Earning 82k. Putting 11% in traditional and 5% Roth. Am i doing it the other day around.? Can you please help me with the general consensus or a suggestion from your end?

My rent is increasing about 10% and the parking is going up even higher. Lease is up in October. Is it too late to look into condos or coops? It’d be right around the same price

When does HSA contributions show up in BOA account? I’m seeing HSA contribution deducted from my paycheck but nothing on BOA account.. had three paychecks so far. Also, does Deloitte deposit a one time firm contribution to HSA account?

Mortgage PITI payment would be about 50% of take home pay, but it fits easily within my budget. We max out 401k, HSA, and backdoor Roth. We also have about 150k in savings in case things get tight and saving an additional 1k per month. Is this still too tight?

Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

1/3 Question on tax treatment of nonpriority unsecured claims converted into long-term note decreased total liabilities under Chapter 11. An accrual based C-Corp taxpayer completed a Chapter 11 reorganization and converted a total of $1M A/P to suppliers into a $410K LT note (a $590K liability reduction). Should we view this $590K as the Sec. 108(a)(1)(A) excludable income? After reading through IRS Pub 4681, I think it makes sense to view the $590 as "Reduced Price After Purchase", but not

Hi,

I was just wondering if anyone has any tips on what to add to a business plan to self source mortgage leads.

Luggage delay claim question

I used Chase explorer to buy tickets for my vacation and luggages were delayed for a month. Per chase term I am entitled $100 a day for 3 days. But the claim agency chase used has been asking for airlines response, which has not came (2month+ now). I am concerned insurance will use this as an excuse to never compensate. Is there a good way to handle this situation?
TIA

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

Recently closed on a purchase between a land owner group and a NY based builder for 500 lots of of Florida.

We have similar buyers lined and looking for land owners leads.

Any real estate agent/attorneys with leads for land owners and/or builders please feel free to DM.

Both me and my wife maxed out company match on 401K but are below the annual limit. What are our options now to take full advantage of the annual limit? Neither of us qualify for Roth IRA.

Will there be any tax implications from Venmo transactions in FY21 given the new fees they introduced earlier this year? Neither I nor any people I have transacted with this past year have noted that anything was for goods/services regardless if that was actually the case so am wondering if there will be any changes as to how things are accounted for or if any new forms are being issued.

Is it better to rent or buy a car? Can you share as well some price estimates if I rent or buy? TIA!!! 😊

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

Any realtor recs? Looking to buy in Seattle

where is the best place to sell or trade in my used car? (2019 van low km’s)

I’m originally from Brazil and most of my investments are allocated there.

Brazilian fixed income products are paying 13.25% returns and I’m wondering if it’s a good idea to secure this return in Brazil or if now it’s a good time to build a portfolio with US equities?

(90% of my money is on my Brazilian portfolio)

Hiii Fishies, can you please help me?

Hi folks.

I wanted to know if HashedIn provides permanent WFH. Atleast for senior employees.

During my HR discussion, HR told me that senior employees like you (SE III) don't have to come to office.

I want to know if it's true or not.

Also please let me know what is the notice period in HashedIn.

Currently going to school for my cannabis certification but I rarely see any jobs that offer cannabis research. I currently work in a lab/greenhouse environment and would love to continue that line of work with hemp/cannabis. Yet again no luck whatsoever, just finding jobs as budtenders or running a dispensary. Does anyone know where I can find research-based cannabis jobs? I have a degree in horticulture with lab experience.

I have been in my current job for 1 year now as a booking coordinator for a logistics company. When I started I had no idea of what my workload would be, now I noticed that my coworkers took the opportunity to pass most of their job to me. I’m burned out, can barely take break and end my days totally drained and exhausted, also the same people is harassing me with questions like: “why are you working that slow?” Or the “quality of your job is questionable because…..” continue in comments

What is the expected date for Promotion news in GDS Knowledge?

Hi all

I am looking to start my own recruitment firm
Any experts here to help me with guidelines or can share the documentations/ paperwork required

Hello all, I am a production manager for a sign design and manufacturing company. I have been with the company for six years now starting as lead graphic designer working my way to the production manager. since becoming the production manager two years ago I am responsible for 4 large format printers and 1 vinyl plotter. I’m wearing too many hats but I love what I do. I would love to be a remote graphic designer but I don’t know where to start. Any suggestions?

Can anybody explain to me the difference between IPE and PBC?
IPE being information provided by Entity vs PBC being Provided By Client.

Currently work at Moody’s as a credit analyst trying to figure out what are good exit ops, if anyone has any advice please let me know, feeling pretty stuck right now

Have you ever completely walked away from an offer without countering because it was too low?

How would switching to big 4 tech consulting at 2 YOE look for mba applications? Would it hurt? Looking to matriculate 2023 or 2024 but don't want this move to hurt me if I do it.

Is a 710 gmat (q44 v42) worth retaking? I’m a Latin American male working at McKinsey, 4.0 gpa from the top university in my country on a full scholarship. Maybe with a lot of effort I could get my score up to a 730, but I’m not sure if it’s worth the time

What is P5 band in FIS ? And do they give variable pay 100% ?

Do you still write thank you emails after interviews? A lot of the roles I interview for these days are coordinated by recruiters so I don’t see the interviewers emails

How much does a senior cloud security consultant make at EY?

What benefits should I be asking for if I’m leaving 401k match company with good stock purchase program?

I’m in considering relocating looking for high income low tax city.

What is the max ctc for @CitiBank C12 avp position pune

Are Vanguard target funds good options to invest my 401k money in?

How are you all determining the future cost of college and target levels of investment for 529 accounts? Having a hard time seeing how 100k for college in 15 years is realistic. Also don't know the right level of savings to target (50%? More?).

Thoughts on vanguard money market funds to replace HYSA in today’s market?

So I've been reading about opportunity zones. Is anyone investing in the area? I had some questions I wanted to ask

GME and AMC are not doing well today 😂

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years

180k base in CA: Is 1500/month net saving goal too aggressive?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

I had a baby almost a year ago. I should start a 529 account for my child but I am originally from France which also makes her a French citizen and she could easily go to college in France for not much money. It’s pretty much free there, I have 0 Student loan debt. With that in mind, a 529 would not be super helpful if we go that route. Should I consider other options? Do you have suggestions? Thanks so much!

Methods to reach a lot of people without the use of ads, suggestions please

I have a recurring $30 charge on my credit card that I can’t figure out what it’s related to. The vendor name gives me nothing helpful and going back through emails, I don’t know what it might be - I’m not getting an invoice. It may very well be valid, but at this I just want to stop it and figure out what subscription lapses. How can I do that?

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

Transferring IRA from Vanguard to Fidelity - do I have to liquidate my holdings?

New start coming out of undergrad - other than maxing out 401k contribution to 18.5k in the year, what other low hanging fruit should I get? (I.e. I’ve heard of a Roth ira but not sure what it is)

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?

Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

Best robo advisors and why?