How do you start searching for mortgage loans and what do you look into lender

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Dave Ramsey video about bitcoin came up on my feed. The guy called bitcoin a gambling slot machine and denounced it as an immature investment. Buddy is proud of his 3% yoy dividend returns lmao

AMZN buy more or hold?

When picking up a J2, how much should you include about J1 on a background check?

Im so happy! I just paid off all my debts!

How much household income should be to buy $1M house? Also what is the approximate down payment? I know 20% is the ideal but how much do people typically pay.?

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

Do you have a prenup? What does it involve?

Is this an aggressive position? Would you use final regulations effective for tax year beggining Dec 16, 2020 to support a deduction for calendar tax year 2020? Proposed regulations didn't include this exception. More details below.

Can I survive on £26,300/yr in Belfast?

In your opinion, what’s the best hedge / best buy against rising interest rates?

Good neighborhood for buying rental investment properties in Dallas? Have budget of around $400k.

Newbie question: how does WFH taxes work?

I'm taking a new job in seattle and am thinking of staying with family in Chicago for several months (WFH). Would I need to pay Illinois income tax?

Read some articles online but am still confused. Appreciate any insight.

good time to buy btc? or wait for a bigger drop? plan is a long time hodl

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

Is anyone planning on trading water futures?

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

I’m an early startup having raised a bit of money from family and friends to help grow my business. Time is moving fast and I’m potties I won’t hit my targets and being the return back to those who invested.
Once I have used the money that’s been invested there’s no way of seeing it again and still bringing the return quick enough.

The numbers still show it’s possible, I still believe in the concept and I’m still growing, I think I just have some imposter syndrome.

Any advice?

Can you travel out of the US while your H1B is pending approval?

Currently on STEM OPT.

Hi Fishers,

When does Walmart send a laptop after joining? I have joined this Monday. I still don’t have any updates about laptop.

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

Is 16LPA low for 5Exp. Devops background

What is expected CTC as per market standard for 4 year of experience in salesforce development

Any in house tech recruiters for consulting firms? What does your comp look like? Looking to see what my comp compares to for L1 recruiters.

Can a lateral senior analyst get promoted to data scientist in the half yearly cycle if performance and feedback from client is good?

Gripe in here about Legal Assistants (more in comments)

I’m a first year who just started this week. I’m about to turn in my first memo. We’re working from home so it’ll be over email. Maybe I’m over thinking it (I definitely am lol) but what should I say in the email!?

I’m about to give my notice at a firm I’ve been at for the majority of my legal career. They’ve recently offered me non-equity partnership (which I’ve accepted), w equity partnership on the horizon. However, I’ve been annoyed with their way of running the business and getting between me and my earnings far too long; and I received a lucrative offer to go in-house. I’m not looking forward to their reaction and feel bad about them having to take over my docket when everyone’s very busy. Any tips?

Heyyy! So@first day on the job and I am asked to help establish an offshore company for a client … to my experienced fellows… can you help me access relevant Information or help me see what is in my blind spot?

Thanks!

Why Capgemini calling back it's employees...can't it wait till June..

DC - AFS, Senior Analyst making 88K salary with a 2K sign on bonus I had to negotiate is this a good deal?

Any good sneaker alert follows other than @j23 and @solelinks?

I Got 22 lakhs CTC on Birlasoft, how much I get in hand salary?

How would you approach an interview process where the company sounds exciting but you feel confident the role would not be a growth opportunity for your skill set? Is there a good way to respectfully approach that topic with the interview team and find a role that might be more exciting for you? Or is it better to walk away?

Folks who use a backdoor for tIRA to Roth, do you have 2 accounts? Once the conversion goes through, the tIRA remains empty until your next deposit ?

What are the limitations if my tIRA contributions were pretax?

Voyager just filed Ch 11 bankruptcy. Rest in pieces.

For those that have physical gold in their portfolio, what do you buy? What do you think is the best value? Coins? Bars? Other? And what weight increments do you usually buy?

Anyone feel a 6 month safety net isn’t adequate enough for the recession we’re going through? I just fully funded my 6 month goal and need to figure out how much I contribute to 401k

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

When investing in a Vanguard Roth IRA, can you only invest into the Fed Money Market Fund (VMFXX) which is default? Or can you select other funds such as S&P (VOO)?

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Make 72k with not a lot savings at the moment since I am new in the workforce. Any advice on how to break into real estate.
Also already own a primary residence.

1) I know that most of you will say that buying an expensive engagement ring is a waste and bad, etc. so let’s start with the assumption that I don’t care and it’s happening
2) does it make sense to finance an engagement ring purchase or buy in cash? If financing, how much would you have to put down for a ~$30k ring? (If you’re upset by this number just replace ring with car or education or wedding or whatever you feel good about lol)

Morning ! Just setup a coinbase pro account yesterday but I got the trading prohibited message . Does anyone know whats going on?

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

what's the big deal with all cash home buyers ? this is who we're competing against and I don't get it if all things being equal, it's still the same amount of money. my husband and I are getting outbid on homes for the same offer amount solely because the buyers are paying cash. What am I missing other than the sellers are getting their money faster?

Anyone else long on AMT?

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

My company matches 3%. Is that low or on par?

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?