Is it a terrible idea to use a 0% APR card to buy out my loan debt? It looks like using either Plastiq or balance transfer, i can do it for 3%.
So, it would effectively be 3% for 21 months of 0% APR wit something like the Citi Simplicity. Instead of my current 7.8% APR.

I get big target annual bonuses in February (obviously not guaranteed) but even still i feel like 21 months is a nicely long time to pay back the debt with no forced monthly payments…

My direct report expensed Cal Bar late fees assessed for reporting MCLE credits late and for paying the bar fee late. It’s around $190 extra. I don’t care about the money (it’s not mine) but I think this is principally wrong to ask the company to cover it. Thoughts on this and how you would communicate it?

Anyone else catch Tesla today? After months of no trading and waiting for the right time I had 10 700c I bought Friday at $695 a piece and exited at 4K a piece for a profit of 33K. Time to stay composed and wait for the next high conviction setup

Have 20k, what’s a good small business to start with this fund? Serious question here

Ways to rack up cc points/miles while buying a home?

Can wife claim husbands PAN for HRA? Flat is in the name of husband

I have $20k in savings, I owe $6,000 to my 401k loan, that’s the only loan I got. I am debt free otherwise except for my house. Should I use my savings to pay off? Since people are talking about unemployment and being fired, I wanted to make sure I have enough, 👩🏾‍💻... What should I do? I initially took the loan to add to my home equity when I sell my house for a new house then covid hit.

This is an emotional dump rn. It may be lack of social interaction but I'm really frustrated lately. I feel like I lost last 2.5 years of my life with ongoing lockdowns and job instability in the first half of the pandemic. I was 28 turing 31. I get good dates but -ve self talk
Inflation is high & coming from a low income family where you're supposed to help your parents is driving me nuts. Although I make a good salary, after rent, car insurance, there isn't much left (unfav currency exchange)

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

Alright QOTD: How are you paying back your loans? PSLF or working for Private Firms and Paying your loans back yourself? Which choice do you think is better. I have 5 years left of PSLF and I cannot wait for the day that this loan is gone.

How do you effectively plan for retirement?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

What would you say is the minimum amount of money that your household would have to make before considering to have two babies?

Can someone inform me of the average salary for a Workday HCM Recruiting Functional Consultant - Sr. Associate @pwc

Can anyone shed some light on what the average salary of a SAM is in a life science agency (medical communications/education)?

Hi all, I’m currently at B of A in the Raleigh NC area and looking for a remote/hybrid role. I have 14 YOE with the majority of that in retail leadership. Most recently I’ve led a team of 50 remotely in support of business banking. I’m looking for an ops focused or business banking strategy role in the Raleigh area. Any insight or feedback is appreciated!

BCG PIPE Practice

I work at a hedge fund now. I spent a number of years in consulting earlier in my career. I’ve made some $ but the job is lonely. Thinking of returning to consulting.

1) Is the PIPE practice only due diligence projects? Or any segmentation of the service line beyond general “DDs”?

2) I’m 2011 out of undergrad and have done a few years of consulting and a few at a HF. Would I come in as a PL? Principal? How is this decided? What is typical profile of laterals who come in here

Did anyone receive communication from their managers regarding Q4 promotions? Have they started informing? When do they inform generally or when is the list released?

Which languages do you use at your job as a software engineer?

Does nagarro send any rejection mail after the interview?

How long does it take for nagarro to get back ?

Vive la France !

Hi folks - anyone here is a realtor or was a realtor in Toronto before? Looking to chat with people who have the experience.

Can someone recommend a good photographer for headshots? I’ve tried two so far with mixed results. Don’t really like the final product and most are not great for a professional setting.

Other than Equinox - what are your favorite Gympass perks/classes?

Hi 🐟
Is anyone working as a Salesforce QA? Please let me know what are your daily tasks on a high level and what are the main areas a QA works on.. I'm planning to switch to Salesforce as QA.. Need some guidance..

Partner 🐠 - what are some traits of top candidates for final round partner interviews?

I‘m considering an add-on degree in the US on top of my MBA from a leading Euro school, in order to be able to work in the US. My employer wouldn’t sponsor me, so no internal transfer! STEM or no STEM...still up in the air. Crazy idea or not? What do you think?

For those interested, you can now follow hashtag MoskowitzCooks on LinkedIn. I will be posting the more informative posts as the versions here are abridged for obvious reasons.

Got an interview lined up with CFGI.. not sure hows the company so thought I had request CFGI folks to share their experience here ?

Can we pay rent to our parent?
What if my parents are in other city and I am living @ my company's location which are 700km away from each other. Can I still show that I am paying rent to my parent?
Please help as this is my first time coming under tax slab

Hi Fishes ,
I have been offered the role of software engineer 2b in boa.I have an overall experience of 7+ years. Is this the right designation / am i being low balled?

Is optum calling employees back to office? Junior level in gurgaon

Lincoln Aviator? Replacing an older mdx

I have an old 2006 Camry that I am eventually looking to replace (it is currently worth 2k). Have always wanted to learn about cars and how to do stuff with it and would like to use this car as an opportunity to pick up a hobby. What resources can anyone suggest (books / videos etc) where I can do car-related stuff, from the simple to hopefully more complicated as I get better. Thanks

Any idea why the new M3’s got the hideous grill yet the new 3 series don’t? I feel like all past M3’s had the same body as their non (pure) M counterparts.

Anyone have experience with buying a used car through a car buying consultant? Genuinely curious to see if the network, experience they bring can help me land a better deal than doing it on my own.

About to buy my first car, am I making a mistake? It's 2019 Corolla for 25K CAD (18K USD) all in. 45K kilometres (28K miles). I have 75K saved and earn 100K a year. It just feels too expensive, but it's hard to find something decent for less. Thoughts appreciated!

Will be in the market for a car in a month or so - narrowed down to Mazda CX 50 Turbo but the BMW X3 is only around $5k more compared to the Mazda Turbo trim I liked. Torn between these 2, would really appreciate any advice/insight in making this decision in regards to longterm ownership, rate of depreciation and maintenance.

Does anyone here follow Your Auto Advocate (renamed Your Advocate Alliance) on YouTube? Trying to learn how to negotiate to buy my first car. As if I wasn’t nervous enough to negotiate pricing before I’m even more so with 2022 market situation. Just wondering if anyone has used that channel or others similar to buy a car for an agreeable price these days

Looking to get in touch with a Porsche dealer but don’t have any contacts. Has anyone bought one from someone they’d recommend?

Who has seen the viral flying Tesla??🤣🤣🤣

Anyone know if non-m cars have launch mode?

How to best calculate the loss of value(diminished value)to my car due an accident? Insurance agency quoted a really lower amount.

Who are worse: Altima drivers or Dodge Journey drivers?

Please settle this argument between my friend and his brother. If you had to race, which car are you choosing between a 2022 X6M BMW vs 2021 Hellcat Durango.

Can we consider cars from the 90s to be classics?

Sub question: what's your favorite 90s-era car? Extra points for pics.

The new X7 looks like a faakin’ Kia….

What salary would you feel comfortable buying a $100k car? Trying to gauge how bad of a decision that would be…

Going to Italy end of October, planning on visiting the Lamborghini and Ferrari museums. Which Ferrari museum is better? Modena or Maranello? Or is it worth it to visit both?

Are dealerships not negotiating car prices right now due to the chip shortage and high demand for cars? Or is it just the used car market?

High performance wagons? Have under 2 years left on my m340 lease and really wish we got more wagons over in the States. Anyone have any recommendations for consideration? 2 kids fit fine in my car now,
but could use more space and do not want a SUV.