glassdoor are very confusing . I am 6.2 YOE guy .

I have another question - I’ll be going to a mid size ID firm that also does crim defense, family, environmental, and more. I get a bonus if I bring in business. How does that even happen?

ACDs: What do you add to your book when you’re managing/providing oversight vs. actually writing?

Mphasis can give permanent work from home..
Pls help..

Did anyone left coforge recently? I have to leave by next week, and company asked to courier their laptop back to office.

Hello Fishes!

I’m in my early 20s and would like to get some ideas on what would be the best way to start investing? I have 10k for Emergencies, 20k in HYSA. And extra 10k to play around with. I’m already investing in my 401k up to my company’s match and planned on maxing out my Roth eventually…but would to know what are somethings you are all doing for investment.

Thank you!

Can someone point me to some material where I can read about profit sharing vs 401k. I get the concept, but I am trying to understand is 10% profit sharing vested over 5 years better than an employee 401k match of 6%?

From my understanding 10% PS is better because it’s just a standard 10% on top of whatever I contribute though it takes 5 years to vest. Does this mean if I leave before 5 years I don’t get any of it?

So I've been reading about opportunity zones. Is anyone investing in the area? I had some questions I wanted to ask

How are you all determining the future cost of college and target levels of investment for 529 accounts? Having a hard time seeing how 100k for college in 15 years is realistic. Also don't know the right level of savings to target (50%? More?).

When is the right time to buy a second home (primary investment/ secondary vacation home)?

Mortgage PITI payment would be about 50% of take home pay, but it fits easily within my budget. We max out 401k, HSA, and backdoor Roth. We also have about 150k in savings in case things get tight and saving an additional 1k per month. Is this still too tight?

Any recommendations for RPA stocks?

Will there be any tax implications from Venmo transactions in FY21 given the new fees they introduced earlier this year? Neither I nor any people I have transacted with this past year have noted that anything was for goods/services regardless if that was actually the case so am wondering if there will be any changes as to how things are accounted for or if any new forms are being issued.

How to invest in commodities (e.g. wheat)?

Can someone clarify under Biden's new proposed capital gains tax, LT capital gains are now income? Meaning if I sold above $1m worth of stock, I'd be taxed at 40% regardless of annual income?

I have a recurring $30 charge on my credit card that I can’t figure out what it’s related to. The vendor name gives me nothing helpful and going back through emails, I don’t know what it might be - I’m not getting an invoice. It may very well be valid, but at this I just want to stop it and figure out what subscription lapses. How can I do that?

180k base in CA: Is 1500/month net saving goal too aggressive?

Are Vanguard target funds good options to invest my 401k money in?

Left the previous firm, should I rollover to current firm’s 401k or rollover to my Roth IRA? (Currently has contributed $2k so far) would the amount (8k) rollover to my IRA exceed the $5500?

Does the $20,500 pre-tax 401k contribution limit include employer match? I.e. My contribution + Employer 6% match = $20,500? I know that the combined employer/employee contribution limit is around $60k, but from my understanding that ends up being due to after tax contributions. Apologies if this has been answered before - thanks!

Heard on NPR Mktplc- Larry Fink - Blackrock CEO - 2018 Letter to CEO’s. He wants companies to make a positive contribution to society. How are you shaping investments for greater good? Tips?

Thoughts on investing in DISney ? Better to go in as a stock or via ETF exposure?

I had a baby almost a year ago. I should start a 529 account for my child but I am originally from France which also makes her a French citizen and she could easily go to college in France for not much money. It’s pretty much free there, I have 0 Student loan debt. With that in mind, a 529 would not be super helpful if we go that route. Should I consider other options? Do you have suggestions? Thanks so much!