I need advice! I want to save up for a wedding & a house within the next 5-7 years. Where should I invest some of my savings that are sitting in the bank? Considering Vanguard ETFs. Thanks!!

What are you? Swing trader? Long term investor? Or, somewhere in between?

Thoughts on staking crypto? What’s the safest way.

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

Do you guys factor in how far your parents live when looking to buy houses? My folks are here but I'm thinking of buying in Louisana. Scared to leave them though, haven't ever lived more than an hour away from them 🥲

Seeing how 401k’s, ira’s etc..are mostly based in stocks. What happens if we have another Great Depression and the stock market crash’s. Even if you have Real estate investments, if ppl can’t pay rent like with Corona, that’s not really helpful. So what are other ways in addition to those mentioned is there to help secure you into old age? 

How strict are they with HSA reimbursements? It seems people keep all their receipts but I haven’t seen or heard any instances where the irs requested proof.

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

What are everyone's thoughts on making the Monthly Child Tax Credit permanent? I think it is an important step to care for the families in our area, but I know not everyone believes in this program

Is there an easy/efficient way to figure out how much you've contributed to vs earned in your Roth accounts? I started contributing >20 years ago to my employer's Roth 401k and have rolled it over to a Roth IRA and moved it between multiple custodians, e.g. Fidelity, Vanguard, UBS, Personal Capital, etc. It is unclear to me how much I contributed vs how much I earned by investing it.

The purpose of doing this is I want to use $10K of it, but want to prove that the $10K is from my contribution.

I currently have both of my retirement IRAs in SPY (Roth & Traditional). I rarely ever see anyone here invested in SPY, it's usually a vanguard fund like VOO, VTI, VXX etc. What's you're reasoning behind that, and alternatively if you're in SPY, why?

not a lot of action in today’s stock market.

What steps have you guys taken to generate a second/ passive income?

I would love to come across some ideas and know how it is working out for you.

Estimated tax payment question:
I converted $30k of rollover 401k into a Roth IRA and have $26k of realized ST Capital Gains this year (Roth conversion in end of Q1 and most capital gains in Q2).
My total federal withholding tax last year was approximately $12k and this year I will have 40% more in reported income on my employer W2 and anticipate higher that $12k federal withholding for my new job. Given this, what is the best way to go about making est. tax payments for the income (continued.)

I was offered a position at fidelity. Now when I trade on behalf of a client, will I get commissions for that trade?

Is it worth it to get the Amex platinum for a year for the large bonus offer if the intention is to possibly cancel it at the end of the year rather than downgrade?

Anyone has good couch recommendation? Had the current couch for a few years and the cushions are sagging. My back is not liking it. Is it a matter of time when all couches sag? After all we're sitting on it everyday.

Hello! I work in change management and am assigned to an IT POM transformation. I’m still in my fact finding/change readiness analysis phase, but struggling with the senior leadership team. Does anyone have any lesson learned or best practices in eliciting feed back from senior leaders? think SVP and above? I thought about focus groups, but their time is limited. Also, survey response rate tends to be low for these guys. Any ideas???

Has anyone been fired and then subsequently received unemployment? I was let go this week and am wondering if that is realistic to expect. Thanks!

Did any one tcs joining changed in portal from dec to jan... pls check and comment

What is base pay range for L5 at Accenture?

I am selling a huge portion of my stocks this week to purchase a property. Mostly selling off the stocks which are over an year and with good profit.. however, there are few stocks (less than a year old ) which I think not doing so well and I am planning to sell on a loss. How can I use this to my advantage on my tax benefits?

Hello Fishes!

I’m in my early 20s and would like to get some ideas on what would be the best way to start investing? I have 10k for Emergencies, 20k in HYSA. And extra 10k to play around with. I’m already investing in my 401k up to my company’s match and planned on maxing out my Roth eventually…but would to know what are somethings you are all doing for investment.

Thank you!

Hi folks,
How do you feel like working with a global team with expectation to work with 3 time zones 😵‍💫. I'm confused to accept or not
India
USA
Taiwan
I'm concerned it might affect my health

Is it ok to take a gap year premba? How would that appear to future employers?

I’ve been with my company for 4 years and I’m thinking about applying for a new job. For references, I would like to use my coworkers but I also don’t want to bring up the fact that I’m applying to other places. How should I handle my references when it comes to applying or interviewing with other companies?

What is shift allowance in VOIS morning afternoon? Night

Tier 2 to MBB fish... How has recruiting for other jobs compare at the two firms?

DC - AFS, Senior Analyst making 88K salary with a 2K sign on bonus I had to negotiate is this a good deal?

I have billed 4+ hours today helping a partner prepare a 10 slide PowerPoint for a board meeting tomorrow. Let’s say half of the time was fixing spacing and formatting. I really don’t care as I am billing all of it, but am I wrong in thinking this is unjustifiably too common and a waste of time?

Can anyone explain how much you actually need in retirement? Calculators widely vary. And the “10x earning” is kind of crazy to me, if you continue to advance in consulting and make amazing $.

Is Deloitte allowed to use Robinhood? It's not a robo adviser and obviously you wouldn't invest in your clients. Or wealthfront?

Would you be concerned if your SO has no savings at 31? What advice would you give them?

Etrade account- Can someone recommended some of the money market funds available with them? I have bit of cash money left which I don’t want to invest in stocks.

How many times do you look at your checking account a day

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

Hey 🐠 - I’m thinking of purchasing my first property within the next few years and wanted advice. Is it better to buy a multi family building, live in one unit and rent out the others, or buy a Cont..

Any recommendations for RPA stocks?

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

Hey people,
Are there any visa restrictions on mining for Bitcoin or ETH in USD.

How do folks feel about I bonds right now? They’re earning 9+% at the moment.

Anyone have started preparing for Series 7 exams? What is the best study material to start with?

Probably a stupid question for most of you, so apologies: if I invest $10k in stocks/bonds combo, make $400 profit, and decide to withdraw 10k after 4 months. Do I pay taxes on that or taxes kick in once I go above the amount of $ I invested?

Thoughts on investing in DISney ? Better to go in as a stock or via ETF exposure?

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

Earning 82k. Putting 11% in traditional and 5% Roth. Am i doing it the other day around.? Can you please help me with the general consensus or a suggestion from your end?

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?