Insurance professionals: What’s one coverage gap you see people overlook the most?

For me, it’s often homeowners who assume all water damage is covered or business owners who don’t realize how much a lawsuit can cost without adequate liability limits.

Curious what everyone else is seeing in 2026.

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It isn't just the water portion, most people choose i Durante because they have to have it. They do not see property insurance as protecting one of their most valuable assets outside of their health. They look at price, choose high deductibles to save a few dollars and then they meet me and at that point it is too late. People no li get know how to maintain their homes. for example i had a claim due to a prong from an electrical plug breaking off in a socket 😩they had no idea that it was not covered and if it was well deductible. Insurance is not a maintenance plan. They overlook the whole darn coverage, no matter how much you as an agent explain it, or I as an adjuster. They do not keep paperwork, they have no earthly idea where their inspection reports are within a few years of buying the home.

The biggest gap seems to be hurricanes in the southeast and fire coverage in CA and HI. Maybe it doesn’t matter since FEMA steps in.

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Anyone out there from @Bain @Kearney @EY @Accenture @Roland Berger @Oliver wyman @PWC able to speak on how you are integrating technology and digital strategies into your healthcare and/ pharma projects types , staffing structures and WLB willing to chat and provide some insights on some of the roles I am look at. It would be great  to hear more from someone at any of the firms. Thank you.

#Bain #Kearney #RolandBerger #EY #Accenture #Oliverwyman #Strategy& #PWC

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venting
I’m 23 and independent. Working full time and studying full time is taking a serious toll on my mental health. I’m always tired, unmotivated, depressed, sometimes angry at my life, and I don’t know what to do. I’m in my sophomore year. I also don’t work in the field that I’m studying (computer science) because I’m always rejected without an interview, which is another aggravating factor for me. It’s hard to have time to work on personal projects to make my portfolio more attractive.
Ty

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👋🏼 HI! 34 yo female looking to break into an entry level sales role (pharmaceutical/health/wellness) related ideally. But open to where I need to start to get my foot in the door. Would appreciate any leads on Hybrid sales roles in the Austin area! Or even more networking resources aside from here and linked in 😊.

How is AirBnB ethical when its business model exists through legal arbitrage? It has functionally created rental property service without being subject to the same taxes and liability insurance of a regular hotel company due to the dubious claim of “It’s on the web.”

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Hi Friends,
Just wondering in the Netherlands how is LoonZorg for expat insurance? The deal seems too good to be true as the premiums are a fair bit lower compared to other providers.

Thanks!

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I’ve been a licensed general lines (2-20) insurance agent for year and a half and have sold around 2M in premium, of which most of it is personal lines (homeowners, DP), and some commercial lines business. Even though I’m licensed to write my own business, the sole producer in the company is my boss. I currently make 35k + 15k in commissions (approximately). Is this a normal salary? Or how much should I be making? Appreciate your help

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Got a tough decision now
My current job pays around :120k
Current job: senior ServiceNow consultant , just got raised, mid to big consulting firm, mostly government job, opportunities to become manager

One of my former client ask me if I would join them as contractor for around 160-165k
Job offer: 2 year contract each year has a chance to turn full time, with benefit , mortgage insurance company

What would you choose and what else would you consider?

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How difficult is it to start a solo firm? I’m a first year attorney working in insurance defense in Florida. I love my firm and the mentoring I’m receiving and I’m definitely not looking to move anytime soon, but I would love to start my own firm once I feel competent. Maybe in a few years. Any advice for planning? Thanks!

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White people being the main ones mad Slave Play didn't win any Tony's is...something

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Does anyone have any experience with hub insurance?

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What is the average salary for an Employee Benefits Account Manager? I’ve been in the industry 6 years.

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I’ve been a licensed general lines (2-20) insurance agent for year and a half and have sold around 2M in premium, of which most of it is personal lines (homeowners, DP), and some commercial lines business. Even though I’m licensed to write my own business, the sole producer in the company is my boss. I currently make 35k + 15k in commissions (approximately). Is this a normal salary? Or how much should I be making? Appreciate your help

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Good resources to find industry metrics? Interested to see how carriers rank up by product type in direct written premium, new business, combined ratios, etc.

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How does underwriting compare to PIP litigation in terms of flex time (ability to stop/start work throughout day, work at 2 am if needed, etc)

For example.. in PIP Litigation I can review my suits at 2 am if needed (as a result of having a rough day or other emergency) and still be in compliance

Does Underwriting carry any time sensitive tasks?

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