Is there a way to get closer to the 58000 total contribution limits in a 401k after initial contributions up the 19500 limit? My employer match isn’t great but I’ve maxed out my contributions this year and they’ve only added an additional 1500 so I’ll be at 21k total in the account for the year. How can I get more in there to bridge that 37k gap? Or can I?

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Mega backdoor Roth if plan allows for it. You contribute after tax amounts to 401k (up to 37k gap depending on your plan) and then can convert it to your Roth IRA

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Thanks all for the input here! Finally got confirmation on my plans configs and they don’t offer post-tax contributions or in-service distributions :-( so no mega backdoor for me. Taxable account it is!

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Brand new into my career and I’m trying to juggle wanting to max my 401k, Roth IRA, and HSA, while also saving for a down payment on a house! I realize that with my current salary ($78k) doing all this is too ambitious. Any advice on streamlining my priorities and which ones I should give up on for right now? If anyone else has gone through something similar early in their career what did you do?

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Hoping to get my PHR in the next year or so. Outside of employer reimbursement, are there other opportunities for this to get funded? I know SHRM Foundation offers scholarships for the CP, but I am looking for PHR specific help. Thank you! :)

Looking for some boutique firms (healthcare/public health sector) that do work relating to social determinants of health, community health centers, population health, community hospitals. Any suggestions?

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Hi Folks!

I am business analyst/consultant with a total work experience of 6.3 years,I am currently serving a notice period with last working day on 27th May. Let me know if you have any suitable openings in your organization.
Area of expertise: US Healthcare, Lloyd's of London P&C and RPA automations.

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Hi Fishes,

Can someone DM on the process of healthcare consulting companies approaching the pharma clients for business

Thanks

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What are the perks and benefits of working at DBS, Hyderabad? DBS DBS Bank

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Fellow EY Fishes - is anyone here have the investments in other countries (specially India). I got the independence email telling me I need to get rid of my mutual fund investments and I am not ready to do so. What are the options that I would have .. any guidance is appreciated. TIA

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Is the GSU price while vesting based on the market rate at the time of vesting or is it fixed based on the stock price during hire date/month?

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Should I take an L on Paysafe? Feel like none of these SPAC stocks are going to have upward movement anytime soon

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What stocks are you guy guys buying right now in this market?

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Can anyone tier the domestic pe funds in india and opps to move from domestic to global funds

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Just closed my shares in Nvidia. What a run that stock has had! Now trying to think about what next. Might hold and buy the dip if it comes. Otherwise welcome thoughts and why. (Already holding Amazon, Microsoft, Tesla, Lululemon, Disney and VOO)

For the monthly expense reimbursement, how does it work if I choose it for my cellphone, is the amount added to my paycheck or I have to submit my bill each month in the expense account? Thanks

Post Photo

Crypto, any idea about Shiba Inu?

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What's the quickest way to market a property for rent other than listing it on MLS and all the websites? Should I list on Craigslist and marketplace too? Anything else I can do?

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Is it typical for in-house pharma roles to offer pensions?

helpful

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

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I’ve been verbally offered a position at a new company, but the recruiter insists on getting a verbal acceptance before sending the offer in writing. This person insists on negotiating salary before sending the paperwork. Generic benefits, RSUs, bonus info have been provided; it’s all unofficial.

This is absurd. Am I missing some “new way” of doing things? Your take?

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Any trial prep tips and tricks for an associate second-chairing a medical malpractice case for the first time?

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package generally offered in FIS for 5 yoe development...location gurgaon ?

Can someone explain what’s a culture day and how do you take it?

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Hey fishes how is Publicis Sapient Salesforce practice? Work life balance and salary?

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Just joined, I'm curious how often you've been a high performer but are told you're not consistent enough? But you haven't missed deadlines or anything, so what's consistency mean for you?

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Been at SEI 10 years, star of every team that I've worked on, and only make $87,000 annually with a $6,500 IC target. Asking for an increase this June to take me to $100,000 in some combination of salary and/or stock options. Any tips for asking for stock options in lieu of a company being able to meet a salary request? TIA

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Is being a journalist a financially stable career?

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are you satisfied with your job? why?

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Best institutions to learn AWS Devops

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This bowl was originally created for black attorneys in big law, but since it’s the only bowl for black attorneys, many black attorneys in other sectors have joined. Some people are apprehensive about starting another bowl for all black attorneys because it will take away from this bowl. Assuming that the conversations & topics will stay the same, What are you thoughts on keeping this bowl solely for black in big law verses Opening this bowl to any black lawyer?

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Bain & Company My 13 YO is taking Career and Tech. She is dead set on diving for Michigan. What are her chances of getting hired from MBB with a degree from UM? Or would she need her MBA first? Is a Michigan degree good enough to get you into a top MBA program?
McKinsey & Company Boston Consulting Group Bain & Company University of Michigan

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Anyone from EYP, have a round with them, says 2 X 2 case studies (i.e total of 4 case studies over 2 days), can someone provide some insights on it??

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Has there been any layoffs in paypal India. Does anyone have an idea about this?
Sae a few news articles online and it's worrying me.

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Anybody have any feedback on what it's like working in product at Zillow? I see good reviews on sites, but interested in how the product organization is run.

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Hello all, I’m on my F1 visa right now. I have two more chances of getting H1 through lottery. After third,Does PwC supports sending me to my LOS in diff country and file me H1 or L1 visa from there?

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How many people we have in this group ? Any idea how I can check ?

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Hey all,

What are some PE firms (likely mid-market) that specialise in doing Entertainment deals, especially in gaming hardware, software, solutions that underpin the value chains ?

What's a nice restaurant to take relatives to when they're in the city visiting? Would like something nice but not over-the-top fancy.

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Additional Posts in Personal Investment Chatter

What’s the mortgage rates you guys are getting?

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What do you think on buying JPM, WFC, C now?

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Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

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After figuring out FI/RE I am less motivated.

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Any accountant recommendations in NYC? Looking for someone who understands the travel situation of consultants, etc. TIA!

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

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Happy to provide more details about my situation if its helpful.

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Investing newbie here: pros cons of getting a rental property vs investing in stocks?

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Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

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turns out me and my wife underpaid taxes by 12k. Anyone else getting a nasty end of year surprise?

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If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

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If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

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Opened a Roth IRA account last year and put away a portion of $ each month to eventually reach $6000. This year thinking of plopping all $6000 there in Jan. What method do you all follow?

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Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

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Come from a no money family & limited financial savvy. What’s an easy way to open and manage a personal investment fund so my savings makes me more money, similar to my Roth 401k. Thanks in advance!

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I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.

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How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Investor’s Business Daily: worthwhile?

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I paid for my kid’s college fee this year and last year thinking I will use 529 in future for second kid but now I am having second thoughts as I need little more money to buy an investment prop cntd

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Has anyone used fundrise? What are your thoughts? Is it worth checking out?

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