Investing in Slack? Seems way undervalued compared to its user base. What am I missing?

Buy/lease now or defer to Q1-2023?

My car broke (engine seized, 10y old). I am interested in 530i ($62k price), however 3year lease is $1,000+ monthly (with $5k down). Monthly lesse payment is 50% more than bmw advertised offers (“south FL dealers are not participating in the program”)

Q to car gurus/experts- should I defer purchase/lease for 6 months? My logic, the impending recession will reduce demand and we will go back to more balanced market (lower prices with negotiation).

I seem to have over contributed to my HSA by ~$50. Is it even worth it to withdraw if my HSA charges $20 for processing an excess distribution request?

What is your credit limit on CCR? We're going through some life changes (wedding, rings, travel, etc.) and was recently surprised to find my credit limit is only $30K even after being a solid customer. What are the ways I can get an increase in the credit limit?

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

I have a townhome I want to rent out and wanted to see if there would be any interest here for a furnished townhouse (just main things like bedframes, sofa, dining table, bar stools etc). Most property managers are saying people wouldn't go for furnished, but I think it might be helpful for someone who doesn't want to move stuff or buy stuff. Wanted to get opinions from this bowl as the property is in Denver - thoughts? It's a 3 bed, 2.5 bath in a nice neighborhood.

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Kicking myself for not moving more of my retirement out of growth stocks and into inflation protected assets earlier this year. It should have been so obvious this was going to happen after all the events of 2020 and 2021.

What's up with risk declaration?

I'm working as an Assoc Consultant at KGS Advisory (tech). Are employees allowed to invest in all mutual funds (except those on REL)?
What are the restrictions for people who are not auditing?

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

🎃 What remote teambuilding/social committee events has your office done since COVID?

Looking for ideas to replace the drinks or office goodies we normally give out (Halloween, Christmas, July 4, Valentines etc., plus random “fun stuff”) – we’ve done a few virtual happy hours but obviously everyone has had more than enough of Zoom at this stage! We’re all sticking within our immediate teams for informal catch ups - any ideas that involve the whole agency?

Any of your firms do virtual gifts or corporate appreciation for your teams? We want to do something for our hard working team that is spread out over the nation but not make it an event where we’re stuck doing over zoom. Ideally something like wine delivery just to show appreciation

Solicited moonshot shilling please.

I have about 10k to invest and am happy with my bags of BTC/Eth/link/Sol/etc. and defi blue chips. Looking for a moonshot or at least an up and comer. Thinking of dropping it all in Fantom (FTM). Thoughts? Others?

HBS admits - does anyone know what is the max income threshold 3 years combined to qualify for financial aid?

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

Who bought some Bitcoin on Black Friday?

any suggestions on where to rent? preferably manhattan downtown or midtown. budget is ~2.1k or so. priorities are having a doorman, elevator, laundry in building at the very least

Recommendation for a CPA/ financial advisor in NY? Have oversea assets and investment property in the States. Can't seem to find anyone legit on Yelp:(

Recommendations for a west coast recruiter specializing in tax positions? For someone in biglaw who wants to go in house.

Any advice on how to tastefully tell your manager that you no longer want to be a charge nurse anymore? For us being in charge is having full assignment 3p-7p & being responsible for assigning pts , communicating w/ supervisor about various issues, making the assignment for next shift, and a mini report about each pt for the next charge. On the weekends, same responsibilities but 7a-7p. We don't get any additional pay for being in charge and I'm sick of the added responsibility and stress of it.

Best moves after becoming PMM? I've been in the role for 4-5 years now but looking to really challenge myself - I am not sure what the next leap would be other than moving into leadership or starting my own company. Thoughts?

Liberty Mutual has open roles for a Senior Market Researcher and a Senior UX Researcher. DM me for a referral and more info!

My wife and I are moving to Boston from overseas (we’re from Italy and we’ve recently won the diversity visa green card lottery).

We are looking to rent a 1BR starting in January, ideally for ~$3k/month. I’ll be working in the downtown area.

Do you recommend we go for a serviced/luxury apartment (e.g. Montaje, 345 Harrison, etc.) or hire a broker to get a “normal” apartment?

Any managed buildings recommendations within our budget? Also, what are some good brokers we could work with?

Thanks!

Looking to finally go get my SPHR having the PHR for the past 6 years. Still value and pursuing and obtaining?

What career advice would you give to a 25 year old? Recently got diagnosed with a lifelong disability and it’s really made me contemplate what’s most important to me in terms of my job and how I’m ever going to “make it” in my career with a debilitating condition… or whether I even want to, for that matter. I used to be really ambitious and now all I want is to live well and put my health first

Hi Fishes,
I have an offer with IBM for 13 and with other small company with 15 . Can I renegotiate with IBM ? Do they revise ? Any past experience ? I am interested in joining IBM only.

Hello! I’ve been in Compliance now Dow approx 6 years and want to make myself marketable. Besides a JD what other masters can I obtain?

Trying to transition from accounting to functional consulting for ERP. Any good process to make this move? Any particular requirements ?

Which company did you think would be so hard to crack but was very easy ?

I'll go first
Oracle & IBM.

30mins tech round each and then management round. Both were surprisingly simple.
Yoe-7.5
Tech- fullstack

Hi Fishes,

Currently I am a software developer and I wanted to become an software Architect ... What steps I need to follow to achieve the same...

Please let me know your suggestion...

Hi everyone, new here :D I am looking for a referral for healthcare/pharma/LS consulting in the UK. I can send you my CV via DM. Thank you

Which one is best company to join considering CTC to be almost in same range. Volkswagen it, lemongrass, mphasis

Best place to find area rugs online or DMV area?

Folks - anyone purchase or lease a car under their LLC? If so, advantages and disadvantages of this move?

Hi All,

I'm facing error as "employee ID is not available in BGSW user list" while registering in associate arena app.

Please let me know how to fix this error.

Thanks in Advance.

How do you survive on a PhD stipend knowing it’ll be years before you can afford luxuries like a vacation or brand-name ice cream?

Anyone preparing for Australia immigration? Where are you at the process?

Thoughts on pionex?

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

If I made $1000 in dividends this year, would I have to pay any tax on it if my total yearly income was less than $20000?

In Chicago Illinois, are Propepty taxes paid annually? Or in another way, if I sold my house today, I am still due to pay second half of 2021 in taxes at my end?

I once heard that the average age of those that achieved a net worth of a $1M was around 49 yo. Is this intended to include assets like real estate equity or is this meant to be liquid assets / retirement accounts only?
Understanding, $1M is no longer the goal but for those of you that have achieved this already - What was the age you achieved it and are you including your home equity?

What happens to the funds you're invested in if you roll an old employer's 401k into your current employer's 401k? Is your current 401k custodian able to continue keeping those funds invested even if they don't offer the funds themselves?

Advice appreciated: I want to sublease my apartment so that I can rent elsewhere and pay less. I had to move in a short amount of time and it was during the period where there was a high demand for housing, & leases everywhere were expensive so I signed what I thought was fairly cheap in comparison to what was out there. However I found something this month that will cut costs by 30%. How do I go about finding someone to sublease my place?

Anyone using basic MF or ETFs to invest? I’m new to personal investments and was wondering if I should spread about 10-15k across some ETFs and MFs, do you use a bank for this?

Marcus HYSA rate cut down to 2.0% :(

I max out my 401k and I have a decent emergency fund. I want to keep saving. From what I’ve been reading my next steps are an IRA and then a brokerage account. Questions:
1. How do I pick between a Roth vs a traditional IRA?
2. Once I hit the max of $6k - only then do I focus on brokerage account?

Leaving firm and thinking about what to do with my 401k. Any reason not to roll it over to my own IRA vs leaving as is or moving to new company 401k?

Has anyone used equal wt. index funds like RSP. Is it worth it?

Investing US 50k per year on a joint income of 170k. This on top of mortgage payments for a 400k penthouse. How does this look?

Gl as a aor

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

When investing liquid cash long term do you all work with an investment advisor or do it yourself? Just got off of a meeting with J P Chase investment advisor who is essentially going to invest my money into a bunch of their own ETFs, S&P500 and some fixed assets. Wondering if it’s paying them 1.5% fees to do it or should I invest time and do it myself.

Noob investor here. I messed up and need some advice. Invested in Alibaba (BABA) around $245 average cost because I believed in the business but now I’m significantly down…what should I do? I have half investment in my individual brokerage and half in my Roth IRA (I know, pretty stupid of me). Am I screwed long term?

Which app do you use to buy stocks? Is cash app safe or should I go the old school route of Fidelity or Charles Schwab?

Should I invest in Roth IRA or Roth 401k?

DeFi bug accidentally gives $90 million to users, founder begs them to return it - CNBC