I just got a mail from my insurance plan (which I bought through NYS marketplace last year) that there will be a ~12% price increase starting 2027, which will make it a close to $1,000 bill per month for me if I choose to keep it.

And honestly I’m not even using the insurance a lot… should I just opt out and run with no insurance? Or is there any alt for NYC-based freelancers that’s reasonably priced? This is getting so freaking expansive that I can’t really afford 🫠

likehelpful
Posting as :
works at
You are currently posting as works at

I can understand why you're frustrated. Healthcare costs can be especially challenging for freelancers. I hope you find a solution that balances both affordability and peace of mind

I left 6 years ago and it was pushing $700/mo for basically a catastrophic plan. It was catastrophic

Do you have insurance brokers in the U.S.? If so, see if they can find you a better rate. But definitely don't go without insurance!

I’ve never thought of this but will look into it! Ty

like

One hospital bill and $1k. a month doesn’t look so bad. Afraid insurance is a necessary evil.

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