Folks who use a backdoor for tIRA to Roth, do you have 2 accounts? Once the conversion goes through, the tIRA remains empty until your next deposit ?

What are the limitations if my tIRA contributions were pretax?

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

Anyone have a good PE specialist financial advisor?

Anyone know why uber prices have been climbing recently? I used to be able to get most places around the city for $10-12. Now I’m seeing $20-30 for the same routes. Is this basic supply/demand, or something else?

Hi ,filling onboarding information. What is NPR in nominee information and what is emp pension scheme details . Where to find out

Is it possible to get money out of ibonds before the 1 year period? We put out house down payment in ibonds thinking we won’t buy until Jan 2023 but we really like a house and wish to buy. Also, if I bought the ibond on 2nd Jan 2022 would it mature on 2nd or 30th Jan. TIA.

Hello folks, ai have a corporate housing LLC that I've set up really carefully, and I know that with seed money I could scale it, but I don't know how I'm supposed to get myself in the door to VC access. Any advice?

Has anybody invested in Yamuna gaur city or planning to do so?

Have about 100k in cash, wanted to get into market. Any recommendations on One time buy vs dollar cost average? If DCA, what’s recommended schedule- weekly or monthly?

Words to say, questions to ask, things to do when a client who moved their money to year exactly one year ago, blind sides you with ACATS out after you’ve made 13.7% because he is conservative? GO!

Ugh I just signed to fix my house’s mortgage interest rate at 2,73% for 2years. Instantly regret it.

Hi Fishes,
Had a very serious query. In my current organization I was not under taxable bracket by any means so I didn't submit any investment declarations or anything. But I'll start a new job in 2 weeks where I'll be under taxable bracket. So will I get a chance to submit my investment declarations in the new company for tds calculations in the middle of the year ? I'm new to everything so would appreciate your help. TIA :)

What do you all think of Snowflake's businnes, stock and IPO? It is database business and competition is heating up. Is this something good for / worth investing in? Maybe a long hold for 15 years? it reminds me when Googl went public at $68 / share. What other businesses(business model expansion) can it expand into?

Who is getting into NFT? Friends recently just printing money like the fed on this. Willing to risk a few thousand. You all ?

Best HYSA with a good account opening bonus?

For those of you who made your first million in net worth, what did you do next?

Any recommendations for best balance transfer card? Like zero APR for 15-18 months and no fee? Also nice to have points or cash bonus

Anyone who sends some money monthly to their parents in India? If so, how much $/month. I send $2.5K each month but trying to figure out if there are better way to invest that sum here in the US than just to put that money in a Fixed Deposit in India.

Hello! Are there any OKTA recruiters here who I can connect with for HR jobs?

Has anyone ever worked with Mark Pollard or Julian Cole? Are they as great as they seem?

Thomas J. Watson (IBM) said "the way to succeed is to double your failure rate" and that's always stuck with me

How bout Montana? Anyone? Remote maybe?

Fixed offered as 36 lpa. What shall be the inhand in CBA. TIA

How would one make the switch from internal audit to change management? Trying to get out of IA and work in change management but need some pointers to start.

I received a mail from IBM to login in Candidate portal with your email id to see the offer letter. When I am trying to login it's giving error as invalid username.

Is it easy to get pigeonholed into doing ServiceNow work once I agree to get trained in it for my firm's practice? I think it'll be great learning a new skill, but don't want it to be a forever thing.

Hi folks,

Can you please suggest me one best wireless airpods?

For getting promotion who take the main decision? Manager, Supervisor or HR?

After I joined the force I noticed some people I considered friends have slowly distanced themselves from me. Anyone else go through something similar?

Hello everyone
This is an out of box question.
I am looking for PGs. Rental flats in shivajinagar (wakadewadi).
Unmarried and based in goa.
Does anybody have contact with brokers or direct owners ?
Your help will be greatly appreciated.
Thank you

Hi! I’m doing some research on employee benefits (medical insurance, 401k, HSA/FSA, commuter benefits) and was hoping to connect with People specialists or HR professionals in the comp & benefits space. I’m trying to better understand any pain points or challenges you might face with utilization/enrollment. Anyone interested in connecting? Thank you!

I have a friend who spent the last 4 yrs as a stay-at-home dad caring for his special needs child. He’s ready to get back in the workforce and make a career change to IT. How does he get started?

How do I transition to product roles from support.
Total exp 4.5yrs
B.Tech + MBA(Exec 15 months)

Esperanza Rising Resources. Have you used this book in the classroom? Can you share your resources? This book has so much about culture, migration, geography, etc. I may use to teach with Social Studies. Share links, resources, Teacher Pay Teacher ideas, etc. Thanks In Advance

I maxed out my Roth IRA contribution thinking I'd be safe from the income limits however my wife brought way too much $$$ than anticipated this year. It's a good problem to have but not sure what I need to do with my Roth IRA for the year 2021. Impossible to get a hold of Merrill to discuss options.

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Anyone have a good online calculator or way to adjust their W-4 towards the end of the year so they don’t get slammed with a high tax bill? I know I’m too late for 2020, but curious for next year...I got slapped with a 6-figure tax bill last year. 😑 My wife and I made adjustments to our 2020 W-4s, but afraid it wasn’t enough.

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

What’s the mortgage rates you guys are getting?

Mutual funds you have your eye on right now?

Anyone part of F45 or close side red franchise opportunity with them ?

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

New to investing and have 60k I want to buy index funds/ETFs with, should I invest like 5-10k a month or all at once? For context, I have emergency fund already established and contributed to Roth IRA

Come from a no money family & limited financial savvy. What’s an easy way to open and manage a personal investment fund so my savings makes me more money, similar to my Roth 401k. Thanks in advance!

2022 - How are we becoming millionaires folks? What are legitimate (not MLM, drop-shipping, affiliate marketing, Facebook ads) ways to make money besides our primary incomes?

For me: It’s credit spread {options} trading. That is the only one single thing that has worked for me.

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.

Anyone looking at airline stocks or ETF play?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1