If my husband and I are on my insurance, can we both have FSAs for our own firms? Or is that double dipping?

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That’s fine. The issue is if you have a family, you have to watch the FSA rules carefully with that as to the kids if you’re both on separate plans.

If you have a family plan with kids, that just makes it more effort with two FSAs. I think the real difficulty is more Husband and kids HSA and Wife on a separate plan with an FSA. With just husband and wife there’s less options to worry about.

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