I recently joined in Wipro in B3 band. I see the 2L is the default Group family insurance they offered which is very low & Pathetic. Suggestions please to increase via. Topup and corresponding charges as well. I want to include my parents as well. I know its extra cost. Wipro Infosys Tata Consultancy HCL Technologies Cognizant

likefunny
Posting as :
works at
You are currently posting as works at

Yes there is but last day to enroll /top up was over on 25th Nov 2022. I think you can’t edit this now.. you may approach to private health policies or raise a helpline ticket on this

likeuplifting

Great. Utilise this

Sabse ghatiya insurance is in wipro even startups provide good insurance these days, wipro is third fourth class in this sense

likefunny

1cr insurance with no copay costs me Rs.17000/annual whereas Wipro's 52L insurance costs me around Rs.31000 with 10% copay + 1L out of pocket expenses

If u are coming from hcl to wipro, stay cautious. Wipro is not as organised as hcl is. Good you are at band b, had you been band c onwards consider your variable pay gone almost every quarter.

like

Many things are missing in wipro. Biggest thing is logical mindset. But anyhow dont mean to demotivate you, spend some time and get back to base is what i can suggest

likesmart

For self take 10 lac of super topup with 2 lac deductible, premium for ESC will be 7.5K P.M Approximate.

For parents take 2-lac comprehensive and 10 lac super topup with 2 lac deductible. If any of parent is in 60-65 bracket then premium will be 25k+15k respectively.

like

If i include self and parental then my will be 56k approx.

like

The thumb rule should always be that you should depend solely on your employer for health insurance.

We should take our own insurance policy(non-corporate) and choose the riders as per our requirement. We should allocate 1-5% of our income for buying health insurance.

like

There should be an option for top up.

helpful

Their is facility to add your parents & topup feature also .it's opened now check mybenefits in my Wipro Port

like

Yeah option is there, but very expensive I heard.
Any info...
One more there is a claim upto 10k possible post insurance paid. I saw some where..is that true?

There is super top up plan for your family. 10L top up costs you only 8k. But for parents you need to take different policy.

like

Better if you go with personal insurance instead of corporate

like

Mere 50k premium lag gya

70 years

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