I just graduated from college and I recently started my first full-time job. I would appreciate any advice/tips with credit cards, investing, and personal finances. Also, I want to learn more about finances so would love any books, podcasts, or youtube video recommendations! TIA :)

Rental Housing/Airbnb viability. I have a small portfolio of rental properties on Long Island (NY). I rent them out to long term tenants but there is very little Airbnb activity in this market. I think the yields will increase significantly with an ABNB approach but then again these aren’t sexy locations (in Nassau County) and there isn’t much in terms of attractions that would drive renters to these areas. Summer time yes, winter time not as much. Anyone have any experience in a similar market?

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

I'm a masochist. PRQ tied up a ton of my assets during the last run up in early 2021 while crabbing and dumped just as bad as other alts in May. I just heard whispers of a big cex listing and put some money back into it. 😬

I am sure this is a question with an obvious answer, but does anyone else just feel absolutely trapped in a job they hate because of their student loans? I’m three years out of law school and I still have $160K in student debt despite making aggressive payments. I work in a larger firm (not big law per se, but 250+ attorneys and big for the market). I am pretty unhappy with my job the vast majority of the time, but I feel like I have no options. $160k at 6% and 7% interest cannot be ignored.

I am going to buy AntShares aka NEO bigly. It has a potential to go to 100$

What are the best credit cards for travel points?

Hi Friends,

Could some recommend some good pgs around fidelity investments (manyata tech park). I will be starting the office from Dec.

Hey all. I've got 30k cash to spend on a new car. Any feedback on the following 2017 Lexus rx vs 2018 acura rdx vs 2017 audi q5??

I’m currently an LLC and looking to assemble an equity deal with an advisor. I don’t know how to set it up with him where he gets his equity in the future when we restructure the entity to a c/s Corp and give out his shares. It doesn’t make sense for us to switch now and get double taxed when we haven’t lifted off the ground. This is pre launch. Any advice?

Hi,

Kindly ping me if you need any help for filling up the ITR. I will help you to get maximum return.

Charges applicable.

Thank you

Are crypto IRA’s worth it or is it better to just open an account at Coinbase and invest that way?

YOE:8.3
Current CTC is 10l, and I have offer of 21l
I'm trying to negotiate with fidelity investments for 28l(given my experience). How can I try better convince them? Please advise. Thanks.
Also i am being given grade 5, is that correct as per my experience in years?

I get Waddle & Pollard, I give away Mattison and Davante Adams. Good or bad trade? I am 0-3.

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

I've got a YouTube channel about all things crypto and trading. It is primarily an educational channel, rather than one that is specific to investing.

Please post video requests here. (Continued)

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

Use savings to (partially) pay for business school or invest and fully cover via loans?

Off topic

Is there any low interest or interest free loan policy available in thoughtworks?

Current employees, please comment...

How do you help client's figure out how much life insurance is the right amount?

Hi Fishes what is notice period in kyndryl in probation period.
How many months is probation period

How much should I be asking for a mid-level Analytics role in NYC? 65K-70K?

Layoffs at Omnicom shops today?

Hi fishes
currently working in India with salary of 37lpa and over 7 year of experience as senior data analyst. Recently got a call from a company in Tallin Estonia. What is the average salary in Estonia for 7+ year experience as senior data analyst. And is it recommended to go with the opportunity.

Hey everyone! This is my first time posting but I thought I’d try to ask, I received a request from a recruiter to interview for a new insurance company I’ve never heard of: Branch. Looked it up and it seems to be a new “Techsurance” company working with both home and auto policies. Does anyone have any information they could share about this company? Thank you!

I have been in management for the past 8 years and part of large corporations. I just recently joined a small organization that I have wanted to be a part of for the past 2 years, accepted the role of general manager. This organization knew that I don’t have general manager experience, no payroll experience, no experience setting prices, no purchasing experience and today, 6 days after starting, I have been asked to step down due to not being confident that I will be ready in 3 weeks…

Is it recommended to get two full years of consulting experience before looking for a move elsewhere...for more comp (say to another Big 4, industry, attempt at MBB or FAANG)? Already have 8 yoe in the DoD space outside of consulting. And about 16 months of consulting exp

Any 🐠 here in Deloitte’s Operations Transformation Practice (Revenue Cycle) - looking to connect and learn more about it.

Is it concerning if a recruiter is dancing around giving you an offer? or is it just busy bc of Q4, coordinating teams, start dates, and covid?

Does anyone feel that the Oil and Gas industry is the most discriminatory industry of all? They won’t even look at resume without O&G experience! It does not make sense to me as I would rather teach someone the specifics of an industry if they were a good fit. And for an industry that has so many obstacles from Government, Environmental Organizations and so on, why they are adding more bad publicity to themselves is not a great approach.

Hi,
How does the sapience ibuddy tool work ? What if I'm not able to clock 8 hours ?

Hello! I'm looking for DEI director or DEI program manager position that is remote. I'm currently a director of equity and multicultural outreach right now.

Hi Guys

Does anyone knows about Virtusa ? They are offering me considerably high offer compared to others but I am not sure as I don't know much about the company or anyone who works there ? Project is Legato Healthcare.

Any help will be appreciated.
Thanks in advance 🙏

YOE- 6
Skill - Dot Net Full Stack

Any BCG consultants or knowledge experts willing to chat? Super interested in the space and role but unsure what the best fit would be. Have 2 YOE in sustainability.

Hi Guys,
It would be great if someone could help me with a referral at Citi or Barclays.

Thanks!

Who’s buying the dip today?!

Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

Should I lower my contributions to my 401k and save up for a down payment faster? I want to start having multiple streams of income. Planning on getting a multi-family apartment but not living there since I want to buy a semi-cheaper house so it won’t be in a great area (Chicago). Has anybody done it and regretted buying a house as an investment?

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

What is the advantage of having a checking bank acct? I only have savings accts. Am I missing something?

At this point, I am ready to die with my GME stocks. 😩 My grandkids will inherit it. I am ordering my certificates as a souvenir. 💎 🙌🏾

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

Can anyone invest in Roth IRA asking with 401k or is there a limit based on salary? I was told if you are making above X, you can't invest in Roth IRA. If this is true what's is X amount?

Folks who use a backdoor for tIRA to Roth, do you have 2 accounts? Once the conversion goes through, the tIRA remains empty until your next deposit ?

What are the limitations if my tIRA contributions were pretax?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

My company matches 3%. Is that low or on par?

Do I need to sell cash sitting in my fidelity core position to be able to use that?

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Voyager just filed Ch 11 bankruptcy. Rest in pieces.

Is it still worth buying Tesla stock? Especially after rising so much since year start?

Are there any trusted resources for information on cryptocurrency investing?

(I've written enough long-form marketing disguised as a news to know when it's happening to me.)

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Anyone have an HM Bradley referral they’d like to share w me? Feel free to PM me if you don’t want to post your referral link.
Thanks 🐠