I’m a managing partner of a hybrid RIA with $2.2B of AUM and control with 85 advisors in 5 states. We custody at TD, Interactive Brokers, & LPL.Got questions about options on the Indy side? Ask away!

Experts - I understand tha LEAPS help with liquidity amd magnify the returns but I am unclear what are the tax implications (Fed LTCG and state tax) when you are ITM and exercise LEAPS. Can someone shed some light on tax implications of the LEAPS? Thanks.

Guys I'm confused, do we have an IRA account with PwC or is it just 401K?

Should I be putting my $ somewhere else other than my bank account to save for a house?

Is there ever going to be a comeback of the main coins (BTC/ETH/LTC) or are the golden days done?

If I invest in Eth today, would it be smart? Or should I wait till it cools down?

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

I’ve gotten massive returns by making huge bets on good coins. XLM is my current darling: FairX, ICO platform, partnerships, use cases and fast payments.

How much money should I have if I get to Canada for job search through express entry PR?

Is it smart to set up an LLC for holding investment properties and other securities?

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

If I had a realized capital loss in stock last year can I use that to neutralize any realized crypto gains this year ?

I have 26k Hertz points... Are these any good for anything? I'm never going to use the rentals....

Hoping to max out my 401k this year but i think the market could decline in the first half of the year. Anyone else lowering contributions to start the year off then raising it later on? Or are people sticking with time in the market > timing the market?

What to do with pharma stocks like Pfizer, moderna.. doesn’t seem to be trending up..

Anyone else into Bank Bonus churning?

I just had an interview with a rep from Meta and I am to be placed in a Level 6. What are the salary range for this level? I also need some guidelines for the final interview.

I was told I was selected for VOIS and salary discussion is also done... But haven't even got the letter of intent yet the HR informed that the role need to be approved

How much time will it take to get an offer letter from VOIS

When does the pain go away after a hysteroscopy and HSG? I’m 30 hours past and still in quite a bit of pain on either side of my abdomen.

90% of problems in the legal field would be solved if everyone set internal deadlines 2 days before the actual deadline 😭

Hi,

My technical round has been scheduled with TCS for front end, angular developer position.

Can anyone please help me, which type of questions generally asked in this video interview.

I got rejected for an interview from Big 4 NY Audit, even had referrals from Manager + level people. 3 years w/ audit senior at mid size firm, 2 years fed tax at big 4, and 1.5 years Internal Audit healthcare. Currently self employed for a year to work on investing. Do I literally need a partner level referral to get back into Audit? I thought there was an accountant shortage.

I know this doesn’t count as an interview, but overall professional advice needed:
Any tips on asking for better severance pay?

I thought I really wanted to be a chemical engineer but the reality of the day to day has been disappointing to say the least… is this a common sentiment for a first job? Do I just have to keep going to get somewhere interesting?

If I leave big law for ADA will I get canceled?

Interviewed for Deloitte S&A Tech Strategy SC and got a verbal offer for Consultant instead. I negotiated the offer to 120K salary and 10K signing bonus. I’m a boomerang with 4 years ERP consulting but this past year I’ve been doing DEI Consulting. Spoke with former colleagues who rejoined Deloitte and got a much higher offer for SC. How do I go back to the recruiter to negotiate further? I suggested that I’d probably sign but need time to think. Now I’d like to go back and request 140k salary.

If I’m reaching out cold for tech recruiting, would you rather receive an email or LinkedIn message?

Spotify has a couple of really interesting remote first-positions open. What’s their salary range at Director level in EU?

Anyone know of headhunters in publishing or entertainment, or good ones in our world who are savvy in such things?

What are the advantages/disadvantages to being partnered with someone more senior? I’m mid-level, busting my ass to go senior. My partner is senior, busting their ass to get to ACD. (Cont’d)

AKQA NY thoughts?

I’m currently freelancing as a CD at reputable agencies. Is it ridiculous to consider full-time ACD-level jobs?

CFP & ChFC looking to change firms. Currently in a bank program, but not a large portable book to bring over to the next firm. Over a decade experience and about to finish up my MBA. Currently nowhere near the income level I want to be. Any suggestions for a good program to go to for my next move?

Has anyone built a Client Advisory Board?

I’m two years into my role and I’m not having any luck landing new clients. I know wealthy people but I have getting trouble getting meetings because I’m too young. I want to partner with a senior....

How do you feel about "workplace of the future?" I literally can't focus when I can hear & see everything everyone is doing. It's definitely impeding my productivity to not be in a quiet environment.

Anyone here currently at EdwardJones but previously with Prudential? Are you happy with the move?

*** CFP Prep Materials ***
Is anyone interested in purchasing CFP prep materials? I have Dalton study materials including their course books, their review study books as well as their flash cards.

Client had a privately held REIT in IRA. Trying to transfer to IRA I manage to diversify. I need some help. Continued...

I just finished the book I was reading. What should I read next?

Has anyone used Smart Asset for lead generation?

We have been utilizing a third party asset manager. We have grown to the point where we just don’t think it makes financial sense to continue to do that and need to bring the portfolio management in-house. Have a few questions for the group:
How many models do you run?
How much time do you devote to this weekly?
What advice would you give to someone who has had total reliance on TAMPs but making a complete change to investment management style?

Maybe a dumb question but if someone vests in a pension are they still able to rollover a lump sum into an IRA? Or is it too late? Have a client who keeps blowing me off to get documentation...CONT

I’m confused by the CFP education requirement. Do I need to complete other designations before I can sit for the CFP exam? Such as CLU and ChFC?

Has anyone bought a list of prospects that was actually legit? If yes, what company did you use?

Anyone working at Barclays Wealth Management in the UK?

Does anyone know about fidelitys platform, base, compensation and goals?

LLP. 2 partners with a single employee. What could my client (one of the partners) do in the way of a retirement plan? 2nd partner may or may not “be in."

For those at RJ, can a client fire their advisor and leave the assets at RJ if they want to self manage? Any fees around that?

Anyone knows about the base for chase PCA?

At what point did you realize that you no longer had to fight to make it? Certain number of clients? Certain number of AUM? Maybe never?