If anyone could answer this with accuracy, they wouldn’t be on Fishbowl but any guesses on when our 401k balances get back to where they were? Two years, five years? 💰

I received my fnf from Accenture today. I don't know why 18k as 'other perquisite' is mentioned in income tax computation sheet?

What big 4 have the best maturity and paternity leave policies?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Ally bank dropping rates again. CD a good choice?

Is moving to a HCOL city a bad move financially? If my fiancé and I are making $70k+ in our LCOC market we’d expect an increase in salary to move. Does it even out over time? Is buying property in a HCOL city better than in a LCOL city?

Have any of you hired a financial advisor to help plan your retirement strategy? If so, how did you go about finding one? I’m recently married and thinking if it’s worthwhile hiring one..

Has anyone went from saas to benefit consulting? How was that transition? Was it worth it? I hear in benefits you get a book with recurring revenue.

What credit cards does everyone use to maximize rewards points? What bank accounts to maximize sign up bonuses?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Do OPTUM gives reimbursement for broadband installation?

What types of projects we can expect in citiustech since it's healthcare domain?

How do you get in on an IPO with a basic Vanguard brokerage account? Do I have to place my order at 9:30 or can I do it beforehand?

What are the benefits they provide if we have to work from office at Bangalore.

The only thing I truly care about is money and I’ve tried hard to not be this way but I can’t help it. My parents came from nothing and I refuse to ever “feel poor” again

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

Have you ever taken a career slow down? I am feeling burnt out from COVID and the incremental responsibilities thrown my way over the last 5+ years. I feel like my health has deteriorated. I like my company, but I want to do less. I don’t need to be a HR Director, CHRO, etc. With a career slowdown, I am prepared for a lower compensation and would want decent benefits. Any lessons learned or success stories about career slowdowns?

I was approached on LinkedIn for an early career recruiting role in DFW, TX. I don't have direct experience, but I have the university experience/connections from working in career services. This is the first time I've considered work outside of higher education. I said my salary expectations are minimum $90k and that didn't seem to be an issue. Am I asking too little, too much? How can I know I'm getting the best salary and not just settling at the low end of the range?

How much PKG one can expect from EY for 4 years

Cctc :10.5 fixed

Hi Sharks,

Can you please suggest which would be better in terms of WLB, flexibility, growth, job security.

YOE: 4.4 years
Tech stack: Azure data factory, data lake, Azure databricks, Logic App, SQL, Pyspark (basic)


Offer:

KPMG India:16 fixed + 10 to 20% variable

Optum - 16 Fixed + 15% variable + pf (offer letter is not received yet)

LTIMindtree: 11 LPA Fixed only(can revise the offer based on the latest offer)

Hey Fishes! Does MBA give an upper edge (or is essential) in terms of better job opportunities and salary if one wants to create a career in B2B Marketing? Given already I am working in that domain without an MBA. Do hiring companies weigh on the MBA degree?

Anyone work for Ensemble Health? How much do they pay for the Credit Balance Specialist role?

Does Nagarro give option to WFO?
At Bangalore location where is their office

I'm a marketer and I'm having a hard time getting my clients to listen to me.

I have been in marketing for 10 years now. I've worked with hundreds of clients and have been able to increase their sales by over $1 million each year.

But every time I go into a meeting with a new client, they ignore everything I say. They just want to talk about their product. They don't seem interested in learning how to market it better.

Is it outlandish to think I can find a decent 1B 1B apt w/ in unit washer-dryer and 15-20 min away from center city for under 1300? Have some time to do searching but don’t know if gems at this amount even exist

Hello - has anyone tracked ads, or creative, date sent, etc? If so, what database did you use?

Hi Fishes,

I'm looking for referrals at GS within asset management (risk management roles). I'm working with HSBC AM (no experience into risk management though). Please let me know if someone can refer.

Have 2.4 year of experience into fraud investigation. Current CTC 4.5 LPA and GS offered me 6.5LPA is that good enough?? And any suggestions before joining Goldman Sachs

What are your go to sources for news? I am considering subscribing to The Ken.. is it worth it? Alternative suggestions welcome.

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

I had 50% in VT and 50% in individual stocks in my brokerage account but I just accepted a job from a Big 4 so I need to sell some of my individual stocks. I need to invest that amount in something else and I want to tell my portfolio a little bit towards something that’s a bit more risky for higher potential returns. Any suggestions on ETFs to look into?

Is it stupid of me that I scaled back my 401k contributions 12ish months ago because the market is so high? Considering increasing again but am wondering what y’all are doing?

A Tesla put is so tempting right now…
Anyone else feeling the same?

Is VWINX a good fund to buy ?

Are there any tax benefits from working from home?

And the stock market is down ⬇️⬇️⬇️ where is the 🩸going to stop?

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

Another market discount day. What’s everyone buying?

What was your biggest splurge so far in life? Mine was $2800 TV.

Can we file separately as a married couple if I have already contributed to the IRA for 2020? IRA guidelines say married filing separately cannot contribute to IRA but well too late lol

Where is everyone investing their pre-59.5 retirement money? I'm just using basic mutual funds for now, but wondering if I'm missing something that exists specifically for this.

Did anyone get a jumbo loan with less than 20% down?

Been looking forward to the stock market to come back to earth for a long time. What should I buy

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

Gonna help my 16 year old sister get a Roth IRA and learn from my mistakes of not starting early... Should we park it in a target date fund or index fund (VTWAX or the like) ?

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?