Insurance plan recommendations if planning to have a baby next year. Currently on separate insurance with my wife, I’m on hdhp, she’s on some special type of health insurance for medical practitioners

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Without full details it’s hard to say: Plan details, OB/Hospital Network details, timing details, and if you’ll need any science assistance.

Call your plans. Ask questions about coverage and cost. It is worth asking lots of questions. Is IUI cowered? To what extent? How many OB visits are covered? Is the OB who admits to her preferred hospital in network? How many days in the hospital do they cover? Deductibles? Maxes (annual, lifetime)?

Unrelated, get her disability insurance now. She won’t qualify later. Well worth the large premium

Healthcare reimbursement account will help. You will need to plan accordingly.

Thanks for the advice, his is a lot more complicated than I thought. Better talk to them directly for options

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