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My company matches 3%. Is that low or on par?
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Chief
I’m using mutual funds. Mostly VOO but some others too.
Chief
VOO, VTI, QQQ, VXUS. Some combo of these and don’t look at it. Next thing you know 10 years go by and HELLO gains. Don’t use the last 6 months as any indication as to what the markets will do over time. Good index funds over time return about 8% annually. This could be zero one year and 16% the next year, but over time this is roughly the return.
Some combination of US market and international market. Like VTI and VXUS or the mutual fund equivalents.
Do you just mean taxable brokerage account and not a tax advantaged account? There is a decent chance I don’t need it until after I retire. I was just using ITOT and IXUS but after selling some for tax losses I also have VXUS and VV. Those 4 funds are all of my taxable brokerage account
Vigix and similar growth funds
Tqqq
Sqqq was an awesome play today
But benefits express @PwC doesn’t allow VTI or VOO
Pre-retirement he said. So author's personal, outside brokerage/investment accounts.
Or do I misunderstand you?
Does it make sense to put it in a Target fund (e.g., vttsx)? Or should I just be allocating to voo, vti, qqq, vxus??