Any thoughts on I bonds? Some recommended them. Pros, Cons ?

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Cons: 1 year lockup period, 3 months interest deducted if withdrawn under 5 years, bond limit: 10k per SSN, an extra $5k if you pay the IRS extra tax and get refund through iBond. .

I think it’s a great product to just have $10k set aside for future, earning 8-9% interest while inflation is high. Do not use this like an emergency fund. It’s more like a second hand savings.

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@accenture1: Agreed makes sense.

I would use the search function since there have been many posts on them. They are a good buy now if you don’t need the money for at least a year

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Honestly this topic has been posted about sooo many times and is easy to find answers on regardless... Treasury direct tells you all the stipulations and gives you the formula/calculation. Either search on this app or use Google and then post...you will find your answer, as I've answered it at least 5 times in the past two weeks myself.

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