For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

Let’s say you have two young, high income partners in a couple who want to buy a house together but don’t really care to get married. They already live together in an apartment but both want to move to a house to build equity and have a yard, not share walls, etc. Should one partner buy the house and the other pays rent until they get married, or should they get a mortgage together without being married? I realize there isn’t a “right” answer but I’m interested in people’s experiences here.

Opinions on career clerkships? Especially with a two year old and wanting another child eventually.

37M- How to start a (mutual agreed) divorce process in California? Can I e-file? Do I need a lawyer?
(No kids, no joint assets, about 4.5 years into marriage)

Has the overturning of Roe v. Wade significantly impacted anyone's relationships? I lost two friends who were pro-life and on the verge of losing another. Wondering if I'm being too rigid in my perspective or if this is normal in Texas

Well guys, I got my heart broken - girlfriend broke up with me. Can’t focus or sleep at night. Don’t have many friends or family. What do I do?

I dint feel happy when my bf proposed me for marriage.. i am not able to understand why..he is very nice guy, we have been dating for almost 4 years but honestly, in these 4 years, i never had that butterflies feelings with him never ever. Its just that we are comfortable with each other as a person thats it and we started dating.
Whats wrong with me..i am also not sure if i want marry him..

Do any parents have a Lovevery discount code? Also, are there other similar services I should look it? Our LO is due in 3 weeks. So, I want to get him off to a good start.

Am I crazy or do women take pride in saying “my boyfriend/husband makes twice as much as me” or similar statements

Went to a funeral today, wife’s oldest friend 42 non smoker, non drinker, did yoga and was a vegetarian and probably the nicest person I have met… went back to the house husband wanted a drink opened a top shelf bottle cause why not? Sometimes the stuff we discuss here is so trivial but what I remembered today is open the good stuff, enjoy it with people you love and tell them you love them. Tomorrow is not guaranteed

This is super weird but I feel like I can’t relate easily to people. Hear me out - I moved and lived in different continents, countries every 5 years or so until now… I feel like I’m an outlier and my life is super different from anyone else’s. I have some friends I’ve met at each stage of my life, but it’s been temporary. I feel like I’m always going in a different direction than others. It makes it difficult to have a stable life and close friends..

On the topic of intimacy with partners… I’ve been with my boyfriend for 2 years and the past year his libido has dropped to zero. Mostly due to work stress (he says). Whenever I try to initiate, he always shuts me down and says he’s not in the mood. I even touch him and he gets hard but stops me as soon as I try to unzip him. We went from once a week to maybe once a quarter.

I’ve talked to him about it and he says I should take care of myself. So frustrated. 😭😭

One of my closest friends have become so incredibly negative and self obsessed with her petty problems lately. I feel like all I do everyday is listen to her whine and complain! I’ve been trying to be supportive but at the same time I’m making positive changes in my own life and in my own mindset. How can I continue to be supportive while her attitude and negativity affect me and weigh me down? 😩

Any NYC 🐡 that would let me borrow their doggo for walks?! I am so missing my old guy, but can’t adopt a new one due to work ☹️

So I want to marry a physician (girl) as they make good money so I get a good life plus decent retirement. Is it selfish to marry someone for money???

Best Co-living PG near Bagmane Tech Park Bangalore or in Whitefield?
Moving to Bangalore for 2 months with wife.

I want to do an MBA in the next 2 years. I’m currently up for Senior consultant promotion but I don’t think I can make good money in consulting till I become Partner. My boyfriend isn’t supportive of this decision. He believes it will alter our plans (marriage, children etc). He also thinks immigration will be a big hassle since I’ve already used my 3 years of OPT. What should I do?

Recommendations of infant/toddler daycare near park hill neighborhood? I work in downtown so downtown area can also be considered. Thanks!

Looking to pivot my career and explore opportunities in the tech world, specifically in product management. What are the best Product Management courses/programs available?

What is the HRA policy in Accenture? I got to know that i can't claim HRa if my base location is city A and living in a rental accommodation in City B?
Is that true?

Does MBB accept applications where you don’t have an undergrad?

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

I work in field sales as an IC. My aspirational career path is to end up in people leadership. Recently, an Inside management position opened up that’s been brought to my attention by the hiring director. Question is, is going back Inside the right move to get into started in leadership? Or should I continue down the field path and wait until those field management slots open up?

Every other post on this bowl:
“Should I Roth my 401k or would it be better to backdoor into an FSA retirement fund? I have a net worth of $1M btw. None inherited it’s all from two years working Door Dash in Wichita Falls.”

I have code pairing round for data engineer profile.

Please can anyone provide me with heads up.
I'm really looking forward to join TW.

Best gyms in Philly? Pre-covid I was doing a mix of OrangeTheory, F45, Corepower Yoga, with a few other places mixed in from ClassPass. Thoughts on the nicest gym? Located in Fishtown but would go down to nolibs/old city/midtown village too

Does anyone have a list of the things (food, drink, other OTC meds) that make adderall less effective? I know I can simple google search and ask my doctor but want to hear other peoples thoughts…I love drinking my coffee to wake me up in the morning but I’m afraid it’s making my meds less bc of its acidic nature 😵

What can I expect in the oracle welcome kit?

Hi All

Received offer from HCL for 19LPA
YOE 7.1
Band E3
Associate Consultant
Domain Network Security

CCTC 14LPA
I asked 20LPA.

Is 19 LPA good package for the E3 band?

Will Capgemini reject after failing in imocha englishpro test ?

How would you handle not getting a lunch break when you are a salaried employee treating patients for 40 hours a week? I don’t get documentation time either, but all notes are to be completed the same day. Some of us have reached out to HR and we’re told to discuss it with the regional director, but the regional director says we’d have to come in early or leave late to block out a lunch break. My commute is an hour each way, so I’d prefer not to make my day any longer. Advice?

Hi Fishers,
I have a interview with PWC for the Global Aura technical engineer, can you advise what can I expect with regards to the work been assigned for this particular role.

Hi fishes,

Need your views.

If any company give more salary than another competitor for same position, if we show their offer. In this case what will be the expectation from candidate.
Because some time consultant level guy gets an salary of lead level guy.

Men’s belt that goes well with jeans. Any suggestions ? Pictures also welcome

How do we get them to shorten the consumer ISI? It serves no ethical purpose and physicians hate it. Here’s my version:

BNY Mellon technology specific questions -
#0 How much max salary for grade K ?

#1 How long does it take to promote in bny from grade K to L ?

#2 Any specific criteria for promotion? Expr , certification etc...?

#3 How much % hike to expect post promotion ?

Skills- Java, microservices,react, cloud

HSBC India JPMorgan Chase BNY Mellon | Pershing Citi BNY Mellon UBS Citi Allstate BNY Mellon | Pershing BNY Mellon Corporation HSBC India

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

Hi! European here who moved to New York and trying to buy a condo apt. Any tips on the mortgage process, any good providers here with good rates and no crazy costs? Condo is $450K and putting $200K down if helpful

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

In my market, you have to waive financing and mortgage contingency to even be considered. Annoyed this is now common practice. 😞

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

When is a good time to start looking to buy a house if you are currently renting? Like 1-3 months before your lease is up? My fiancé and I don’t want to rush the home buying process, but wanted to see if anyone has experienced this and their thoughts if they would have done something differently.

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

How much is 2k a month for a house payment? What size loan would I be able to get?

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Trying not to jinx it but it feels like the market is finally turning... prices are down in 77% percent of US metro area's baby! Bided my time and hope it finally pays off when I buy.