Another market discount day. What’s everyone buying?

Hi there. Has anyone here invested in a manual car wash? If so, how profitable is it realistically and also what to look for when buying one? Thanks in advance:)

Specific question for fish based in the UK.
Could you let me know what your employer contributions to your company pension scheme are?
For instance, they contribute half of your contribution up to a maximum of 3%. Before any tax incentives etc.
Interested to see the variances, it seems to be substantial from what I've seen. If it changes with level/seniority, please make that clear as well so we can differentiate between companywide averages and individual circumstances / positioning.

How well can I live in Chicago on $55,000 a year? Also, I have no student loan debt coming out of undergrad.

What credit cards does everyone use to maximize rewards points? What bank accounts to maximize sign up bonuses?

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

Thoughts on credit funds? Immediate start offer is tempting.

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

How do you get in on an IPO with a basic Vanguard brokerage account? Do I have to place my order at 9:30 or can I do it beforehand?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

My firm doesn’t match my 401k — still worth opting in?

What states have a big law market where I can get the most out of my dollar? Also currently work for CA firm, if I move to another state does the state tax rate switch to where I live?

Morgan Stanley or Schwab? Which brokerage should i choose?

What is the best way to invest in IPOs.

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Hey 🐠, crowdsourcing opinions: what are your thoughts on housing prices in Toronto. Im looking to invest and was thinking of a detached home around $1M in the city. You all think its better to wait another quarter or so before pulling the trigger?

Building out a new function at my company, top 15 bank in the US, and scheduled a 90 minute meeting last week for today. Invite included an agenda and a teams link to the document we would be reviewing. Also asked for attendees to review ahead. 20 minutes in, my co-worker exclaims while I’m mi-sentence we should meet Thurs. after having a chance to review content… WHAT?! What should I have done in that situation?

At work do you ever describe who you’re dating without using gender specific pronouns just to avoid finding out if a co-worker is going to act weird about it? Lol

I’m a salaried employee, am I legally entitled to get paid for December 28, 29 and 30 if our company tells me I don’t need to work on those days?

👀👀👀 Where all my Phoenix consultants at?

Any job requirement in data analytics?

What is band 8 in NTT data?

Does anyone have a casebook from 2021-2022 with the latest industry overviews?

Hello Are they any other HR licenses that are as valuable as the SHRM and HRCI ?

Any tips on a step by step game plan for finding a new job as an associate ASAPPP?

So I’m charging jobs due to unforeseen situations to another company as a assistant manager and I wanted to know is it unprofessional to turn down a job after you already accepted the offer to take another companies offer if the pay is better by $5000-?

Any good book recommendations?

Is Infosys still looks for percentage in X, XII and Graduation for experienced? What percentage they look for?

Am I the only attorney who half ass works all day and then when they know their boss has clocked off sigh relief and start working through the night??

Thoughts on body size positivity movement?

Will getting a low tier rating also affect your career when you are switching companies?

I wanted Mike Johnson to be the new bachelor... He is such a great guy! 😩
I have nothing against Matt James, but Mike proved us he was ready and a stand-up man.

I am looking for an internship of 4-6 months as part of my capstone project. I am currently in my final year of b.tech(IT) at VIT Vellore.
Any help is appreciated!

What are the opportunities in DI or D USI for Semi Qualified CA in Risk advisory or Internal Audit department? Also what is the range of pay scale. Please suggest whether I should apply for the job in deloitte?

Target Date Fund or Index Fund investing for 23 y/o analyst? Which should I prioritize?

What’s the point of income thresholds for IRA Roth contributions if you can just back door into it when you make too much? You can still contribute $6k either way right?

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

For couples who are not married yet - Do you guys talk about net worth, income, or anything even finance related? I know my SO earns more given his current industry, but thinks it’s rude to talk about those things. But I’m wondering… isn’t it normal for couples who live together or are married share those info? For example - How am I going to know what to pay for our child’s education in the future etc?

Can we file separately as a married couple if I have already contributed to the IRA for 2020? IRA guidelines say married filing separately cannot contribute to IRA but well too late lol

Is VWINX a good fund to buy ?

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

If I have a six year old and 150k in a 529, can I say I’m done?

Are there any tax benefits from working from home?

Should private coaching be included in one’s financial planning?

I work as a success coach for entrepreneurs who want to get better at selling and master their money mindset. One of my passions is helping clients finally make a quantum leap in their earnings.

What are some ways in which I could market myself to financial service professionals so they refer their clients to me? Thanks in advance.

Is moving to a HCOL city a bad move financially? If my fiancé and I are making $70k+ in our LCOC market we’d expect an increase in salary to move. Does it even out over time? Is buying property in a HCOL city better than in a LCOL city?

I bought Boeing a couple weeks ago and now have a $650 short term loss. Should I sell and buy something else to harvest?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Make 72k with not a lot savings at the moment since I am new in the workforce. Any advice on how to break into real estate.
Also already own a primary residence.

Wish I listened to my roommate on Blue Apron. Up 115%

Why does everyone go for Vanguard ETFs over Fidelity? FXAIX has a higher return and Sharpe than VOO over the past 12 yrs. What am I missing?

So a lot of hate towards Whole Life Insurance, could someone please explain why they are so bad? Thanks

Is now a good time to buy a house?

Any side hustle suggestions for an immigrant working in USA ??