In the past I’ve wrongly thought that forgiveness brings restoration of relationships. But reconciliation requires everyone involved to respond -which is beyond our control. Forgiveness says I’m canceling that debt- it’s my marker & I’m tearing it up. I’m putting myself in Gods hands -Justice comes from Him. We mistakenly think that forgiveness is weakness as if we just capitulated. Forgiveness isn’t a sign of weakness- It takes strength to forgive. God tells us to forgive.

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

What are ways I can spend my $200 airline credit for the Amex platinum ? I saw upgrades don’t count and I have status so already get free baggage, lounge etc.

Can anyone share amex Bangalore location?

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

Alteryx stock - thoughts on the company as a longterm investment?

Can someone explain the benefit of whole life or similar products? I understand that they are bad for 99.9% of people. How does the 0.1% benefit? Taxes? Asset protection?

I'm struggling to understand why anyone would use these at all. Significantly caps your upside. If you are uber wealthy, why wouldn't you continue investing in the market? Why pay the crazy fees for these products that are essentially just 90% treasury bonds and 10% levered ETFs and covered calls?

Any stock traders use TurboTax? I honestly thought my capital gains was going to be worse because of the wash sale rule. The software calculates all of that once you put in the 1099 correct?

Is it true that stocks bought and sold are visible in form16?

Hey there! really need a change in pace from being in higher levels of care, and am wanting to go part-time with my company and private practice, but I want to buy a house in the next year and am worried about finances. Can anyone speak to the hardships or successes or a counseling of practice and/or buying a home shortly after starting one? I feel trapped in my current job because I’m worried the timing isn’t right.

How many quotes have you gotten for interest rates and overall costs?

What's the quickest way to market a property for rent other than listing it on MLS and all the websites? Should I list on Craigslist and marketplace too? Anything else I can do?

These paychecks aren't cutting it. Side hustle ideas?

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

I’m in tax, and hoping to move to Israel in the near future. From what I understand, accountants don’t make nearly enough money to cut it. What are best options for making decent $ with big4 tax exper

What is the best credit card offer these days? Good credit score, a travel spend about 5-6k coming up..

Worth getting the Marriott bonvoy credit card with the 100k points bonus? Annual fee is $95. Already have CSR.

What are your thoughts of consultants and auditors doing client work in a coffee shop, using said coffee shop’s wifi?

If you receive an RFE on the I485 while it has been pending for 180 days, does your new company attorney respond to the RFE? Assuming you switched companies after it has been pending for 180 days. Anyone experienced anything similar?

Are warrants still available on IPOE? I'm having trouble finding the ticker on TD Ameritrade

Does anybody use the free Quickbooks program for students and teachers?

Strategy is so weird. If you do your job right, you simplify complex things to the point that anyone can feel like an expert.
That's when the danger begins...

Hello,

I am working as Business Analyst since last 4 years. I've overall 10~ years of experience. Looking to switch my job. How much CTC I can expect from companies like Accenture, Deloitte, Congnizant, Zscalar etc? Any refferal would welcome

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

Is R3 even worth the bother? I have a T15 option but thinking about throwing in another M7 app. Thoughts?

What advice do you have for someone who wants to make a quick and seamless transition from operations to creative?

What types of rounds can i expect from Google, for AI/ML role in Google cloud team? I have a phone screening round scheduled for tomorrow. Thanks.

Why this bowl is so silent?

Newbie consultant starting in a few weeks. What’s the attire like with government clients? Suits whenever on site? And are you typically on site all week except Friday?

Has anyone tried CeraVe daytime face lotion with 30 spf? I use and love the PM (even during the day in winter) and want to add SPF during the day without risking breakouts. Unfortunately I have dry, yet sensitive, acne prone skin.

Hi all,
Recently gone through ICICI bank debt manager DSMG interview, HR told will provide non industry matching hike because my last switch was just 6 months ago. What should be the expected CTC? Currently working as collection manager at HDB financial services Ltd, CTC-5.1, Work exp-4.9Y.

I received a call from Infosys after 20 days of interview for offer discussion, I was ok with the offer , HR said she will get back, what can I expect next?

Today I pray that God blesses each one of you

The Country needs our prayers.

What's God been doing in your lives? Struggles, goals, praises?

Christmas music thread. Post your favorite Christmas songs!

What’s your favorite worship song?

Let’s all pray for those that lost their life this week serving our country. Pray for their families.

He is Risen!!!!