I received a ~$15k bonus this year (after tax) and need to decide whether to:

-Save for a house (currently have $85k saved in an HYSA at over 5% rate for downpayment/closing/furnishing, aiming for $460k-$550k home as our area is expensive now)

-Pay off some student loans ($77k left, would pay off highest interest loan at 6.35%), or

-Put some into Roth IRA for 2023 contribution.

Anyone have advice?

Is it worth it to save up to fly business or first class internationally [even just US to EU] - or save the money for other things?

How much are you contributing to your 401k?

Does FIL provide Corporate NPS for tax savings purpose?

Hey guys.. Is chase private banking and jp Morgan investment banking good way for managing my investments? I'm looking to build a portfolio of mutual funds with 2-3 years horizon

Just paid off student debt, have around 7K in savings - any tips on what to do ? Should I save up more till i hit 25-30K (do have a wedding potentially coming up in 2 years) or start dumping all money into stocks and btc? Currently putting 10% to Roth and make 100K pre tax income if that’s any help

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

Thoughts on dipping into the condo market? Was thinking of waiting till March but don't think prices will drop that drastically and will be ok long term...

That Carlos Matos Bitconnect video still makes me laugh.. hope everyone stayed away from anything that tried to combine crypto and lending.

Hi, amateur question. Is there any difference tax wise on letting an option expire vs sell for nothing? I assume both are tax losses that you can compensate with gains in other options right? TIA

To take advantage of the next big economic downturn, should I set up a Robinhood or Charles Schwab account?

MU & OCLR, stock bowl anyone?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Anybody take the leap and quit without another job? I have plenty of savings, just worried about finding the right job after a few months break. Would love to hear experiences good or bad.

Looking for an investment advisor who is 1) a fiduciary 2) has a CFA/CFP/CPA or some combination thereof. No exceptions. DC/Baltimore area.
TIA.

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Investing US 50k per year on a joint income of 170k. This on top of mortgage payments for a 400k penthouse. How does this look?

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

Get rich or die tryin #50Cent #Crypto2018

Is applying a few days before the “Apply by” date too late? Do most decisions get made early on/they don’t wait for all applications before interviewing/hiring?

Does anyone work at Microsoft? I want to apply to the HRBP role and wanted to see if anyone can look over it. I would highly appreciate it.

Which is better between IBM and Naggaro.
Both are offered same 25lpa. Yoe-7 JAVA.
In term of WLB and Job Security.

We’re in such a vicious business. You give your heart & soul to an agency, a client, a brand. Then the wind changes & you’re laid off, reassigned, chewed up, spit out, on to the next. I’m tired.

Ppl ask whats the next SOL, LUNA, AVAX,
But the answer is in the question.

Does anyone find an attack on the Examiner’s prima facia showing of obviousness a lot more effective than distinguishing each and every prior art reference.

I recently underwrote a reply to final. Didn’t even bother with the references since I just got the case. Overcame the rejections.

Can anyone comment on how effective this is?

Is there anyone who completed Data Science from Guvi?

Looking for advice! I was approved to work remotely but my salary will decrease 10%. I received two raises so the decrease brings me down to my previous salary. I was told that it’s due to the cost of labor in the area.

I’ve been with my company for 8+ yrs, I love my manager and the work I do (engagement, recognition, & wellness programs) but I feel like I’m limiting myself since I have the experience, an HRM degree, and SHRM-CP credentials.

Should I apply for roles outside the company?

Is there any resources someone can point me to about the potential legal issues and more information from an HR perspective about contingent employees (temps, contract workers, part-time workers) versus normal FTE’s?

I’m working on a project for an HR class and finding good sources with real evidence about this from SHRM and news publications has been rough. Thanks!

Hello everyone! I had a question and would be really helped if any of you could answer!

I'm currently working at ZS and applied to Novartis through a referral around 3-4 weeks back. However I still haven't heard from the HR.

Is the hiring process at Novartis generally very slow?

How is Novartis Management Consulting Domain? I have got an offer for 20.5L

YOE - 3.5yrs

Has your firm restored your pay? Is it worth considering jumping to another firm that is going to pay you what you’re worth? Don’t know about the rest of you, by my student loan interest rates aren’t getting any lower.

Is getting into ARK funds at today’s price a no brainer or still risky? Currently in VOO/VTI and Vanguard mega cap MGC/MGK. I don’t want to fall under the belief of historical performance guaranteeing future performance, but ARK is so appealing

Have you had thoughts of quitting the job during pregnancy? My tolerance of low efficiency and meaningless grind is getting so low that it’s a constant thought in my mind. Does this get better later in the pregnancy?

What’s the comparable Audi to the bmw 540 and which one (Audi vs BMW) is the best bang for the buck?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

If you could go back in time what would you tell yourself before taking out student loans?

Damn LIBOR rate up again...

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

SOFI or who else?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.