If you get a bonus, how much do you spend saving vs investing vs spending on yourself?

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

Morgan Stanley or Schwab? Which brokerage should i choose?

Since the fed rate is now zero.. What does thst mean for mortgage rates and savings rates? They gonna plummet to nearly 0%?

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

Anyone have situational depression? Can’t stop beating myself up over a decision a year ago. Basically missed out on a massive amount of money. I know this seems trite and i never even cared thatt much about money before this year.

So many other good things happened to me this year - got married, got a puppy, moved etc, and yet the one thing i keep returning to is this decision as though i ruined my life. Ironically the only thing ruining my life is my outlook and yet i just can’t stop.

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

Maybe a dumb question but if someone vests in a pension are they still able to rollover a lump sum into an IRA? Or is it too late? Have a client who keeps blowing me off to get documentation...CONT

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

Any tips on negotiating rent increase? I got a 20% increase and it’s more than I am willing to pay. What are effective ways to negotiate?

Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

Been looking forward to the stock market to come back to earth for a long time. What should I buy

What’s the deal with Cost of Living in SF? Is it me or does it seem like it’s on par with NYC? ~$3500 for 1bdrm. Looking at relo soon

Coworker got fired because they stole my clients! We have a policy stating that the realtor who initiated the contact should be the one closing the deal to give them a fair chance. I feel bad but they should have read the policy...

Who bought some Bitcoin on Black Friday?

I worked the majority of 2020 from home. Office is in NYC but live in another state. Why do I need to pay tax to NY?

Has your firm restored your pay? Is it worth considering jumping to another firm that is going to pay you what you’re worth? Don’t know about the rest of you, by my student loan interest rates aren’t getting any lower.

I have a SQL assessment to complete with Home Depot for a Senior Analyst position for Inventory Solutions department and a little nervous for it as I have not touched SQL in over a year and a half since my previous role. Does anyone happen to have any tips or insight on the assessment? What functions are commonly asked, etc. thanks in advance. Looking at YouTube and LinkedIn tutorials at the moment to freshen up.

Got offer from BCG for ECT. Read numerous comments about ECT being not attractive compared to Generalist track. Also heard challenges about billability/utilization. Any views/ guidance appreciated!
I am not super keen to become a partner (selling) and main reason to join will be working with different clients, smart talented people and a good brand. End goal (at the moment atleast) is to stay for few years and return to the industry. 15 YOE

I like the idea of this group - any firms that are hiring?

Hi everyone! I am working with my HR to improve our maternity/paternity leave policy. Currently I only get 2 weeks fully paid and then an additional 8-12 weeks at 60% pay (short term disability). I need some examples of companies with less than 100 employees and what your maternity/paternity policy is. Please include company name! Thanks!!!

Have a really good relationship with current company, but got an amazing offer and very likely gonna leave (signed the offer, waiting for all the background checks to come back). How do you tell your boss you are leaving the company (if boss is not a dick lol) and not ruin relationship?

Do any of you spend time on HNBA or other affinity organizations? If so, do you bill your time as non-billable, i.e. diversity? And how do you balance your time going to an events/getting involved?

Hello! It seems this bowl is not very active but I'd like it to be. So here's my story: Born & raised in PR, moved to CA for undergrad & have been here since then. I graduated from law school in 2019, followed by a 2 yr bk clerkship. I did the evening program. I really enjoyed law school, in spite of the microaggressions, the late nights, & crazy competition. Love all things diversity in the law. Anyway, currently looking for a position in NYC/DC area. 🤗

Has anyone successfully moved out of claims into underwriting? I have been doing worker’s compensation claims for about 9 years now as an adjuster. I would really like to get into underwriting but have not had any success so far. What are some other roles I can transition to?

Hi Fishes,

Need your suggestion. I have given an interview in EXL for Senior Business Analyst role and been shortlisted. Could you all please suggest how much should I expect and ask.

YOE :- 4 Years and 9 Months
Skills :- SQL, Power BI, Tableau
CCTC :- 5.25 lakh

Colleague passed my work on as his, how to handle this gracefully ?

M/SM and above, why do you label a meeting as “touch point” or ask if you can have a “quick chat” when it’s something serious? Millennials like us always assume we’re about to get fired - I actually have been laid off in a meeting with that title. But at my new job, my boss asked for a “quick chat” to literally ask me to change the title of a meeting and then chat about christmas. Now that I’m in management, I want to understand it better.

How's the hike folks !!

Anyone know of any on non-travel roles available?

IBM - Official cloud and AI partner of the US open.. for all other BS, we are here.. #greendot

Boston 🐠🐟— What are your total average hours per week (not only billable) of working as an associate? Which firm / practice area?

Within my first year of Consulting, really struggling with the hours amongst other things. Spoken to a couple of people internally and the advice is to get on to projects with bigger budgets and therefore bigger teams/more support. I want to wait until I hit the one year mark before making a decision on whether Consulting is for me or not. Curious to hear from other experienced hires..how is/was your first year?

If you could go back in time what would you tell yourself before taking out student loans?

SOFI or who else?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.